Here at Prospect Tree we truly do put our clients first, because they are the business. Our advisors, who have extensive experience and knowledge from working with major Banks and lenders, work with you one on one to help you find the right mortgage and deal for your unique and personal requirements. No two mortgages are really the same and finding the right deal for you can be a challenge, that is why we are whole of the market independent advisors, meaning we can provide both the mortgage and the service which suits you.

We deal with Landlords: Because the lending requirements change for Landlords on a regular basis, we are always up to date with the most recent deals available and requirements needed.

We deal with First Time Buyers: Buying your first home is stressful enough, you don't need to add to that by trying to find the right mortgage that meets not only your current requirements, but future ones too. We spend time getting to know you, what you your plans are for the future and help you find the mortgage that fits what you want to do.

We deal with Remortgages: You may want to remortgage for a better rate, to increase your borrowing, whatever the reason, we make sure you get the right outcome for your needs.

Serviced Areas

  • Ashford, Tenterden,Canterbury, Folkestone, Hythe, Dover, New Romney

Contact Details

  Person Nick Daynes
  City Ashford
  Postcode TN25 4QR
  Address 50 Freathy Lane
  Phone Number 0800 044 3833

Business Representative

Nick Daynes


Nick not only has an extensive background in finance and mortgages, but also within the property market as well. Having been a senior valuer for the largest independent estate agent in the south east of England, Nick knows property, knows the buying process and knows what is needed when dealing within unforeseen obstacles.

Products & Services



We provide totally impartial whole-market mortgage advice to a broad range of clients. Our expert advisors are here to make the mortgage process as simple and stress-free as possible.

If you're buying your first property we're here to walk you through the process, making sure you understand the buying process as a whole and guiding you through what's happening at every stage of your application.

Not planning on moving but looking for the most suitable mortgage available? We can research the entire market for you to find the ideal product.

If you're a landlord with one property or you have a broad portfolio, we have the expertise to meet your needs.

  • I would recommend this business

Thank you to Nick and his team for all your advise! So professional and straightforward. I have been recommending you to all my family and friends so they can also save on their monthly payments!!

Value for money
Service & support
Overall ratingExcellent

Customer Testimonials

What were the circumstances that caused you to look for a Mortgage Adviser?
We were first pushed towards one that didn't suit us and gave us the wrong numbers. After this very bad blunder, we were advised to talk to Nick who has made our mortgage experience very easy and successful.

How did Prospect Tree help you?
He got our mortgage accepted and got us great deals for life insurances and house insurance.

Have you seen the outcome you were hoping for?
Yes and we are very happy with Nick's help.

What were the circumstances that caused you to look for a Mortgage Adviser?
Getting mortgage for first-time property purchase.

How did Prospect Tree help you?
Assisted with getting mortgage that suited our needs, where other advisers had said we would be unlikely to be able to get the mortgage we wanted based on our circumstances.

What is your current situation? Have you seen the outcome you were hoping for?
Succeeded in getting the mortgage we wanted and Nick was helpful and responsive at all times.

What were the circumstances that caused you to look for a Mortgage Adviser?
Buying our First Home.

How did Nick Prospect Tree help you?
Nick found out everything about my Wife and I to fully understand our needs before setting his mind to the task at hand. He talked us through the process and his advice was excellent leading to us purchasing our first home swiftly and without mistakes or any repetition on our part.

Have you seen the outcome you were hoping for?
Certainly, Nick collated all the evidence he needed from us as we went along so that the moment the right house came up we had submitted our application within days and the survey was booked four days later! Mortgage offer 7 days after that. how can we complain.

It's been a while since I've had to deal with anything mortgage related. We recently used Nick for our mortgage and he was clear, concise and made the whole process easy and uncomplicated. He always got back to us when he said he would. Compared to our bank, we would not hesitate in using him again and would highly recommend him.

Nick and the team at Prospect Tree have been magnificent in supporting me and my family through our mortgage requirements. They have helped to turn a difficult and confusing situation in to a clear picture of the road ahead. Proffessional throughout their eye for detail cannot be faulted. Wouldn't hesitate to reccommend to all my friends and family, thank you Nick and Ian for your help - amazing!

I have found Nick at Prospect Tree Mortgages to be incredibly helpful in supplying expert impartial mortgage advice. Using his knowledge and experience he can quickly sum up the options available, and works quickly and effectively with the solicitors and estate agents involved to ensure a great result.

having used Nick Daynes, at prospect tree mortgages for some expert advice i would have no hesitation in recommending him to my friends and family. top class service!!!