Business Details
Your Trusted Financial Advisers in Galashiels
Dewar & Partners is a financial advisory firm dedicated to providing comprehensive mortgage, loan, and insurance solutions. With a client-centric philosophy, we prioritise exceptional service, maintaining close client relationships, and delivering sound, tailored advice. Our team combines industry expertise with a proactive approach to help clients navigate complex financial decisions. As an Appointed Representative of The Right Mortgage Ltd, regulated by the Financial Conduct Authority, we uphold rigorous professional standards. We offer access to exclusive mortgage deals unavailable on the high street, alongside secured loans ranging from 10,000 to 500,000. Our life assurance and home insurance services provide critical financial protection, ensuring clients and their families are safeguarded against unforeseen circumstances. We operate with transparency, offering free initial consultations to assess individual needs. Our commitment to affordability is reflected in competitive pricing, including a standard mortgage broker fee of 295. Based in Galashiels, we serve UK residents, combining local knowledge with nationwide accessibility.
Services
Mortgage Advice
Secured Loans
Life Assurance
Home Insurance
Served areas
- Scottish Borders
Highlights and features
- We are regulated by the Financial Conduct Authority for compliance and trust
- We offer exclusive mortgage deals unavailable on the high street
- Our mortgage broker fee is transparent at 295, reduced for repeat customers
- We provide secured loans from 10,000 to 500,000 with flexible terms
- Our team offers free, no-obligation initial consultations for all clients
Associations and certifications
- Financial Conduct Authority (FCA)
Services
Mortgage Advice
We provide independent, whole-of-market mortgage advice to help clients secure competitive rates. Our service includes eligibility assessments, product comparisons, and application support. Clients benefit from access to exclusive deals unavailable on the high street, with a focus on long-term affordability and financial planning.
Secured Loans
Our secured loans cater to homeowners seeking funds for home improvements, debt consolidation, or major purchases. Loans range from 10,000 to 500,000 with fixed or variable rates. We prioritise flexible terms and transparent processes, ensuring clients understand risks and repayment obligations tied to property collateral.
Life Assurance
We offer term and decreasing term life assurance policies to protect families financially. Policies can include terminal illness cover at no extra cost, with optional critical illness add-ons. Our advisers help clients determine appropriate coverage levels based on mortgages, dependants, and long-term financial goals.
Home Insurance
We provide buildings and contents insurance for homeowners and tenants. Policies cover risks like fire, theft, and accidental damage, with optional extras such as pet-related damage coverage. Our advisers ensure clients understand policy terms, excess options, and the importance of accurate valuations for adequate protection.
Questions
What mortgage deposit is required?
Minimum deposits start at 5%, with better rates available at 15% or higher.
How much can I borrow for a secured loan?
Secured loans range from £10,000 to £500,000, depending on your circumstances.
Do you offer life assurance with critical illness cover?
Yes, we provide life assurance policies with optional critical illness cover at additional cost.
Can I get home insurance as a tenant?
Yes, we offer contents insurance for tenants to protect personal belongings.
Are mortgage advice fees transparent?
Yes, our standard mortgage broker fee is £295 with no hidden charges.
How quickly can secured loans be processed?
We aim to complete secured loans within two weeks from initial contact.