Business Details
Your Trusted Mortgage Broker in Ayrshire
Pelican Finance is a family-run mortgage advisory service based in Ardrossan, Ayrshire, serving clients across Scotland and the UK. With over 30 years of industry experience, we specialise in providing whole-of-market, unbiased mortgage advice tailored to individual circumstances. Our FCA-regulated team offers direct, personal service from start to finish, operating seven days a week with extended availability to suit client needs. We support a wide range of clients including first-time buyers, self-employed individuals, landlords, and investors, while maintaining strict compliance with financial regulations. Our comprehensive approach covers mortgage sourcing, insurance arrangements, and ongoing portfolio management, ensuring clients receive transparent guidance throughout their property journey.
Services
Mortgage Advice
Remortgaging
Buy-to-Let Mortgages
Protection Plans
Specialist Mortgages
Served areas
- Ayrshite, Paisley Glasgow & Central Scotland
Highlights and features
- We provide whole-of-market mortgage advice covering exclusive broker-only deals
- You deal directly with our qualified adviser throughout the entire process
- We operate seven days a week with flexible communication options
- Our FCA regulation ensures compliance with strict financial conduct standards
- We support diverse client needs including self-employed, adverse credit, and buy-to-let
Associations and certifications
- Financial Conduct Authority
What people say
Quick and clear service
Excellent advice provided
Helpful and informative
Honest and transparent
Personalised support
Services
Mortgage Advice
Our FCA-regulated mortgage advice service provides whole-of-market solutions tailored to individual circumstances. We help first-time buyers, landlords, and investors navigate the mortgage process with clear explanations and straightforward guidance. Our service includes access to exclusive broker-only deals not available through direct lenders.
Remortgaging
Our remortgaging service helps homeowners find better rates and release equity from their properties. We assess current deals, compare market options, and manage the entire process to ensure smooth transitions. Our ongoing support includes regular reviews to maintain optimal mortgage arrangements.
Buy-to-Let Mortgages
We specialise in buy-to-let mortgages for both individual and limited company landlords. Our service covers portfolio management, tax-efficient structures, and specialist lending options. We provide guidance on rental calculations and help maximise investment returns.
Protection Plans
Our protection services include life insurance, income protection, and critical illness cover tailored to mortgage holders. These plans safeguard against unforeseen circumstances while ensuring financial security for homeowners and their families throughout the mortgage term.
Specialist Mortgages
We provide specialist mortgage solutions for self-employed individuals, contractors, and those with adverse credit histories. Our expertise includes limited company buy-to-let mortgages and tailored approaches for unique financial circumstances across Ayrshire and the UK.
People
John
Mortgage Adviser
With over 30 years' experience in the mortgage industry, John provides FCA-regulated advice tailored to individual client needs. He manages the entire mortgage process personally, offering flexible communication options and ongoing support to homeowners across Ayrshire and the UK.
Questions
Are you regulated by any official body?
Yes, we are authorised and regulated by the Financial Conduct Authority (FCA) under reference 731937, ensuring compliance with strict financial conduct standards.
Do you offer weekend appointments?
Yes, we operate seven days a week with flexible availability from 9 am to 9 pm, including weekends and evenings to suit client schedules.
Can you help with first-time buyer mortgages?
Yes, we specialise in first-time buyer mortgages and provide clear guidance through the entire process, including access to exclusive deals and support with government schemes.
Do you work with self-employed clients?
Yes, we have extensive experience helping self-employed individuals secure mortgages, understanding the unique challenges and providing tailored solutions to meet their needs.
What areas do you cover?
We operate locally in Ayrshire and Glasgow, with clients across Scotland and the UK, providing mortgage advice and support regardless of location.
How do you charge for your services?
Most of our services are funded through lender procuration fees, with any client charges clearly explained upfront in plain language before proceeding with any transactions.
Reviews (2)
Alina Cincan
Feb 17, 2021
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I recently got in touch with John to see what mortgage options might work best for me. While we are not at that stage yet, John has been very thorough, asked me all the relevant questions, and pointed me into the right direction. If I decide to proceed with my mortgage application, he is definitely the adviser I would use! And I have no hesitation in recommending his services.
Qype User L. Jg
Jul 28, 2009
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Used them to arrange a buy to let mortgage and have to say service was first class. Highly recommended if you are considering mortgage or insurance advice