Business Details
Trusted Mortgage Brokers in Plymouth
The Mortgage Guy is a dedicated mortgage brokerage firm with a strong focus on providing personalized financial solutions. Our team of experienced advisors combines extensive industry knowledge with a client-centric approach to help individuals navigate the complexities of mortgage acquisition and property ownership. We offer comprehensive services including mortgage advice, protection planning, trust management, and conveyancing support, working with over 50 UK lenders to secure tailored solutions for our clients. Our advisors bring decades of combined experience from both the financial services and property sectors, ensuring clients receive expert guidance throughout their mortgage journey. We prioritize transparency, ethical practices, and long-term client relationships, aiming to simplify the mortgage process while maintaining the highest standards of professional conduct.
Services
Mortgages
Retirement Mortgages
Protection Planning
Trust Management
Conveyancing
Insurance
Equity Release
Highlights and features
- We offer access to mortgage deals from over 50 UK lenders
- Our team has decades of combined experience in financial services
- We provide personalized mortgage advice tailored to individual circumstances
- We offer nationwide mortgage advice despite our Plymouth base
- We compare mortgage rates to find suitable deals for clients
Services
Mortgage Advice
We provide expert guidance on residential and investment mortgages, including first-time buyer schemes, remortgaging, and buy-to-let options. Our advisors compare deals from over 50 UK lenders to find suitable mortgage products tailored to individual financial circumstances. We offer comprehensive support throughout the mortgage process from initial consultation to completion.
Equity Release
Our equity release service helps homeowners aged 55+ access tax-free cash from their property while maintaining residency. We partner with Key Retirement to provide lifetime mortgages, offering flexible payment options and inheritance protection features while ensuring clients understand the long-term financial implications.
Protection Planning
We offer tailored protection solutions including life insurance, critical illness cover, and income protection policies. These products help safeguard against financial hardship from unexpected life events, ensuring mortgage payments and living expenses can be maintained during periods of unemployment, illness, or disability.
Trust Management
Our trust services help clients structure their protection policies to ensure financial benefits reach designated beneficiaries efficiently. We provide guidance on creating trusts that can reduce inheritance tax liabilities, accelerate insurance payouts, and guarantee financial security for loved ones while complying with legal requirements.
Conveyancing
Through our BM Conveyancing partnership, we offer a comparison service for property transaction legal work. Clients can select from a panel of solicitors with fixed-fee quotes, online case tracking, and 'no completion, no fee' options, ensuring transparent pricing and professional legal support for property purchases and sales.
People
Christopher Knapman
Managing Director
With over 20 years in financial services, Christopher transitioned from engineering management to mortgage advice in 2002. He leads The Mortgage Guy with a commitment to ethical practices and client-focused solutions.
Bill Davis
Senior Mortgage Adviser
Bill brings 18 years' experience from corporate financial services, specialising in mortgage and protection advice. He focuses on providing personalised solutions for residential and buy-to-let clients across the UK.
Alan Anderson
Mortgage Consultant
With 35 years' industry experience since 1989, Alan offers extensive knowledge of mortgage markets and property transactions. He previously worked with major estate agencies before joining The Mortgage Guy in 2023.
Sarah Dyer
Mortgage Consultant
Sarah has 14 years' experience in mortgage consultancy, specialising in investment properties and remortgaging solutions. She joined The Mortgage Guy to offer more flexible lender options to Plymouth-area clients.
Steve Drake
Senior Mortgage Adviser
Steve has over 40 years' experience in financial services, including 25 years as mortgage adviser and area manager for Fulfords. He provides expert guidance on mortgage protection and property finance solutions.
Questions
What types of mortgages do you offer?
We provide advice on all major mortgage types including fixed-rate, variable-rate, tracker, offset, and interest-only mortgages, as well as specialist products for buy-to-let and retirement.
Can you help with equity release?
Yes, we offer equity release solutions through our partnership with Key Retirement, the UK's leading equity release specialist, with expert guidance on lifetime mortgages.
Do you offer protection services?
We provide comprehensive protection services including life cover, critical illness cover, income protection, and decreasing term assurance to safeguard your financial commitments.
Can you assist with conveyancing?
Yes, we offer a conveyancing comparison service through BM Conveyancing, allowing you to compare quotes from a panel of solicitors for property transactions.
Are your services available nationwide?
While based in Plymouth, we provide mortgage advice and financial services to clients throughout the UK through remote consultations and local support.
Reviews (29)
Vicki O.
Feb 21, 2026
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Words cannot express our gratitude for Bill. As new buyers we were pretty clueless but Bill took us through the whole process. He is exceptional and truly cares about finding you the best deals. He makes the process so simple and goes above and beyond. The communication was something else. I have already recommended to numerous people. Blown away by his service to be honest.
Daniel Morris
May 21, 2022
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Very happy with the service so far, found the rite mortgage for me and are giving me good aftercare. would use again in the future.
Maia Hamon
May 11, 2022
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Massive thank you to Steve very good service, and very friendly would recommend anytime. Thank you once again.
Behrouz Anahid
Feb 24, 2022
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Number one mortgage advicer, Stephen made this process alot easier for us. As a first time buyer we were completly clueless but he patiently support us.
Adam Bedford
Nov 25, 2021
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Huge thank you to Steve at The Mortgage Guy, helped me through the process of buying my first house. Couldn't be more attentive and fast acting, he saved me thousands in interested over my term. See you in 3 years. Cheers Adam
Kayleigh Stoneman
Nov 04, 2021
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Highly recommend The Mortgage Guy especially Steve who has helped me massively throughout my purchase of my first house. Steve has been amazing and very professional throughout the process. I've been able to contact Steve about anything and everything and he has a wealth of knowledge and made me feel at ease. Will definitely be recommending these guys to anyone in need of mortgage advice. Thankyou so much!
Bex Hart
Sep 22, 2021
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I am a first time buyer, and was quite anxious about the whole process. I was recommended The Mortgage Guy by a friend and was not disappointed. Alan has guided me through the whole process from beginning to end, always responds quickly, and is happy to answer my enquiries about the whole process. I will be using Alan's services every time my Mortgage is up for renewal, and will be recommending him to anyone I know who is looking for a broker. Brilliant service.
Sarah Lou
Jul 25, 2021
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Used to be the only company I would use but not any more. Have been trying to get help for weeks but not able to get an appointment nor a phone call back. Have tried to do it via email but having supplied the necessary info they have never bothered to reply to my emails. ** Following your response received 2 years after my feedback. I eventually had basic replies asking me to complete a form which I did but nothing ever came back from that either.
Jen Reynolds
May 11, 2021
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Absolutely brilliant, would really recommend. Stephen Drake helped me get my first mortgage, he was so patient and helpful and always at the end of the phone when I needed him. I will be getting in touch with Stephen for any future moves etc.
Tony Grave
Apr 09, 2021
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Steve has been fantastic in helping us purchase our second property and letting out our first. He is always at the end of the phone if you have any questions or queries and nothing is too much bother. Would highly recommend and will go to him again in the future!
Alex Lee
Apr 04, 2021
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The team where incredible. I didn't have much of an idea of what I was doing and they helped me every step of the way! I couldn't recommend them enough! I asked some silly questions and they where more than happy to help. They kept me informed at every stage! They made a dream a reality. I can't thank them enough. If your someone like me who doesn't have much of an idea pay them a visit. So friends and really put me on track! Thank you guys for everything. Alex
Nathan Counter
Mar 12, 2021
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So we got our first mortgage thanks to the mortgage guy in 2013, we have since remortgaged twice and now on the move to a new house and new mortgage. It's about time I left them a review. Both Chris and Lorraine are great people, their attention to detail and knowledge is second to none. Any queries, issues or concerns they are happy to help. The amount of times I've rung up for advice I might as well of had them on speed dail.
They really do go the extra mile and it's the little touches like sending us flowers when we had the longest remortgage in the world (thanks to changes in solar panel t and Cs) which makes then stand out. We will never use anyone else and would 100 % reccomend them for all your mortgage needs, you won't be disappointed.
They really do go the extra mile and it's the little touches like sending us flowers when we had the longest remortgage in the world (thanks to changes in solar panel t and Cs) which makes then stand out. We will never use anyone else and would 100 % reccomend them for all your mortgage needs, you won't be disappointed.
Jo Roberts
Mar 10, 2021
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Steve has been absolutely amazing helping us purchase our first home. We can't fault his service, so friendly and supportive, answering our millions of questions. He made it feel like nothing was ever too much trouble. We will be recommending Steve & The Mortgage Guy to our friends and family in the future! Thanks so much :
Paige Smith
Feb 16, 2021
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Steve was our Morgage advisor and we couldn't fault his service! Being first time buyers we had so so many questions but he was there to answer all of them! Nothing was ever to much for Steve and he explained everything thoroughly ensuring we had all the correct information before we went ahead with things. Will defiantly be using Steve again in the future if needed. Thanks Steve x
Pasi Entaban
Jan 10, 2021
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Excellent and honest service! Stephen was always ready for a quick chat and had good advice throughout! Very responsive! Knew the market well and very experienced! As first time buyers we are so happy! Will definitely get in touch with Stephen for any future needs!
Alex Lee
Dec 05, 2020
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Chris and Lorraine where incredible. I didnt have much of an idea of what I was doing and they helped me every step of the way! I couldnt recommend them enough! I asked some silly questions and they where more than happy to help. They kept me informed at every stage! They made a dream a reality. I cant thank them enough.
Antonia Lowther
Dec 04, 2020
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I have been using Chris and his team for a long, long time for all my mortgages and I truly can't fault their service. Everything is clearly explained and dealt with and I always get great advice and a great deal.
Paulcsoley
Dec 03, 2020
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Working in a hospital this year has been quite an unusual experience and I really needed my remortgage to go smoothly. I could not be happier with the service that I received. Professional and helpful from start to finish! I will definitely recommend!
Abi Biscoe
Nov 16, 2020
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We would highly recommend Alan! We were told by two mortgage advisors we couldnt get a mortgage and then basically ignored by a third. As first time buyers we had pretty much given up.Alan stuck with us and tried every way to get us on the property ladder, his communication was brilliant and I honestly couldnt fault him, considering we had to change many details throughout he never made us feel stupid or like an inconvenience. Thank you
Will Nunn
Nov 12, 2020
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Both Chris & Lorraine were fantastic when handling our mortgage application. We'd previously used another company but were recommended to The Mortgage Guy by countless people. We are so grateful for all their help, knowledge and understanding of all of our questions we asked on different occasions. Not only did they find us the best deal, they made. the process of getting our first mortgage whilst being self employed & during the pandemic a reality and we cannot thank them enough. We will be using The Mortgage Guy for all future mortgage & protection needs and will happily recommend to anyone seeking professional help.
Will Nunn
Nov 12, 2020
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Both Chris & Lorraine were fantastic when handling our mortgage application. Wed previously used another company but were recommended to The Mortgage Guy by countless people. We are so grateful for all their help, knowledge and understanding of all of our questions we asked on different occasions. Not only did they find us the best deal, they made the process of getting our first mortgage whilst being self employed & during the pandemic a reality and we cannot thank them enough. We will be using The Mortgage Guy for all future mortgage & protection needs and will happily recommend to anyone seeking professional help.
Kerry Dustan
Oct 21, 2020
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Steve Drake was fantastic! He made the daunting process of getting a mortgage so easy and explained everything with ease. He was always available to give help and advise when needed. Such a friendly caring guy! Thank-you so much. Would definitely recommend :
Deborah Lavers
Jul 09, 2020
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Just used The Mortgage Guy for a second time for our remortgage. Service was brilliant both times. A special thank you to Sarah Dyer for this years work, was a real pleasure to deal with you
Luke Ainsworth
Nov 25, 2019
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Steve was fantastic, he made the daunting process of getting a Morgage so easy. He was always available to give advice and help when ever we needed it. Would recommend him every day of the week. Top guy with top professional service.
Monique Borley
Jun 12, 2019
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I dealt with Steve Drake and he couldn't have been more helpful. Felt like I was his only client. Always on the end of the phone, even now he doesn't mind me asking him questions even though I've completed on my mortgage. Thank you for helping me get on that ladder. Have already recommended him!
Jessica Smedley
Feb 23, 2019
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He was happy to help from day one and we hadnt even paid him yet! As first time buyers we had a lot of questions and took a fair few months looking at properties, ups and downs meant putting buying a property on hold and revisiting it. Though he assisted through all that time answering all our questions and just generally being a good go to guy for help. Once we had an offer excepted he booked us in straight away to get the ball rolling.
He recommended solicitors who were also amazing. We felt we could fully trust him, he was completely professional, knowledgable and friendly throughout the entire process. Always checking in on us to make sure we were ok. We completed yesterday and he even called to check everything had gone through and gave us his best wishes. We would highly recommend Stefan and will be using him without a doubt in the future. We couldnt of asked for a better service or mortgage advisor!!
He recommended solicitors who were also amazing. We felt we could fully trust him, he was completely professional, knowledgable and friendly throughout the entire process. Always checking in on us to make sure we were ok. We completed yesterday and he even called to check everything had gone through and gave us his best wishes. We would highly recommend Stefan and will be using him without a doubt in the future. We couldnt of asked for a better service or mortgage advisor!!
Elizabeth Lovell
Nov 10, 2018
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Thank you for making our remortgage process stress free. You offered us some really good options that suit our circumstances and have saved us money. Great service by Chris, Lorraine (paperwork saviour), Hollie and the team who have updated us through the whole process. Thanks again TMG team.
Andy Rowing-Parker
Oct 27, 2016
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We just wanted to let people know we would thoroughly recommend this service, we have already signposted people to Chris and the gang- they went out of their way to make things happen- a special thanks to Tabitha
Sarah Goldsmith
Fantastic service from start to finish, a great team. We got a good competitive morgage, insurance protection from Chris to meet our needs and service that showed they care. We were dealing with tmg for almost a year with a re-morg and then a house move and as it became complicated Holly and Tabitha were very helpful, nothing is too much trouble to help you through any neccesary paperwork/legal processes. Thank you guys!