Wide selection of finance products for private and commercial clients. We are Whole Of Market and can source the best deals for you. Our financial products include bridging loans, commercial loans, secured loans, mortgages, equity release, development finance.
Served areas
- UK
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There are several instances where the use of a bridging loan can provide a positive benefit for the borrower. Unlike many other types of finances, which are typically intended to be paid back over an extended period, bridging loans are designed as short-term products and they often represent the cheapest method of financing a property purchase or development project.
As a trading style of UK Property Finance Ltd we are committed to providing service excellence & total transparency to our clients. We have access to the best bridging loan rates in the UK and act fast on behalf of our clients. We are proud to be shortlisted as the best bridging finance broker. UK Property Finance is a fully independent FCA regulated organisation.
Our bridging loan calculator gives a good indication of the expected rates and repayment costs when applying for a bridging loan. Get the best bridging loan rates in the UK starting from 0.39%. All our bridging finance quotes are fully FCA Regulated (667602). In bridging finance, monthly payments are not normally required unless requested.
When considering a bridging loan which is effectively a short-term loan until a more permanent solution is available, the key aspect to consider is its viability. The most likely indicator of whether bridging finance is viable depends on the best bridging loan rates available at the time. Bridging loan rates can be influenced by the Bank of England base rate and depending on the circumstance can vary between 0.39% and 1.5% per month. A bridging loan typically runs from 0 - 12 months, though certain circumstances can be extended longer.
The lending market in the United Kingdom is serviced by more than 150 providers, ranging from private individuals to the biggest lenders in the country. All of which adds up to a market where fees, charges and interest rates vary significantly from one provider to the next. As does the lending criteria applicants must meet to qualify for a bridge loan in the first place.
When bidding and then buying a property at auction, you must be confident that you can obtain all of the funds required to purchase outright in a very tight time frame of normally 28 days from successful bid. A successful auction bid can be a legally binding transaction similar to the exchange of contracts in standard property transactions.
Reviews (9)
Simon Oliver
Apr 17, 2026
We applied for a bridging loan when one of our projects was held up and was due to finish funding a project abroad. Our initial contact was Kelly who efficiently got all our details and started our application. We then moved on with Ria, who was friendly, knowledgeable and professional. Legal work took a little longer than expected but Ria was there chasing and keeping the process moving, right the way through to completion.
Paul & Claire Brooker
Mar 03, 2026
Guy East
Feb 15, 2026
We contacted UK Property Finance to arrange a bridging loan to replace an equity release mortgage.I spoke initially with Kelly Garvie,who we found to be professional,efficient and amiable,always getting back quickly by phone or email.
The refinance was time sensitive and UKPF worked tirelessly to
make the cut off date,which was achieved.Jessica and Ria were
also involved in achieving a positive outcome.
We would have no hesitation in recommending this company.
The refinance was time sensitive and UKPF worked tirelessly to
make the cut off date,which was achieved.Jessica and Ria were
also involved in achieving a positive outcome.
We would have no hesitation in recommending this company.
Patrick Moore
Apr 13, 2018
They explained each and every process to me in great detail so that I was always aware of everything that happened in regards to my finance application. The timescale from my initial application to the funds i received was much quicker than I had originally thought and I would not hesitate to use them again in the future, should the need arise. I would like to thank all of the team for the assistance and professionalism throughout.
Nadz Thobhani
Apr 13, 2018
Mrs Susan Challioner
We were finding it very difficult to find help with finding funding for our renovation project "My future bungalow" which is going to be the place I am retiring. I was so relieved that UK Property helped take some off the stress away. They put my mind at ease. I am not a very trusting person as I have been bitten before, so it was nice to deal with an honest company.
Meg Davies
Adrian Krauss
John Hart