Whilst we are happy to undertake relatively simple mortgage cases, many clients come to us with the more complicated scenarios requiring a little more thought.

We like a challenge and so knowledge and strategy combine to build a plan to help each client individually, With many years in business and an extensive network of loan, finance and mortgage providers we can suggest solutions to suit all circumstances.

A large proportion of our business is; buy to let mortgages, holiday let mortgages, capital raising, bridging finance, development finance.

Please call us on 020 8301 7930 to find out how we can help you.

Highlights, Specialties & Features

  • Highly experienced mortgage brokers
  • Specialising in holiday let mortgages since 2006
  • Specialising in buy to let mortgages since 2000
  • Professional and ethical

Payment Options

  • Debit Cards, MasterCard, Personal Checks, VISA

Contact Details

  Website
  Person Norman Phillips
  City Bexleyheath
  Postcode DA7 5AH
  Address 140 Long Lane
  Phone Number 020 8301 7930

Business Representative

Norman Phillips

Director

Products & Services

We can provide comprehensive options for buy to let mortgages including bridging options.


Whether funds are needed for a small development project or a property refurbishment our team can help put the right finance package in place.


We can provide comprehensive options for buy to holiday mortgages including bridging options.

Best service I've ever had from a mortgage advisor, or any financial advisor for that matter! Always very professional but also practical and personable. Every step of the way, we had help and answers available to us.

Value for money
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Overall ratingExcellent

  • I would recommend this business

Couldn't fault the knowledge and service from Kerry and Dawn for a re-mortgage. Thank you. Would highly recommend.

Value for money
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Overall ratingExcellent

  • I would recommend this business

After a great service from Kerry and Dawn when buying our new home, we used Deake mortgages again for our remortgage. They have once again gone above and beyond and we would fully recommend their services.

Value for money
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Quality
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Overall ratingExcellent

  • I would recommend this business

I’ve had nothing but great mortgage advice and support from Kerry Santucci at Drake Mortgages. She has been so informative and has worked so hard to get the best mortgages for me. Dawn Leese has also been so helpful and been always ready and available to help. Both very professional and would highly recommend.

Value for money
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Overall ratingExcellent

  • I would recommend this business

Exceptional clients care! The level of support and professional advice is outstanding and I would highly recommend Kerry, Dawn and Drake Mortgages Team..... ever so grateful for their impeccable services and patience!

Value for money
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Overall ratingExcellent

  • I would recommend this business

The mortgages I needed for two properties at the same time were far from straightforward and most banks rejected our application. However, Kerry didn’t give up and worked tirelessly to obtain them. In 25 years of property purchases I have never dealt with more brilliant mortgage advisors and I shall be using Kerry and her team at Drake Mortgages for all future property acquisitions.

Value for money
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Quality
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Overall ratingExcellent

  • I would recommend this business

Kerry has been amazing from beginning to end so no hesitation whatsoever in recommending her. She delivered a first class job.

Value for money
Service & support
Quality
Location
Overall ratingExcellent

  • I would recommend this business

Great service - a very attentive and responsive team.
Kerry went above and beyond for us when securing our first mortgage. Her expertise and guidance made a stressful and uncertain time (especially due to Covid) run as smoothly as possible - we couldn't have done it without her.
Highly recommend!

Value for money
Service & support
Quality
Location
Overall ratingExcellent

Customer Testimonials

I've used these guys 3 times now and can't recommend them highly enough. Communication is excellent and they've found some great deals for me which I would probably never have found myself.


We couldn't have asked for a more professional, responsive and supportive mortgage broker than Kerry and her team. Kerry has helped us a number of times and we wouldn't go anywhere else. Forever grateful.

Social Activity

Pepper Money launches new BTL products for limited companies https://t.co/xrOZpc0ss1
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What aspects of the home are causing concern when it comes to cleaning? https://t.co/3KRxtIGQmm
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Landlords hope for change in next weeks Scottish Budget https://t.co/88R7MAWGrI
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Secured loans and homeowner loans. In this article we talk about what they are and when they should be considered. https://t.co/93HccKdldp
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A third of renters fear they will never be able to afford to buy their own home https://t.co/OdCYRdjh5g
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Buy to let mortgages. Possibly more questions than answers at the moment. Political and economical uncertainties. https://t.co/HUkWwXwMAF
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Bridge to Let Mortgage (for investors) This product helps landlords to purchase & renovate tired & un-mortgageable https://t.co/BJW5SQLiyp
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The lowdown on Yorkshires property market in 2020 https://t.co/pxTxPVTB9D
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From Our Website

We provide expert advice to cater for most property finance requirements, including residential purchase and remortgage, holiday let finance, expat, buy to let, commercial and development. As an independent mortgage broker our advisers are not restricted to a limited number of lenders. We are able to search the whole market including the broker only deals. Buy to let has changed considerably in the last few years. We understand the implications of those changes and our experts will guide you through what it means to you.


Drake Mortgages is an experienced company of specialist independent mortgage brokers based in Bexleyheath, Kent. Whilst we have been active online for some time, we are a very well established Company with staff you can talk to and even meet if you so wish! We specialise in providing clients with comprehensive mortgage advice from the full range of lenders available to us. We are an independent mortgage advisor, as such we can deal with all lenders and mortgage companies. All of our advisers hold the required qualifications to give specialist mortgage advice to our clients.


Our tailor made experienced approach to development, bespoke & bridging finance establishes Drake Mortgages as a leading broker in the South East and London area. You may have noticed that we have pages explaining the use of bridging finance, and that these products allow for property "development", so you may wonder what the distinction is between bridging finance and the definition of development finance used on this page? Development finance achieves the same result as bridging finance and is usually cheaper.


Drake Mortgages are expert buy to let mortgage brokers. We are perfectly placed to advise you and find a buy to let mortgage that matches your property needs for individuals, families, investors, landlords and Ltd Co's. So whether you are investing in Buy to Let properties for the rental income or for the potential capital appreciation, choosing the right mortgage is essential. Not least because it is fraudulent to either let a property while only paying for a residential mortgage, or to move into a property that you have told the lender you are renting out.


Is it the right time to invest in buy to let? It's hard to predict the future but we all still have to plan and make decisions, to save and invest. If property investment fits with your financial plans then it is equally important to research the finance correctly. A growing number of landlords are purchasing buy to let property in the name of a limited liability company. Let's take a look at some of the most frequently asked questions (FAQs) about why they are doing so and what that means for the limited company buy to let mortgage they are likely to need.


The term "bridging finance" is frequently misused including by many in the industry, not least brokers who only arrange it very occasionally. Bridge To Let In an article that we posted last month, entitled "Refurbishment Finance" the narrative mentioned the recent Buy-To-Let tax changes which are negatively affecting landlords. The changes were announced in the budget of 2015 and implemented through an instrument in UK Tax Law called "Section 24".


It still happens too frequently that, in pursuit of a cheap interest rate, people will use an inappropriate mortgage product, intentionally misleading the lender. Next steps If you want to unlock some of the equity tied up in your home - or other property you own - you might want to consider the potential advantages of a second charge loan. Why not contact us today at Drake Mortgages to see how we can help? Mortgages offered on a holiday let basis contain clauses specific to the business of holiday letting.


It could be your first important step onto the housing ladder, you may be a home mover, or looking to re-mortgage. Whether you're an individual, limited company, or have a portfolio of properties to manage, we will find mortgages and solutions for all types of landlords. As a leading buy-to-let specialist we plan, strategise and rationalise your options, ultimately helping clients achieve their goals. Whether you need advice on a mortgage, finance or insurance, at Drake Mortgages we can prepare a custom recommendation that will suit your individual needs, circumstances & of course, your budget.