SWIFS specialize in mortgages, remortgages, first time buyers, buy to let, let to buy, adverse credit issues, life insurance, critical illness insurance, buildings and contents, income protection and wills. For anything else like commercial finance, bridging loans, development finance, secured loans and anything else not mentioned we will assist you and refer you to our panel of experts in these areas who specialize in assisting brokers and their clients.
Not sure of your options or have been turned away elsewhere we like finding solutions were others have failed.

Professional Associations & Certifications

  • FCA Registered

Serviced Areas

  • Devon & Cornwall

Contact Details

  Website
  Person Kevin Langshaw
  City Plymouth
  Postcode PL9 8HX
  Address 207 Elburton Road
  Phone Number 0800 0934 909
  Mobile 07771 916374
  Tollfree 0800 0934 909

Business Representative

Kevin Langshaw

Broker

Products & Services

First Time Buyer

If you’re thinking about buying your first home you’re probably finding the whole process of choosing the right mortgage and actually buying your ideal home rather daunting? So what do you need to know to get on to the first rung of the property ladder?

The first step is to contact us and we will advise you on the mortgage options available to you.


Re-Mortgage

We will work with you to check the terms and conditions of your existing mortgage. These will tell if you are tied-in to your mortgage deal or if there are any early repayment charges. You can then decide if it is worth switching to a different rate or stay put until the penalties have expired.


Insurance

Life Insurance
Critical Illness
Income Protection
Buildings Insurance
Contents Insurance

  • I would recommend this business

Kevin was brilliant from making initial contact, he guided us through the whole process and informed us every step of the way. Very knowledgable and will definitely be using his service again in the future.

Value for money
Service & support
Quality
Location
Overall ratingExcellent

  • I would recommend this business

Excellent service and offers military discount. Definitely recommend

Value for money
Service & support
Quality
Location
Overall ratingExcellent

  • I would recommend this business

Being self employed it is difficult to get a large loan when required. I needed a loan to expand my guest house (I've been in business for 15 years). Most lenders and brokers took one look at my books and said NO. I don't make a fortune but I live well. I also don't waste money, never even had an overdraft and owned the same car for 19 years. I did how ever have a CCJ for £350 that I strongly felt was unjust. Even though I knew a loan was affordable AND the fact it would mean two more letting rooms could be built I was still being told NO by the banks ETC. I was recomended S. W. I. F. S so I though OK I will give them a call. A chap called Kevin came to visit me at my business and went through my options (he was the only broker who I had contacted who had bothered to come and visit me and see the business). After a couple of minor hic-ups S. W. I. F. S got me the loan that I needed. A very BIG thank you to Kevin.

Value for money
Service & support
Quality
Location
Overall ratingExcellent

From Our Website

Kevin of Plymouth Mortgage Advisor is a mortgage broker with over 18 years experience arranging all sorts of mortgages for all sorts of people. Kevin specialises in arranging re-mortgages, buy to let mortgages, Forces Help to Buy and first time buyer mortgages. He ensures that first time buyers understand every step of the process until they exchange contracts on their new home. Kevin can also ensure that his client's have the right financial protection in place by arranging insurances and also offers a Will writing service*.


Or do you simply need finance for investment purposes to buy or develop residential and commercial property for the rental market? Alternatively, are you planning to purchase a commercial property for investment purposes or need finance to develop and refurbish the property you are currently renting? Then contact us today and we will advise you on the best options available for your business. Whatever your mortgage requirements, we're certain we can find the commercial mortgage to best suit the needs of your business.


Whilst building insurance will protect your actual property, it does not cover all the contents of your home. This type of cover will protect your furniture, soft furnishing, white goods and personal items. Damage to your property can be costly to repair, especially with a major event such as a fire or storm damage. All lenders will insist that you have Property insurance as a condition of your mortgage so to add Contents to the required buildings insurance is normally the cheapest method of getting Contents insurance.


Many people make the mistake of thinking that should they fall ill, have an accident or lose the ability to work, the State will step in. Wrong - the rules governing sickness benefit claims have changed dramatically. Income Protection should be considered if you would not be able to maintain your standard of living on State Benefits alone. If your regular outgoings are normally met from income, then taking away that income can have drastic and wide ranging implications including inability to meet mortgage and loan payments, as well as basic household bills and living costs.


Payment Protection Insurance is optional. There are other providers of Payment Protection Insurance and other products designed to protect you against loss of income. For impartial information about insurance, please visit the website at www.moneyadviceservice.org.uk.


The loss of a spouse or parent can leave dependants with additional issues to cope with other than the emotional. If you are inadequately insured, your dependants may be left with a dramatically reduced household income, which could affect their quality of life. Potentially there may be reduced opportunities for children such as the ability to pay for a university education or difficulties in maintaining mortgage payments on a reduced income. In the event of your death, a lending institution will not write off your debt.


The APRC (Annual Percentage Rate of Charge) is the total cost of the credit to the consumer, expressed as an annual percentage. You can use this to compare quotes from different lenders as they all have to calculate the APRC in exactly the same way. The calculation assumes that you keep your mortgage product and provider for the entire term and that the rates shown do not change even if the rate is described as variable. All lenders are legally obliged to show the APRC alongside quoted interest rates for each mortgage term, this enables you the potential borrower to accurately compare mortgages from different lenders to work out exactly how much you will repay on your loan each month.