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Steve Mears Independent Mortgage Services Whether it be to buy your first or next home, re-mortgage or a buy-to-let, a holiday let, or equity release, we are here to help make the process as simple as possible and to get you a speedy outcome. With over 30,000 different mortgages to choose from, we will find the most suitable mortgage for you. We have access to mortgages that even your own bank won't offer you. Established in 1995, we have always offered friendly, advice for mortgage and re-mortgage clients. We also specialise in later life lending, re-mortgages and a range of protection insurance to keep you covered for anything life throws at you.
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Steve set up the business in 1995, originally as Kelly Mears, after spending time with a bank and two local estate agents. He has many friends and contacts in the industry built up over his 31 years of mortgage experience. Single Dad to 3 daughters (and 1 Bichon) and loves to spend time clearing up after them, when they're home!
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Whether you're moving home, buying-to-let, or looking to get onto the property ladder, our friendly advisers at Steve Mears Mortgage services are here to give you whole of market mortgage advice. We guide you through the range of different mortgages available and will help you find the right one for your circumstances.
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We aim to make your purchase or re-mortgage as easy as possible by working with law firms who are as committed to speedy and successful completions as we are. While we trust these firms, we cannot take any responsibility for advice and services provided by them.
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If you buy a second home in England or Northern Ireland you have to pay an additional 3% on top of the standard rate. First time buyers can claim First Time Buyer Relief up to 500,000 (0% to 300,000 then 5% to 500,000).
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