Adverse status lending has been common in the UK now for a number of years; these lenders make mortgages more obtainable for those with a poor credit history or credit rating, and allow mortgages to be obtained by everyone. If you can obtain a mortgage with a poor credit rating, you are in a good position to start repairing a poor credit record. Contact us, and allow us to find a suitable mortgage for you so that you can begin rebuilding your credit record.www.thelendingpoint.comUnit 8/The Triangle/37 Hanging Ditch, M4 3TR

Gardner Finance Ltd is a whole of market mortgage brokerage authorised and regulated by the Financial Services Authority. We are not tied to any one lender so we can access the entire lending market and we always act on behalf of our clients and not any one lender or company. Whether you are a first time buyer or an experienced property investor we will source the most suitable mortgage or finance package for your circumstances.www.gardnergoldman.co.uk497 Chester Rd, M16 9HF

We are a specialist Financial Mortgage Brokerage providing a portfolio of services to a large and diverse client base, both in the UK and overseas. We have thousands of clients who have used our services since the 1980's Our service is professional, friendly, efficient and reliable. We have built our reputation on the highest customer service quality and by providing straightforward advice based on sound experience and comprehensive knowledge. We use trust law and arrange complex tax reduction plans.www.alliedstandard.comQuay West/Trafford Wharf Rd Trafford Park, M17 1HH

We offer truly Independent Mortgage and Financial Advice at mortgage direct. With over many years of financial service experience, we will help you through the mortgage maze. From the extensive research we carry out, we will recommend what we believe to be the most suitable mortgage for your specific requirements.www.mortgagedirectnw.com4/Central Buildings/Kingsway, M19 1SP

First Mortgage Solutions are a Mortgage Broker based in Manchester with specialist expertise for people who are self employed looking for a self certified mortgage or for those who have CCJ's or a Poor Credit History who wish to take up a mortgage or remortgage. We also provide advice on mortgages and remortgages for all kinds of property owners and we want the opportunity to help you. Areas serviced: Burywww.fmsonline.co.uk16 Fernside Radcliffe, M26 1EQ

Then The Mortgage Point can help you get your foot on the property ladder. Most of our clients have their mortgages arranged by us before they have found a property. This puts them in a position to negotiate the price of the house they wish to buy, with the same confidence as a cash buyer. With over 20 years of experience and access to over 3000 different mortgage deals to suit every financial situation, we're one of Britain's largest mortgage brokers.www.mortgagepoint.co.uk283 Deansgate, M3 4EW

Are you looking to remortgage your home to raise some cash' Has an application been refused' We specialise in remortgages and mortgages for anyone with credit history problems. Each remortgage enquiry is dealt with by a professional qualified advisor. To get things started all you need to do is complete our express online enquiry - it only takes 2 minutes to complete - we will have a remortgage decision in principle within 24 hours! Areas serviced: Altrincham & Salewww.dolphin-mortgages.co.ukTrident Business Park/Styal Rd, M22 5XB

Goldman Mortgages understand that for many people obtaining a mortgage is a complicated and time-consuming process. We specialise in Mortgage Advice. We are totally independent and as such have access to over 100 mortgage lenders and over 65,000 products! So you can be sure you are getting the best possible product according to your personal circumstances. Areas serviced: Burywww.goldmanandco.com215 Bury New Rd Whitefield, M45 8GW

Bridgewater House is an Independent Mortgage Broker, we have National Representation and access to every mortgage provider. One of the only truly independent national brokers not tied to any one building society or bank. If you are experiencing difficulty in obtaining a Mortgage, don't worry, our experienced team will find a mortgage to suit your financial circumstances Areas serviced: Salfordwww.bridgewaterhouse.com1A Sandwich St Worsley, M28 3XN

Get expert help & advice to find the best mortgage rates for you. We aim to help you find the best finance package tailored to your individual circumstances. Using information that you supply through our no obligation mortgage inquiry you will be contacted by a dedicated member of our panel of mortgage advisor's. Our company is directly authorized and regulated by the Financial Services Authority, each of our panel specializes in different sectors of the market.www.ukmortgagesandloans.co.uk936 Stockport Rd, M19 3NN

Our international mortgage partners currently offer mortgages in over 35 countries worldwide. Our partners will pay you 20% of the fee they receive. They will advise you of the fee payable for each case you submit to them. Areas serviced: Altrincham & Salewww.blue-horizons-overseas.com27 Flixton Rd Urmston, M41 5EL

TPFC are leading specialists in property brokering, finance, investment and funding. Established by experienced financial broker Dave Holt who has over 15 years experience in property and finance markets. We can offer you independent advice on all aspects of property acquisition and funding. With associations throughout the United Kingdom, we have the contacts to provide you with an outstanding and professional service. Areas serviced: Oldhamwww.tpfcltd.co.uk2 Argyll Close Failsworth, M35 9WD

Let Manchester Mortgage Matters find the most suitable mortgage for you! As an experienced mortgage broker, we make arranging a mortgage as simple and easy as possible. We understand that buying a home and applying for a mortgage can be a daunting process. That's why our team of mortgage advisors are on hand to give friendly and impartial advice when you need it.www.mmmatters.co.ukSuite 1/28-30 Wilbraham Rd, M14 7DW

It can be confusing and time consuming with 1,000s of mortgage schemes available. Mortgage Quest is a company with a wealth of experience in arranging mortgages, remortgages and insurance related products searching the whole of the market. Using our state of the art sourcing systems we are able to find you the most suitable mortgage for your individual circumstances whether you are purchasing, remortgaging, raising capital or buying to let (The Financial Services Authority does not regulate some types of buy to let mortgages). Areas serviced: Manchester, Stockport, Tamesidewww.financialquest.co.uk28 Manchester Rd Audenshaw, M34 5GB