Business Details
Your Trusted Mortgage Brokers in Fareham
Lawson Financial has established itself as a trusted mortgage brokerage firm committed to delivering personalized financial solutions. With a holistic approach to mortgage and protection advice, we prioritise clients' long-term goals by evaluating their existing portfolios, identifying risks, and crafting tailored strategies. Our team combines extensive industry experience, including backgrounds in estate agency and lettings, to offer impartial guidance across residential, buy-to-let, commercial, and specialist finance sectors. As an FCA-authorised broker, we maintain rigorous professional standards while simplifying complex financial processes. Our service model accommodates client preferences through flexible communication channels and end-to-end application management, ensuring seamless transactions. By maintaining strong relationships with lenders and insurers, we secure favourable outcomes for diverse financial scenarios, including impaired credit cases and government schemes. Our fee structure remains transparent, with charges only applicable upon successful mortgage offers, reflecting our commitment to client-centric service delivery.
Services
Mortgage Advice
Insurance & Protection
Wills & Trusts
Specialist Finance
Commercial Mortgages
Bridging Loans
Remortgaging
Impaired Credit Solutions
Estate Planning
Protection Policies
Served areas
- National
Highlights and features
- We offer a holistic approach to mortgage and protection advice tailored to your long-term goals
- Our team combines 15+ years of experience in mortgage advisory and estate agency sectors
- We provide whole-of-market access including specialist lenders and protection providers
- Our FCA-authorised status ensures regulatory compliance and professional accountability
- We operate with transparent fee structures and no upfront charges
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Personal and attentive service
Went the extra mile
Smooth mortgage process
Expert guidance
Highly recommend
Services
Mortgage Advice
We provide comprehensive mortgage advisory services covering residential, buy-to-let, and commercial properties. Our FCA-authorised team offers whole-of-market access to help clients secure suitable financing solutions. With expertise in government schemes and complex cases, we deliver tailored advice that aligns with individual financial circumstances and long-term objectives.
Insurance & Protection
Our protection services include life cover, income protection, and critical illness policies designed to safeguard financial security. We offer impartial advice on mortgage payment protection and family income benefits, ensuring clients maintain financial stability through unexpected life events while meeting lender requirements.
Wills & Trusts
We facilitate online will creation and lasting powers of attorney through our partnership with Private Client Online. This service enables clients to manage asset distribution and legal authority arrangements efficiently. Our guidance ensures proper estate planning while maintaining compliance with current legal standards.
Specialist Finance
We specialise in financing solutions for challenging cases including HMOs, multi-unit blocks, and development projects. Our expertise extends to bridging finance, self-build mortgages, and auction property purchases. We work with specialist lenders to secure funding for non-standard property types and unique financial circumstances.
Remortgaging
Our remortgaging service helps clients optimise their existing mortgage arrangements. We assess current deals, market alternatives, and financial objectives to identify potential savings or equity release opportunities. We manage the entire process including lender communication and application submission to ensure smooth transitions.
People
Michelle
Mortgage Adviser
CeMap-qualified mortgage adviser with extensive industry experience. Recognised nationally for expertise in complex mortgage cases and client-focused service delivery. Combines technical knowledge with approachable communication style to simplify financial decisions for clients.
Dan
Administrative Support
Provides essential administrative support for mortgage transactions. Manages communication between clients and lenders while ensuring timely application processing. Brings organisational expertise to streamline documentation and coordination requirements for mortgage completions.
Questions
What mortgage types do you specialise in?
We specialise in residential, buy-to-let, commercial, and specialist mortgages including HMOs, development finance, and bridging loans.
Are your mortgage fees transparent?
Yes, our fees are £350 for residential/buy-to-let and £995 for commercial/bridging mortgages, charged only upon successful mortgage offers.
Do you help clients with poor credit history?
Yes, we have expertise in impaired credit mortgages and work with specialist lenders to find suitable solutions for challenging cases.
How do you provide mortgage advice remotely?
We offer flexible communication through phone, video calls, and our mobile app with secure document sharing and real-time updates.
What protection policies do you offer?
We provide life cover, income protection, critical illness cover, and mortgage payment protection policies tailored to individual needs.
Can you assist with will creation?
Yes, we partner with legal specialists to provide online will creation services starting from £95, accessible through our platform.
Reviews (13)
Managed It Support For Businesses Abm Computer Solutions
May 27, 2022
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This is the second time I have used Lawson Financial and they have been superb both times. My wife and I both run Limited companies which always makes re-mortgaging interesting and both Michelle and Dan made ease of the process
Aisling Steel
Feb 11, 2022
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When I first approached Lawson Financials, I had no idea how mortgages worked or anything. They explained everything I needed to know and we're approachable and understanding throughout the process. Nothing was too much trouble for them and I am so thankful for everything they did for my sister and I.
Grace Small
Feb 01, 2022
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Michelle and Dan helped us secure our first mortgage for our first home, and their service was exceptional. They were very knowledgeable, friendly and helpful, always willing to explain things to us when needed and responded to questions very quickly. They always went above and beyond for us, really making us feel like valued customers. I would not hesitate to recommend Lawson Financial to anyone looking for mortgage advisors.
Rachel Brown
Feb 01, 2022
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As an ex mortgage advisor myself I have known Michelle for a long time and knew that she gave good, accurate advice. Michelle has recently sourced a buy-to-let mortgage for me personally. I found her to be very professional, prompt to answer queries and found a product that was competitive and suited my needs. During the transaction which proved to be very painful and slow she continued to assist our solicitor and even involved reapplying again for another mortgage as our original mortgage offer expired. I have recommended Michelle to family and friends over the last few years and only received positive feedback.
Steven Ware
Dec 04, 2021
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Great service, Great communication and I highly recommend the services of Michelle and Daniel at Lawson Financial, for all your mortgage needs as they support and advise you to get the right deal and that's why we will always use their services.
Lisa Read
Aug 07, 2021
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This is the second time I have used Lawson Financial for mortgage brokerage. Both Michelle and Dan provide a comprehensive independent service, ensuring your personal requirements are met and take the stress out of what can be a confusing process. Highly recommended!
Laura Davis
Jun 12, 2021
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I've used Lawson Financial for years now and would never go elsewhere. Invaluable advice, a pleasure to deal with and have helped us with many mortgages over the years. Would thoroughly recommend.
Gordon Mackenzie
May 23, 2021
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Lawson financial was recommended to us over 5 years ago by a good friend and it was a very good recommendation. Everything was as smooth as could be expected and everything was conducted in a professional manner with everything very well explained. Spin forward 5 years when the mortgage offer was running out and it was business as usual, very efficient, very knowledgeable, very professional, and explained everything very well. I would have no hesitation recommending Lawson Financial to anyone.
Katie Smith
Apr 24, 2021
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Very professional and response times are excellent. Could have been better advising us of an additional payment required by the mortgage as we didn't realise and ended up having to pay nearly 700 extra settlement fee with our current lender. Our first remortgage so could have used abit of advice on that front.
Lisa Hollingdale
Feb 16, 2021
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Very professional with excellent knowledge. Always available to discuss options and advise explain/ anything if necessary. All processes are made easy and stress free. an overall outstanding service from start to finish and even with follow ups. Not only do I use this company for mortgages but all other aspects including insurances. A very happy customer.
Tamasin Nunez
Feb 02, 2021
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Professional, knowledgeable, efficient and super nice people. Fabulous service. Cannot recommend highly enough.
Claire Haynes
Jan 10, 2021
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A professional but friendly service from start to finish. Made the process of re-mortgaging smooth & stress free. Would highly recommend
Helen Pottle
Nov 01, 2020
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Michelle was excellent at finding best mortgage for us. Service all the way through from her and Dan was outstanding.