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Steve Mears Independent Mortgage Services Whether it be to buy your first or next home, re-mortgage or a buy-to-let, a holiday let, or equity release, we are here to help make the process as simple as possible and to get you a speedy outcome. With over 30,000 different mortgages to choose from, we will find the most suitable mortgage for you. We have access to mortgages that even your own bank won't offer you. Established in 1995, we have always offered friendly, advice for mortgage and re-mortgage clients. We also specialise in later life lending, re-mortgages and a range of protection insurance to keep you covered for anything life throws at you.
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Steve set up the business in 1995, originally as Kelly Mears, after spending time with a bank and two local estate agents. He has many friends and contacts in the industry built up over his 31 years of mortgage experience. Single Dad to 3 daughters (and 1 Bichon) and loves to spend time clearing up after them, when they're home!
Whether you're moving home, buying-to-let, or looking to get onto the property ladder, our friendly advisers at Steve Mears Mortgage services are here to give you whole of market mortgage advice. We guide you through the range of different mortgages available and will help you find the right one for your circumstances.
We aim to make your purchase or re-mortgage as easy as possible by working with law firms who are as committed to speedy and successful completions as we are. While we trust these firms, we cannot take any responsibility for advice and services provided by them.
If you buy a second home in England or Northern Ireland you have to pay an additional 3% on top of the standard rate. First time buyers can claim First Time Buyer Relief up to 500,000 (0% to 300,000 then 5% to 500,000).
Reviews (14)
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Joseph Thompson
May 22, 2022
Steve Mears along with the team have arranged a number of mortgages for us to date and they never fail to deliver with their service. I would highly recommend them! The whole team are lovely and will go out of their way to assist, thank you especially to Lee who helped us most recently. Joe and Alys
Charlotte Morris
May 15, 2022
I have been using Steve Mears Mortgage Brokers for years and they have helped me navigate several tricky circumstances successfully, with minimal fuss and complete efficiency. I wouldn't go anywhere else.
Honor Sm
Feb 24, 2022
Lee & Kayleigh from Steve Mears were fab at helping us get a mortgage sorted. Good communication throughout & really thorough. Thank you so much!
Nick Hillier
Feb 11, 2022
We deal with Lee Sutton and he has been able to give us excellent advice and been very patient with us. We have been dealing with Lee for a number of years now and we have recommended him on a couple of occasions to friends. I genuinely believe he has our best interests at heart and has always given us good advice.
Caroline Sparks
Feb 01, 2022
We have used Steve Mears and his team for mortgages since I bought my first property 25 years ago. Most recently we've used them for mortgages to purchase buy to let properties in our personal names and as a limited company. I can't recommend them highly enough in terms of communication, cost and expertise; and knowledge of the market and mortgage deals available.
Nazli Karimi
Jan 14, 2022
The best Mortgage Advisors you want by your side when purchasing a house. Our case was complicated but Lee, Chloe and Kayleigh helped us understand the issues and worked with us to secure a mortgage for us. They are very honest, work very quick and are ALWAYS very responsive. Thanks to everyone at Steve Mears! We would recommend this company to everyone! Brilliant service! Thanks again!
Sally Jupp
Jan 13, 2022
This is the second time I have used Steve Mears for my remortgage and once again the standard of service was top class. Kayleigh and Lee's response times were impressive and their focus throughout was on getting me the best product despite the additional work this created for them as the market shifted. I would recommend the team to anyone wanting a professional outfit offering a high level of customer service.
Rhys Balcombe Vialto
Jan 01, 2022
I've now used this firm twice to secure mortgages, after a referral from a friend in 2016. The service is professional and personable from Steve and the team - they cut through the complex issues and deliver a slick and simple service that left me very happy on both occasions. Thoroughly recommend.
Kate Newton
Dec 31, 2021
I have used Steve Mears for 3 different mortgage applications now, they are fantastic. Friendly, understanding and professional. I have recommended them to my friends and family and would highly recommend them to anybody who were to ask me.
Tony Rodriguez
Nov 23, 2021
I was badly let down by a firm in Clifton so thought I'd give Steve Mears a try after a recommendation from my letting agent. I've now had two remortgages for BTLs with this firm and the experience was very positive. Good advice and communication has always been very good.
Hannah Blackman
Oct 09, 2021
I would highly recommend Paul Snook at Steve Mears Mortgage Advisors. Paul's advice over the past months has been invaluable in helping me to navigate the world of mortgages so I could be confident in my flat purchase. His responses to my queries were always prompt, clear and supportive.
Abi Jones
Sep 30, 2021
I've had a really positive experience with Paul Snook as my mortgage advisor through Steve Mears. He is quick to respond, very knowledgable and reassuring and am not sure i'd have been able to navigate my way through my first flat purchase without him. Would recommend.
Helen Margetson
Aug 18, 2021
Lee Sutton was exceptionally helpful in assisting us with our mortgage application, from our initial AIP all the way through to a formal offer. He took the time to explain everything clearly and overcame every obstacle on our behalf - we really felt he had our back throughout the whole process and could rely on him. Have since recommended Steve Mears Mortgages to three of our friends! Thanks team
Danielle Harris
Nov 03, 2020
I am delighted with the work that has been done to help us with our mortgage and insurance needs. Lee Sutton has been first class. Highly personable, knowledgeable and responsive. I would thoroughly recommend Steve Mears Mortgage Brokers. We were given their details from an independent friend who also was very pleased with the services. We will certainly not hesitate to use again in the future. Thank you very much!