Riach Independent Financial Advisers is: An appointed representative of Sesame Ltd which is authorised and regulated by the Financial Services Authority. Remortgages, first time buyers, home movers request a quotation.

Contact Details

  Website
  City Gainsborough
  Postcode DN21 3JL
  Address The Old Granary Main Street Scotterthorpe
  Phone Number 017 2427 6000

From Our Website

Getting a mortgage can be a challenging and complicated process. That's why you need regular access to expert guidance and support from people you know you can trust. Our aim is to provide you with professional knowledge of the market and excellence in customer service whilst being on hand to help every step of the way. We're committed to helping you fully understand the broad range of options available to you so that you can work with us to make an informed decision about the product that is most suited to your individual requirements.


We are dedicated to creating a meaningful, long-term relationship with you that is based on understanding, knowledge and commitment to progress. We are a company of action: proactive, professional and committed to creating long-term success and financial progression for you, our client. We understand that everyone's different, and that's why our financial planning approach is as individual as you. We know the financial side of life can be complex and that's why we work hard to get to know you and your aspirations through careful life planning and consultation.


You may be tempted to go back to your existing lender however it is important to remember they will only be able to tell you about their mortgage products. There could be a better option for you with another lender potentially saving you money.


Buying your first home can be a very exciting albeit daunting experience which is why it is important to get the right advice at the very start. There are many different mortgage products to choose from so it is important to get the solution that best meets your needs. Remember a mortgage is a long term commitment and there are lots of different products available, so it is important you get the right solution for you.


Whether you're becoming a landlord for the first time or you're looking to expand an existing portfolio you will need to take out a buy to let mortgage rather than a standard residential mortgage. A buy to let mortgage is specifically for people who are buying a property to rent out to a tenant or tenants.


Having buildings insurance is mandatory when taking a mortgage, regardless of whether you're buying a property or remortgaging. It is a condition of every mortgage offer than buildings insurance is in place. Aside from the mandatory aspect, insuring your property and contents is important. Imagine having to rebuild your property or replace all of your contents following a flood or fire. Contents Insurance covers the loss of or damage to the contents of your home. This includes your furniture, electrical goods and other items within your home.


Buying a property can be the biggest decision made in our lives. It is for this very reason that impartial advice is critical from competent and qualified advisers. Whether you are a first time buyer, looking to remortgage or even looking to purchase a second home. This is where our advisers excel. Be reassured that our style is to guarantee reliable mortgage advice appropriate to any individual that makes contact with us.


Thinking about the consequences should anything happen to the main breadwinner isn't something any of us want to contemplate. However it is important when arranging your mortgage to take the time to protect you and your family should the unthinkable happen. Put simply protection products are policies that are arranged to provide you and your family with either a lump sum or a regular income should you become seriously ill, or in the event of your death. Life insurance, also known as term insurance or life assurance will provide a sum of money in the event of death during the term of the policy.