Barker Sutcliffe & Associates Ltd was founded by Paul Barker and Graham Sutcliffe following the natural progression of many years experience as Independent Financial Advisers. Our specialism is to provide Bespoke Financial Planning Solutions to busy professionals. Barker Sutcliffe & Associates Ltd aims to give: Impartial advice to both private and business clients. Does not believe in pressure selling and that clients are ‘for life’. Do not charge a fee for an initial consultation. Design Bespoke Financial Planning Solutions for each individual/company Barker Sutcliffe & Associates Ltd believes that professionalism, honesty and integrity are the cornerstones of all business dealings.

Serviced Areas

  • West Yorkshire, North Yorkshire, East Lancashire

Contact Details

  Website
  City Skipton
  Postcode BD23 1EW
  Address The British School Otley Street
  Phone Number 017 5679 9020

From Our Website

Our aim is to help individuals and businesses to achieve their financial goals. Our approach is straightforward. You tell us about your current situation and about your financial objectives and when you want to achieve them. We develop a practical plan designed to help you meet those objectives. We'll discuss the plan with you and agree the course of action you want to take. Whilst the final decisions are of course yours, we're here to help and guide you with jargon-free advice both now and in the future.


Barker Sutcliffe & Associates Ltd was founded by Paul Barker and Graham Sutcliffe following the natural progression of many years' experience as Independent Financial Advisers. We provide individuals and businesses with advice on practical and relevant solutions to help them to meet their financial objectives. Graham started his career in Financial Services after leaving University in the mid 1990's. Having worked with Paul for nearly 20 years he is a founding director of Barker Sutcliffe & Associates.


A business may want to protect the key employees within their firm - perhaps the key salesperson, or the IT manager, without whom the business would not function properly. Keyperson / shareholder / partnership protection can provide a fixed sum should the individual be unable to work, or even die. The benefit will be designed to cover the firm's expenses in meeting any emergency costs, recruiting a replacement employee and protecting the future of the business. If a shareholder were to pass away, the firms remaining shareholders or directors may want to purchase the deceased's shares from their estate promptly to maintain control of their business.


Mortgages are one of the largest single transactions in most people's lives. Buying a property can be a stressful and time-consuming experience; nowadays the financing of a mortgage is a case of finding and selecting the most suitable mortgage, rather than simply accepting a lender's offer. Banks, building societies and smaller niche lenders compete for your business, all offering a variety of interest rate deals, associated fees and other enhancements to attract borrowers. The two main methods of repaying a mortgage are repayment (capital and interest) and interest only.


There are many different 'tools' used to save for retirement, the taxation and investment elements of pensions can appear baffling. We specialise in explaining, recommending and monitoring pensions for you. Below are the most common sources of pension income to provide for your retirement. The full new State Pension is 175.20 per week (2020-21). Your National Insurance record is used to calculate your new State Pension. You'll usually need 10 qualifying years to get any new State Pension, 35 qualifying years for the full amount.


Whether you rent or own your home, insuring it makes sense. There are two main types of home insurance to consider - buildings and contents. As the names suggest, buildings insurance protects the property itself, whilst contents insurance covers the furniture, furnishings, appliances, clothing and all your possessions. Whatever the type of property you live in, even if it's 'non-standard', the chances are we'll be able help you to find the cover you need. We'll also be able to help you get the right cover for all your home contents.