Independent Mortgage Broker whole of Market Broker Authorized and Regulated by the F.C.A reg 404127. Friendly Approachable and a Quick Decision to get you moving fast ! Call us or Email me on manish@prosperhomeloans.co.uk for further details we will be happy to assist you in any Quote and give you all the relevant information to help you to buy your new Home.

Serviced Areas

  • South East / whole of the UK including Scotland

Contact Details

  Website
  City St Leonards-on-Sea
  Postcode TN37 7DT
  Address 60 Seddlescombe Road
  Phone Number 014 2471 2333

From Our Website

Prosper Home Loans are here to give you valuable and comprehensive information about UK Mortgages. With whole of market access to thousands of UK mortgages we work both locally in and around the Sussex area and across the UK to help our clients find a mortgage that exactly suits their needs. A mortgage is often the biggest financial commitment you will make and getting professional advice is vitally important and could save you thousands or even tens of thousands of pounds over the life of the property loan.


You may have heard the term "Let to Buy mortgage" but what does this mean, and is it suitable for you? Don't let this stop you from buying your dream property. There are some lenders who are prepared to offer a mortgage for people who want to move to a new property while you let your old home in order to finance the new mortgage. This works as follows. You mortgage your current home to raise funds so that you can clear your current mortgage and raise further funds to enable you to move. The Let to Buy lender will pay off your old mortgage so that you can transfer your old mortgage to your new property or alternatively take out a new mortgage with a new lender on your new home.


If you are planning to buy a home and let it to a number of tenants, for example university students, who will rent individual rooms and share the facilities, you will need a specialist HMO mortgage.


Own their house with no mortgage. They had approached their own bank as they wanted to get a loan or mortgage to complete some necessary home improvements. They were told that they were too "old" to borrow any money. They approached Prosper and spoke to one of our CeRER qualified advisers who recommended a life time mortgage where the client could either choose to make a monthly payment or choose to have the interest rolled up over the lifetime of the mortgage. With this Lifetime mortgage the client also choose to have a drawdown facility so that they could withdraw funds from their property if they wished to do so in the future.


I found your service to be super-efficient, friendly and you kept me informed every step of the way. I was very pleased with your quick and hard efforts and will recommend your services to further people.


Sometimes, remortgaging can be everything but a straightforward and easy process and might even cost you money. However, as a remortgaging specialist we are able to advise you as to your best Equity Release Mortgage Rates and we can organised your remortgage quickly and without complication, making remortgaging surprisingly simple. Is your mortgage payment your biggest outgoing every month? If it is, then cutting the cost will very likely be the best way to save money. It makes sense to regularly review your mortgage as the list of deals which are available changes almost day by day.