We are Whole of Market Mortgage advisers based in Bournemouth however we cover the whole of the UK. We are normally paid a commission by the mortgage companies so we dont have to charge you a fee for our service. Call us for a fast and friendly service today.
|Address||Old Christchurch Road|
Products & Services
The service provided by Rest Assured Mortgages will be free of any broker fees as they receive a commission from the provider. Their status as a Whole of Market Mortgage Broker means that they will source all the products available ensuring you get the Best Mortgage Deal to suit your needs and requiments for
Buy to let Mortgages
First Time BuyerMortgage
Poor Credit Mortgage
From Our Website
The Mortgage Finder provides regular news and updates about the multitude of mortgage products available in the UK marketplace. Should you be interested in talking further about any content you find on this site we will pass you to a Mortgage Adviser from Rest Assured Mortgages who specialize in residential mortgages for all types of client. The Mortgage Advisers at Rest Assured Mortgages use the 'whole of market', which includes exclusive products not available to customers shopping for a mortgage in the high street.
At the Mortgage Finder our advisors have worked in the mortgage industry for many years. Initially, we will run through all the basics and ensure that you fully understand what is involved. We will then advise you as to which mortgage is best for you, being continually available to answer your questions and concerns as we progress together. Buying your first home is very exciting and we want to be part of that journey with you. Please take a look at our Mortgage Calculator page at some of the best mortgage rates we have quoted our clients.
There has been a lot of hype about the Sub-Prime mortgage market and the credit crunch over the last 3 years. This has lead to a lot of rumours which is further restricting the property market hopefully I have good news. It is true that many lenders like GMAC, SPML & Rooftop that specialised in poor credit mortgages have either gone or stopped lending however the good news is lenders like Kensington, I Group and Cheshire are still lending and we are now seeing new companies appearing like Aldermore mortgages and MBS Lending also looking at the adverse credit end of the market.
It should be simple to remortgage as all you are doing is switching from one lender another, but with over 4400 different Mortgage deals available all offering a slightly different incentives, who can say it's easy to change to the best Mortgage deal for you? To add to your stress of finding the best Mortgage Rate, you may want to clear some loans or raise cash do home improvements, this is possible but with many lenders now looking for reasons to say " the computer says no" you need to make sure you approach them the correct way.
The great news is that we can help. We will arrange the best mortgage for you and if you wish we will work with the estate agents and solicitors to try to ensure the sale goes smoothly through to completion. Rest Assured Mortgages does not charge fees for its service, we are paid a commission by the provider. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage. The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.
Demand for landlords in most areas of the UK is very high and signs are that in 2011 and onward it will continue to increase (see News article on "Buy to Let" mortgages). Lenders have now recognised that they need to start lending in this area again so to help things along they have increased the loan to value ratio from 75% to 80% on some of their products and reduced rates on others. Further signs of an improvement in the market were indicated at a recent meeting we had with HBOS in Birmingham.
We have listed some of the Best Mortgage Rates quoted in the last few week. Using the Mortgage Calculator you can compare these Mortgage rates and get a feel for what we can do for you. The above figures assume an annual reset type mortgage which recalculates mortgage payments once a year. As such they may slightly overstate the monthly payments for more flexible mortgages, offering monthly or even daily recalculation of payments. Rest Assured Mortgages does not charge fees for its service, we are paid a commission by the provider.
There has been a new lender entering the market recently specifically to target the Self Certification market. The lender, SelfCert.co.uk, is based in Prague in order to circumvent the Financial Conduct Authority (FCA) ban on such mortgages being offered by UK based lenders. Self Certification mortgages first came into the market in the 1980's and was aimed specifically at the self-employed small business sector. Under self cert the borrower was actually allowed to declare what their income was with no requirement to provide proof of how the figure was reached.