Business Details
28 Years
experience
Trusted Financial Advisers in Heswall, Wirral
Arrowe Financial was founded in 1998 with a commitment to delivering exceptional financial advisory services to private and corporate clients. Our approach centers on understanding individual client needs, building long-term relationships, and creating tailored strategies to protect and grow wealth. With expertise in mortgages, investments, pensions, and protection, we combine technical knowledge with a client-first philosophy. Our team of qualified advisers prioritises transparency, ethical practices, and ongoing support. Registered in England & Wales with company number 08817976, we operate under the regulatory oversight of the Financial Conduct Authority.Our dedication to community initiatives, including charity partnerships, reflects our broader commitment to social responsibility. Through continuous professional development, we ensure our advice remains aligned with evolving financial markets and client aspirations. Our office in Heswall, Wirral, serves as a hub for delivering nationwide financial solutions. We pride ourselves on simplifying complex financial decisions while maintaining accessibility for clients at all life stages. This combination of expertise, regulation, and personal service has sustained our reputation for over 25 years.
Services
Mortgage Advice
Investment Planning
Pension Schemes
Life Protection
Equity Release
Business Protection
Tax-efficient Investments
Retirement Planning
Financial Strategy
Wealth Management
Details
- Year established: 1998
Highlights and features
- We offer bespoke financial solutions tailored to individual client needs
- Our team includes FCA-authorised advisers with decades of combined experience
- We provide comprehensive services across mortgages, investments, and pensions
- We maintain transparent fee structures with no hidden charges
- We prioritise long-term client relationships over transactional interactions
Associations and certifications
- Financial Conduct Authority
Services
Mortgage Advice
We provide comprehensive mortgage guidance for residential and buy-to-let properties. Our advisers help clients navigate interest rate options, repayment structures, and eligibility criteria. With access to the whole market, we ensure clients secure suitable mortgage solutions that align with their financial circumstances and long-term goals.
Investment Planning
Our investment advisory service focuses on creating diversified portfolios aligned with risk tolerance and financial objectives. We explain different investment vehicles while ensuring clients understand market risks. Regular portfolio reviews help maintain alignment with changing personal circumstances and market conditions, aiming to optimise long-term returns.
Pension Schemes
We specialise in pension strategy development for individuals and businesses. Our services cover workplace pensions, personal retirement plans, and tax-efficient savings options. We explain pension freedoms and help clients make informed decisions about accessing their retirement funds while considering longevity and lifestyle requirements.
Life Protection
Our protection services safeguard clients against financial risks from death, illness, or unemployment. We assess individual needs to recommend appropriate life insurance, critical illness cover, and income protection policies. We ensure clients understand policy terms while helping them select coverage that matches their family circumstances and financial commitments.
Equity Release
We offer specialist equity release advice for homeowners seeking to access property wealth. Our advisers explain lifetime mortgages and home reversion plans while considering inheritance implications. We ensure clients understand associated costs and risks, helping them make informed decisions about releasing capital while maintaining financial security.
People
Michael Saunders
Company Director & Financial Adviser
With over 30 years in financial services, Michael founded Arrowe Financial in 1998. He specialises in investments and pensions while maintaining a focus on client relationships. He actively supports local charities through the Openwork Foundation.
Jane Saunders
Company Director, Mortgage and Protection Adviser
Jane specialises in residential and buy-to-let mortgages with particular expertise in complex cases. A former triathlon medalist, she brings competitive dedication to client service while balancing family commitments.
David Strype
Financial Adviser
David advises on mortgages, protection, investments, and pensions. With a background in sports, he combines analytical skills with client-focused service, particularly assisting first-time buyers and landlords with property portfolios.
Suzanne Garrity
Financial Adviser
Sue provides expertise in mortgages, protection, investments, and pensions. As the firm's equity release specialist, she helps clients access property wealth while maintaining financial security for their future.
Sharon Kennedy
Financial Adviser
Sharon plays a key operational role while supporting investment and pension clients. She co-runs a local karate group and applies her organisational skills to ensure smooth client service delivery.
Questions
What financial services do you specialise in?
We specialise in mortgages, investments, pensions, protection, equity release, and business protection. Our advisers provide comprehensive guidance across all these areas.
Are you regulated by the Financial Conduct Authority?
Yes, we operate as an appointed representative of Openwork Limited, which is authorised and regulated by the Financial Conduct Authority.
How do you tailor financial advice to individual needs?
We conduct detailed consultations to understand personal circumstances, financial goals, and risk tolerance before developing customised solutions for each client.
Can you help with first-time mortgage applications?
Yes, we provide specialist guidance for first-time buyers, explaining mortgage options and helping navigate the application process with confidence.
What protection options do you offer?
We advise on life insurance, critical illness cover, income protection, and business protection policies to safeguard against financial risks from unexpected events.
Do you provide retirement planning services?
Yes, we specialise in pension planning and retirement strategies, helping clients understand their options for accessing savings while planning sustainable income.
Reviews (4)
Ant
Jun 08, 2022
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I have been dealing with Jane for the last year and can honestly say she has been amazing. Not only providing her professional advise and managing to complete the task in hand but also be there as a friend. She has been empathetic and I truly believe without her support the task in hand would have never happened. Thank you jane for everything.
Rachael Lapsley
Apr 18, 2022
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A super family business - very knowledgeable & always available to answer questions & give advice. Mike & Jane always explain financial products clearly & are very approachable. They always go the extra mile & arrange appointments to suit individual circumstances- would definitely recommend 5*
Rebecca
Apr 14, 2022
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Amazing service from Arrowe and in particular I'd like to shout out Dave who was an absolute pillar of support throughout the entire mortgage application process. Purchasing my first home on my own after a nasty change in circumstances was at first such a terrifying concept, but with Dave's knowledge he managed to get me an incredible deal and I am now the proud owner of my first home. I'd also like to give a massive thank you to Kathy who took care of the administrative side of things and helped me nudge my solicitor along when needed.
Without them, I don't think I would have coped. Overall, I would strongly recommend this company to anyone and if you're lucky enough to get Dave & Kathy in your corner you can be assured there is no one better! I will certainly come to them in future
Without them, I don't think I would have coped. Overall, I would strongly recommend this company to anyone and if you're lucky enough to get Dave & Kathy in your corner you can be assured there is no one better! I will certainly come to them in future
Tracey Sadler
Feb 17, 2022
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We have been using Jane at Arrowe for over 20 years for all of our residential and Buy to Let mortgages and she has never let us down, even when we have needed mortgages for non standard builds. Jane is very friendly, professional and knowledgeable and we would not hesitate to recommend herself and Arrowe Financial.
