Alexander Consulting are independent mortgage specialists. As independent mortgage specialists, we have access to the whole of the market. We do not charge a fee for mortgage advice. However we do offer a purely fee-based option with a charge of up to 1% of the loan amount.
- Central London
|Address||7a Pindock Mews|
|Phone Number||020 7286 8044|
From Our Website
We specialise in providing you with quality, professional Financial Advice that you can trust. Whatever your particular requirements, whether it be a mortgage, retirement planning, protection against accident, sickness or death we can ensure that we find the best solution for you. The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK. Representative Example 3.85% APRC, based on borrowing 130,000 over 18 years on a 2.98% fixed rate until 30th June 2018, giving 26 monthly payments of 778.36, followed by 190 payments of 837.79 on a variable rate (currently 4%).
We are dedicated to creating a meaningful, long-term relationship with you that is based on understanding, knowledge and commitment to progress. We are a company of action: proactive, professional and committed to creating long-term success and financial progression for you, our client. We understand that everyone's different, and that's why our financial planning approach is as individual as you. We know the financial side of life can be complex and that's why we work hard to get to know you and your aspirations through careful life planning and consultation.
An Income Protection plan is designed to pay out a regular income in the event you are unable to work due to an accident or illness. These types of plans continue to pay out an income as long as you are unable to return to work up until the end date of the policy (typically your normal retirement age). This type of plan is quite often seen as the foundation of any financial planning as it is likely that other plans will have to be given up if you do not have sufficient income coming into the household.
It covers the loss of or damage to the contents of your home. This includes your furniture, electrical goods and other items within your home. Some policies cover you for items you take outside, for example cameras, jewellery and briefcases. Different policies offer different levels of cover but generally you'll be covered against theft and fire, and have the option to insure against damage you may cause by accident. It is always vital that you thoroughly read and understand the full policy terms and conditions.
We have designed a buy to let property insurance policy to offer you protection for your buy to let property and it's contents. Contents only cover is only available in circumstances where the buildings is tied to another insurer, such as in the case of a leasehold flat. Please note that Landlords Insurance is designed to cover certain unforeseen events and doesn't cover everything. It does not cover things like general wear and tear or damage that happens gradually over a period of time. There is also an excess on each claim.
If you have a mortgage, your lender will insist that your property (and their security) is protected by buildings insurance. It usually pays out if your property is destroyed by fire, floods or subsidence (although you will need to check if you live on a flood plain, for example). Damage to fixed fittings such as baths and kitchens are often included, as well as sheds, greenhouses and garages. You might be offered buildings insurance when you take out your mortgage, but you don't have to take what's on offer.
Buying a house is one of the most important purchases you will make, and buying a home for the first time will be an even more daunting prospect. Add to this the vast array of mortgage products available from a wide range of sources and you could be left with a high-stress, confusing decision. To help you with making the right decision we have put together 10 top tips for you. Ensure that you are realistic when working out exactly how much you can afford to spend on your new house. You should ensure the intended mortgage is affordable (by doing a budget calculation) and it is wise to seek a Decision in Principle certificate, so that you know how much you can offer once you have found a suitable property.
We realise that no-one likes to think about the future. However, shying away from thinking about, and even addressing, life insurance and protecting you and your family should simply not be an option for anyone. After all, no-one ever wants to say if only after a tragic event. Should the worst happen, financial stress for you or your family really is the last thing you need. We will discuss your own personal details and circumstances with you in detail and provide advice and a solution that is entirely tailored to you.