AB Vision are experienced financial advisers based in Ayr, Scotland, offering mortgage advice, pension planning, and investment guidance to a wide range of clients across Ayrshire. AB Vision is an independent firm, providing clients with personalised advice tailored to their financial situation. With the teams combined experience, we deliver clear, concise advice on unique financial challenges and explore all available options with you. This includes savings and investment strategies, estate planning, and detailed mortgage advice. Located in Ayr, we welcome clients of all ages, from young adults planning for the future to older individuals preparing for retirement. Serving and caring for the local community is at the heart of our values
Served areas
- Ayr, Ayrshire, Dumfries, Stranraer, Glasgow, Edinburgh
Business details
- Year established: 2014
Highlights and features
- Independent advisors exploring the full market for you
- Clear, accessible guidance delivered with discretion and integrity
- Tailored mortgage advice for Ayrshire homebuyers and homeowners
- Specialist savings and investment advice to build wealth
- Estate planning support to protect what matters most
- Pension specialists offering intelligent, tailored retirement solutions
Payment methods
- Cash
- Debit cards
- Credit cards
Services
A home represents both security and legacy, and we are committed to helping our clients protect that investment with confidence. We recognise that purchasing property is a major financial decision, often accompanied by complexity and uncertainty. Our role is to simplify the process by identifying suitable mortgage solutions and providing clear, considered guidance throughout. We deliver tailored advice designed to support long-term peace of mind. 
At AB Vision Financial, we deliver specialist advice to support effective savings and investment planning. We recognise the importance of saving for security while exploring opportunities for long-term growth. Our approach balances accessibility, risk, and potential return through carefully selected investment solutions. By understanding your objectives, timescales, and comfort with risk, we shape strategies aligned to your ambitions. 
Through our estate planning service, we help protect your wealth and honour your wishes with confidence. Planning ahead provides clarity and reassurance, reducing complexity for loved ones during difficult moments. We structure arrangements so assets pass exactly as intended while lawfully limiting inheritance tax. Whatever your stage of life, thoughtful planning strengthens your long-term financial journey. 
We are proud to be recognised as true pension specialists, providing clear, tailored guidance in a complex and changing environment. Retirement planning has become more demanding as living costs rise, rules evolve, and longevity increases. We help you take control early and structure your pension with purpose. Our independent advice supports confident, informed decisions at every stage. 
We provide tailored protection solutions designed to safeguard your familys financial security when it matters most. Our advice balances long-term wealth planning with essential cover to address lifes uncertainties. By understanding your circumstances, we recommend appropriate insurance options that help maintain stability, reduce financial pressure, and give lasting reassurance during challenging times.
People
Daryl Brown
Managing Director & Chartered Financial Planner
As the Managing Director of AB Vision Financial Ltd, Daryl holds the Chartered Financial Planner designation, which is widely recognized as the highest level of expertise and ethical practice in the financial advice profession.
Daryl has over 20 years of experience in the financial services industry, and has established strong and trusted relationships with clients in both the private and corporate sectors across the UK. Before establishing AB Vision Financial Ltd, he had a successful career at three of the UK's leading financial institutions, acquiring extensive knowledge of various client needs.
Daryl has over 20 years of experience in the financial services industry, and has established strong and trusted relationships with clients in both the private and corporate sectors across the UK. Before establishing AB Vision Financial Ltd, he had a successful career at three of the UK's leading financial institutions, acquiring extensive knowledge of various client needs.
Stuart Anderson
Co-Founder & Senior Financial Adviser
Stuart has more than 30 years of experience in the financial services sector, which enables him to provide a wealth of knowledge and understanding to AB Vision Financial. Before co-founding the company, he occupied senior positions at several prominent financial institutions in the UK, establishing a solid reputation for reliable and client-centric guidance.
He is an award-winning advisor who concentrates on pensions, investments, mortgages, and protection, and is recognized for his approachable and professional manner, delivering personalized face-to-face advice to clients in both Scotland and England.
He is an award-winning advisor who concentrates on pensions, investments, mortgages, and protection, and is recognized for his approachable and professional manner, delivering personalized face-to-face advice to clients in both Scotland and England.
Reviews (1)
Cheryl Cathcart
Aug 23, 2025