We Know Mortgages Ltd are a mortgage and insurance broker based in Manchester city centre. We provide a specialist and bespoke service to our existing and new clients. Please visit our website for more information.

Serviced Areas

  • Manchester, Lancashire, Yorkshire, Merseyside, UK

Contact Details

  Website
  City Manchester
  Postcode M1 2HY
  Address 111 Piccadilly, Ducie St
  Phone Number 0161 274 9555

  • I would recommend this business

I have dealt with Nick & Ansar on two mortgages and various insurances now. What a nice company to deal with. After a bad experience with L&C in 2017 I first met Nick and bought my first property an apartment and since then a grade 2 listed cottage and now a 4 bed new build. Couldn’t have done it without their advice and experience. They even got me off two mortgages onto one in my final move with my partner.

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Overall ratingExcellent

  • I would recommend this business

We’ve used We Know Mortgages for our last three mortgage applications and have nothing but positives. Ansar and Karolina have arranged our most recent mortgage which we thought would be slightly more complicated than normal, due to a change in our circumstances we are moving house having only agreed our mortgage renewal 3 months ago. All our concerns were put to rest and we have been able to port our mortgage whilst also borrowing the additional capital we need. They provide a personal, friendly service, always keeping you informed of any updates and getting you the best deal they can. Thanks again guys and we’ll be sure to return in another couple of years when it’s time to renew again!

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Overall ratingExcellent

  • I would recommend this business

We just bought our new home and We Know Mortgages were fantastic throughout the whole process. We would highly recommend them based on the excellent service they provided.
We would like to especially thank Ansar and Karolina for all the help, support and guidance they gave during what could have been a stressful time, given how complex our situation was.

Ansar was very knowledgable and helpful in explaining how the process would work and had a good understanding on how our situation could be dealt with. Both him and Karolina got back to us promptly the many times we rang to query something or were unsure and needed further guidance. Thank you once again!

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Overall ratingExcellent

  • I would recommend this business

We found We Know Mortgages online when searching for a Mortgage Broker as first time buyers and we highly recommend. We dealt with Emma who was a joy to deal with throughout the whole process, providing endless advice and assistance. Emma really helped make the house buying process as painless as possible and was there to answer any questions we had as first time buyers. To us that was priceless and can't thank her enough.

Value for money
Service & support
Quality
Location
Overall ratingExcellent

Social Activity

95% options now available #firsttimebuyers
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Looks like the market is picking up - properties flying off the market. Be on the ball. Before viewing properties https://t.co/wz3lmfSXO7
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95% mortgages returning - Happy Monday !!
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Tip: Just see a broker... They will know exactly which lender is most suitable.
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Its about time we had a new website To be launched soon
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Maybe wise to get in writing from the bank will not harm credit report. https://t.co/HGxI1xh9rA
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Merry Christmas and Happy New Year
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Closing - Friday 20th December 2019 2pm Opening Thursday 2nd January 2020 9am
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From Our Website

We Know Mortgages are an independent mortgage advice company with over 11 years experience in the industry. We've helped thousands of people with their mortgages and better understand the process of buying property. We understand the importance of knowing how much you can borrow before seeing property. Don't wait up to 3-4 weeks to talk with your bank. We are a mortgage broker who can get Agreements In Principle and answer your questions quickly. We work with over 70 lenders and have visibility on over 1000 mortgages including exclusive deals.


Time for a chat? We believe our success in helping people in the property market is from actually listening to our clients. We're not an online comparison site, we're not a bank with a call centre; we are an independent company employing real people with years of experience working in the mortgage industry. Over the phone or face to face, we see many clients with different circumstances and needs. First time buyers, remortgage, buy to let, shared ownership, Help to Buy mortgages; As a mortgage broker we will find you the right first charge mortgage based on your needs, circumstances and preferences.


A remortgage, is also known as refinancing. The remortgage process involves obtaining a new mortgage to pay off the existing mortgage on the same property. Remortgages are determined by the value of a property and the loan amount required; this gives a Loan to Value (LTV), seen as a percentage; mortgage lenders in turn offer specific products deals based on Loan to Values i.e. 70%LTV; 80%LTV; 90%LTV. Generally, mortgage lenders offer incentives for remortgage applicants i.e. free basic survey or free legals; based on specific Loan to Values.


Life Insurance protects your family and mortgage with a single lump sum if you die during the plan term. Your loved ones will get a guaranteed lump sum paid out if you die during the period of the cover. This is where the amount of cover remains the same throughout the term of the plan. For example, if you take out a 200,000 worth of cover over 25 years, the amount payable would still be 200,000 if you died at any point during that 25 year period. This type of insurance is suitable for customers whom have an 'interest only mortgage'.