Business Details
Trusted Financial Advisers in Plymouth
LEA Financial Services is a family-owned company established to provide exceptional service in mortgage products and related insurances. Our directors bring decades of business management expertise and over ten years of experience in the financial industry. We pride ourselves on delivering independent, ethical services while embracing modern technology to enhance client convenience. Our 24/7 online platform offers unique flexibility for clients with evolving lifestyles. We prioritise real values, placing individuals at the heart of every decision. Our FCA authorisation ensures regulatory compliance and client protection. We maintain strong relationships with banks, private investors, and insurance providers to offer tailored solutions. Client testimonials highlight our dedication to personalised service and problem-solving. Our partnerships with professional bodies like the NACFB and FSB reinforce our credibility. We operate transparently, disclosing commission structures and regulatory details upfront. Our commitment to continuous improvement is reflected in our adaptability to client needs and market changes.
Services
Mortgages
Commercial Mortgages
Bridging Loans
Buy to Lets
Development Finance
Holiday Let Financing
Self-Build Mortgages
Business Insurances
Life Assurance
Income Protection
Highlights and features
- We are a family-owned business with a personal approach.
- Our team has over a decade of experience in financial services.
- We are FCA-regulated for your protection and compliance.
- We offer 24/7 online services for client convenience.
- Our partnerships with major lenders ensure competitive solutions.
Associations and certifications
- Financial Conduct Authority (FCA)
- National Association of Commercial Finance Brokers (NACFB)
- Association of Mortgage Intermediaries
- Federation of Small Businesses
- British Chambers of Commerce
- Trading Standards Buy with Confidence Scheme
- Chartered Insurance Institute - Society of Mortgage Professionals
What people say
Excellent service
Nothing is too much trouble
Help & advice allowed home purchase
Unique online services
24/7 correspondence facility
Services
Mortgages
We provide residential and commercial mortgage solutions tailored to individual needs. Our FCA-regulated advisors help clients secure competitive rates for property purchases, remortgaging, or development projects. With access to major lenders and private investors, we offer flexible terms and transparent fee structures.
Bridging Loans
Our bridging loans deliver quick funding for property transactions requiring urgent completion. Ideal for auction purchases or chain breaks, these loans offer flexible repayment options. We work with specialist lenders to provide competitive rates for terms typically between 6 and 24 months.
Buy to Let
We specialise in buy-to-let financing for single properties and portfolios. Our solutions consider rental income projections and long-term investment strategies. We help landlords refinance existing properties or expand their portfolios with appropriate financing structures.
Development Finance
We arrange senior and mezzanine finance for property development projects. Our solutions cover land acquisition, construction costs, and project completion. We work with developers to structure finance packages aligned with project timelines and exit strategies.
Income Protection
Our income protection policies provide financial security during illness or disability. We offer tailored coverage amounts and deferment periods to suit individual circumstances. Policies help maintain living standards when regular income is disrupted through no fault of the policyholder.
Questions
What mortgage types do you offer?
We provide residential, commercial, buy-to-let, bridging, development, and self-build mortgages.
Are you FCA regulated?
Yes, we are directly authorised by the Financial Conduct Authority (FRN 482614).
Do you offer insurance services?
We arrange business and personal insurances including life assurance and income protection.
How do you handle client data?
We comply with strict data protection regulations (DRP Z1354876).
What areas do you serve?
We operate nationwide in the UK and handle international holiday let mortgages.
Reviews (12)
E. Snazzyp P.
Oct 23, 2021
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Les has been with us from March through to moving in to our new home. Marvellous for first time buyers like ourselves as he is calm and patient and guided us through. I would thoroughly recommend Les and Lea financial services, I cannot praise him enough
William Thorogood
Oct 14, 2021
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Les did an excellent job, was prompt, clear and always had our best interests considered. He did a fantastic job and will definitely recommend him to anyone else who is in need of mortgage services.
Alberto Ciniccola
Jun 03, 2021
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LEA Financial Services were incredibly helpful, professional and delivered exceptional customer service. We were always able to contact them when needed to. They provided clear and concise advice consistently. I recommend their services entirely.
Michael Dugdale
May 19, 2021
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I highly recommend Les and the team at LEA. Throughout our house purchase Les was a calm and reassuring voice. Nothing was too much trouble. He explained everything clearly and in a straight forward, matter of fact way. His knowledge of the process was extensive and in general he's just a really nice, genuine bloke.
Charles Parker
Jan 14, 2021
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Les is simply the best. Works diligently and cares about his clients. Friendly and knowledgeable, he has taken care of my families mortgages years for 7 years and we trust him implicitly. A well deserved 5 stars Les. Sincere thanks.
Anders Andersson
Nov 25, 2020
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We have been extremely satisfied with LEA Financial Services helping us with our mortgage needs. Being first time buyers, having had to navigate through the jungle of new and different terms on the housing market, Les has been amazing at giving quick answers and detailed yet easy-to-understand information. We have received great advice on our different options to find the one best suited for us. Les has also always been available to answer any of our many questions in a professional and friendly manner. A sincere thank you for helping and guiding us to buy our first home.
Phillip Lamerton
Nov 30, 2019
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We have been using LEA Financial Services for over 15 years and have recommended them to others quite a few times. They have arranged several buy-to-let mortgages for us and they assisted us in registering a limited company. Not many brokers operate like LEA Financial Services. They always provide an intelligent and easily-understandable explanation after thoroughly checking our circumstances. On occasions, they have sent illustrations for two alternatives with one recommended as more suitable for us than the other. Later, when checking the small print, we realised they were earning less commission on the product which they said was best for us.
Cartech Electronics Ltd
Jun 07, 2018
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We have used Les for more than one mortgage or insurance and he has always found the best prices for us and in a speedy way which for us is very important. Totally recommended.
Myriam Lamerton
Jun 24, 2017
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After a terrible experience with a London based mortgage broker, we contacted Les and the service has been excellent from start to finish. A massive thank you from myself and James, we are really grateful for your precious advise on the required product. Would recommend to anyone, it is worth every penny and you are guaranteed a pain free process.
Ursula Ambler
Jan 30, 2017
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Currently living 30 miles from Plymouth, we made the decision to be near to secondary schools for our teenage children & bought a second home in Plymouth. Les researched and provided us with various options on available mortgages which best suited our needs; with a wealth of experience in the area he was able to provide absolute clarity on all aspects which we were unsure about. He was extremely understanding when the first house we were hoping to buy fell through just days before we were due to exchange contracts. Furthermore, when we eventually found and bought another house, Les deducted his initial fees from the final invoice, unlike the solicitors and mortgage lenders who we had to pay twice! Les provided a professional yet friendly service throughout, we couldn't have done this without his help and can't thank him enough.
A. Amos
This was the first time I have had to seek a mortgage and the situation was difficult for me. Thank you.
N. Barron
Have used LEA twice in the past year, first for bridging finance and then most recently for a buy to let remortgage. Excellent service, nothing is too much trouble and they always have time for you.