Business Details
No Fee Mortgage Brokers in Swansea
Established over four decades ago, Select Mortgages has built a reputation as a trusted, fee-free mortgage brokerage serving clients across Swansea and beyond. Our approach prioritises transparency, with no hidden charges, sales visits, or insurance upselling, ensuring clients receive impartial advice tailored to their unique circumstances. With access to a wide network of lenders, we specialise in sourcing competitive residential, commercial, and secured loan products, including remortgaging, buy-to-let, and bridging finance.Our teams extensive industry knowledge, spanning more than 45 years, enables us to navigate complex mortgage landscapes and secure optimal solutions. Client testimonials highlight our efficiency, expertise, and commitment to saving customers both time and money. As a licensed credit broker regulated by the Financial Conduct Authority, we adhere to strict ethical standards, ensuring reliability and trustworthiness in every transaction.
Services
Residential Mortgages
Bridging Loans
Commercial Mortgages
Secured Loans
Remortgage
Buy-to-Let
Property Development Finance
Second Charge Loans
First-Time Buyer Mortgages
Commercial Development Loans
Highlights and features
- We offer over 40 years of mortgage brokering experience
- Our service includes free valuations and no arrangement fees
- We access multiple lenders to find tailored mortgage solutions
- No sales visits or insurance upselling required
- Client testimonials highlight time and cost savings
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Expertise
No fees
Quick service
Personalised approach
Repeat clients
Services
Residential Mortgages
We specialise in residential mortgages, offering tailored advice to first-time buyers, home movers, and remortgagers. Our service includes access to exclusive deals with free valuations and no arrangement fees. Clients benefit from our extensive lender network and 40+ years of expertise, ensuring competitive rates and personalised solutions for purchasing or refinancing homes.
Bridging Loans
Our bridging loans provide rapid financing for property purchases, developments, or renovations. Designed for urgent needs, these loans bridge funding gaps until long-term finance is secured. We offer competitive terms for residential and commercial projects, leveraging our lender relationships to expedite approvals and ensure flexible repayment options for time-sensitive transactions.
Commercial Mortgages
Commercial mortgages cater to businesses purchasing or refinancing owner-occupied premises, investment properties, or development sites. We source tailored financing with competitive rates, supporting ventures from small enterprises to large-scale developers. Our expertise includes buy-to-let commercial loans and property refurbishment finance, ensuring scalable solutions aligned with business growth objectives.
Secured Loans
Secured loans, or second mortgages, provide funding against property equity when additional borrowing isn't possible. We facilitate loans for debt consolidation, home improvements, or major life events. Our process ensures clear terms, competitive rates, and responsible lending practices, prioritising client financial stability and long-term affordability.
Remortgage
Our remortgaging service helps clients reduce monthly payments by switching to better rates at the end of their current deal. We analyse market options to identify savings opportunities, including free legal services and valuation fees. Clients benefit from our lender insights and streamlined process, ensuring minimal disruption while maximising financial efficiency.
Questions
Do you charge fees for mortgage advice?
No, we operate on a 100% free service, receiving payment from lenders upon mortgage completion without additional charges to clients.
What mortgage types do you specialise in?
We specialise in residential mortgages, commercial loans, bridging finance, secured loans, buy-to-let, and remortgaging solutions tailored to individual needs.
How do you find competitive mortgage rates?
We access multiple lenders and use our 40+ years of industry experience to negotiate the best deals, including free valuations and no arrangement fees.
Can you help first-time homebuyers?
Yes, we provide specialist support for first-time buyers, addressing deposit challenges and guiding them through the mortgage process with no sales pressure.
Are your services available remotely?
Yes, we offer telephone-based advice and have assisted clients remotely for over 15 years, ensuring convenience without compromising service quality.
What accreditations do you hold?
We are a licensed credit broker (FCA number 300204) regulated under the Data Protection Act, ensuring compliance with industry standards and client data security.
Reviews (3)
Masa Maye
Mar 18, 2021
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Provided us with mortgage, remortgage and buy-to-let advice and services over the past 20 years! Great and professional service glad to recommend
Ashan Malik
Aug 03, 2020
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Time Waste, Get your self a better person, asked 3 different accountant letter and they changed their amount where as other banks are ready to provide us. Not recommended disappointed
Tony Sumal
May 21, 2019
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A very professional service. An indication of the best products was provided within 10 minutes, with an illustration sent to me via email. Thanks for the diligent service.
