Fully independent mortgage broker with access to whole of market products. Over 30 years experience working within financial services we offer expert advice on residential mortgages and secured loans as well as commercial mortgages and all related products such as life assurance and income protection as well as bridging finance.
- Yorkshire and beyond
|Phone Number||012 7467 3000|
From Our Website
Our aim is to secure you the very best rate possible for your mortgage. We have access to every mortgage deal on the market and are determined to save you as much money as possible on your monthly outgoings. We also have access to exclusive deals, that are only available to brokers. From 100% deals with parents help, fee free deals with no up front costs. Whatever deal you are wanting we have a lender who can accommodate your wishes. So put your feet up and relax - let us do the legwork and find your ideal deal.
I have 35 years experience working within financial services tending to clients needs. I have gained an insight in the financial market allowing me to help solve mortgage & protection client's problems and meet their goals. We have special deals from our wide choice of lenders. Our lenders who can offer finance to those in an IVA or bankruptcy who are wanting to pay off creditors, allowing you to get back on your feet. In many cases hundreds if not thousands of pounds can be saved on special deals with some also offering a free valuation or free legal fees or both.
Saving money on monthly outgoings is most peoples priority, and for many people this saving can be made on their mortgage payments. We have access to every mortgage deal on the market and with many lenders offering a free property valuation or free legal fees or a combination of both, there has never been a better time to look at taking out a mortgage or switching lenders. We offer all our clients a tailor made package to fit their mortgage needs and in most cases saving them hundreds and in some cases thousands of pounds in the process.
Income Protection Cover pays you a regular income if you can't work due to ill health or accidental injury, and the benefit starts after an agreed period of time, called a deferred period. The deferred period is the amount of time that must pass between your first day off work and the point at which you can start to receive benefit payments. The longer the deferred period you choose, the lower your premiums will be. So, if your employer provides sick pay for a period of time, you may be able to delay when you want your benefit to start by selecting a longer deferred period.
A successful business isn't just about taking all the right measures to be in the best position to achieve your financial goals; it includes all the necessary steps you need to take in order to protect your business. As a business owner, you probably realise that operating and owning a business can be fraught with risks. Business ownership protection can offer peace of mind to you and your family. If you own your own business you will need to consider what might happen if you or a key employee became ill and were unable to work?
First time buyers can be helped by family members to purchase their home. They are able to borrow up to 100% of purchase price of a property, with family members providing 20% of purchase price in security either in the form of a cash deposit paid into a separate account or the lender takes a 20% equity charge on their residential property Or a combination of both. All legal charges are removed once the loan to value of the property falls below 75%. With most first time buyers struggling to save for a deposit this is one way for family members to help them.
Secured loans can be used for any purpose: often for home improvements, debt consolidation, holiday or a car purchase. Usually when you can't raise capital on your mortgage. A secured (or homeowner) loan is a loan that is 'secured' against your property, the advantage of a secured (as opposed to unsecured) loan is that the lender has assurances that the loan will be repaid so interest rates are lower than they are for an unsecured loan. Meaning you pay less. An independent broker like ourselves is able to search the whole market to find the best & most suitable product for your needs; you can apply directly to a secured lender but you won't necessarily get the best deal that way.
Do you feel that owning your own home is a distant dream? If you have a 5% deposit and with the help of parents and relatives we can make the dream of owning your own home come true. This is not a Guarantor Mortgage but a family assist mortgage with limited liability from parents and relatives. The mortgage deal not only applies to first time buyers but to home owners looking for a larger property. The minimum property valuation is £120,000. Not only do you need to consider which mortgage is best for you, you also need to think about which interest rate options are most likely to suit your needs.