The Mortgage & Financial Advice Shop Ltd is independently owned and is directly authorised and regulated by the Financial Services Authority. We are independent mortgage advisers offering impartial advice. Buying a house and arranging a mortgage is the biggest financial commitment most of us will ever enter in to. It is therefore essential to make the right choices. There are currently over 5000 different rates in the market place to consider.

Serviced Areas

  • Harrow, Brent, Wembley, Barnet & Hillingdon, Middx and Herts

Contact Details

  Website
  City Harrow
  Postcode HA1 2TH
  Address Suite 101 Temple House, 221-225 Station Rd
  Phone Number 020 8861 8334

From Our Website

The Mortgage & Financial Advice Shop Ltd is inviting allcomers to its premises with the promise of 'one-stop shop for impartial mortgage and financial advice'. We do, however, understand that not everybody requires a ‘face to face' appointment and we can offer advice through email and the telephone in the majority of cases. The service on offer is completely impartial. With a choice of the many different lenders with 1000's of different schemes the customer is certain to get the best mortgage for their individual circumstances.


Income Protection Insurance is a policy which is designed to replace up to 50% of your monthly income tax free should you be unable to work through accident or illness. The policy is designed to be taken out on a long term basis, covering the mortgage term or until retirement. Income Protection is the most basic and essential protection of them all. It's the cover that covers the thing that pays for everything - your income! If you think about it, without your income, or perhaps your partner's income, your finances are ruined, especially if that loss lasts for more than a few months.


We are whole of market advisers but limit our choice of providers to those who adhere to The Equity release Council rules. Steve Coleman, a Director of The Mortgage & Financial Advice Shop Ltd, has been advising on mortgages for over 30 years. He started to advise on Equity Release products in 2007 and has helped many clients raise capital from their homes. We will provide you with full unbiased advice on equity release from the many schemes available in the market once we have an understanding of your circumstances and aspirations.


A Commercial Mortgage is a mortgage used for the purpose of financing the purchase of a Commercial Property. In order to get a Commercial Mortgage you have to be purchasing either the freehold of the Commercial Property or a long lease ie 99 years or more. There are two categories of Buyer. The first and most common is the Owner/Occupier. The person who is going to operate the Business that is run from the Premises. The second category is the Investor who wants to hold the Property as an Investment and lease it out to third parties.


The Mortgage & Financial Advice Shop Ltd specialises in Equity Release. We are regulated by The Financial Conduct Authority FCA and comply with The Equity Release Council SHIP regulations. Equity Release is only applicable to Home owners over the age of 55. We advise and assist clients in the following areas:- London, Middlesex, Hertfordshire, Buckinghamshire, Essex, Bedfordshire, Surrey, Cambridgeshire, Berkshire and Oxfordshire. If you live in another area please speak to us as we may be able to help you.


If you wish to pay off your mortgage in the event of death, then your cover will be determined by the type of mortgage you have. If you have an interest-only mortgage, you will need a level term policy to ensure your mortgage debt is paid off. If you have a repayment mortgage, you can choose to have a decreasing policy which means the amount of cover decreases in line with your mortgage. Because the cover reduces over time, the cost of this type of plan is cheaper than a level term plan. If you have a family, you'll want to ensure they are financially secure if you were to pass away.