Business Details
23 Years
experience
Trusted Mortgage & Protection Services in Leeds
Established in 2003, Hyde Associates has built a reputation as a trusted provider of independent mortgage and protection services. Our team of fully qualified brokers specialises in residential lending and commercial finance, offering access to the entire mortgage marketplace alongside exclusive products tailored to individual client needs. With strong relationships with major lenders, we excel in handling 'out of criteria' applications, providing solutions where traditional routes may fall short. Our clients benefit from a duty of care framework, ensuring all recommendations are justified and suitable, with recourse available if standards are not met.We prioritise client interests over lender agendas, offering unbiased advice across 11,000+ mortgage options while maintaining transparency with no hidden costs. Our expertise extends to life insurance, critical illness cover, and business protection, supported by 1700+ client referrals. As market veterans since 2003, we combine regulatory compliance with personalised service, navigating complex mortgage criteria and lender processes to deliver optimal outcomes. Our commitment to integrity, quality, and client-centric solutions underpins every interaction, ensuring long-term relationships built on trust and demonstrable results.
Services
Residential Mortgages
Commercial Finance
Buy to Let
Life Insurance
Critical Illness Cover
Income Protection
Building Insurance
Contents Insurance
Business Protection
Mortgage Advice
Details
- Year established: 2003
Highlights and features
- Regulated by the Financial Conduct Authority since 2003
- Access to 11,000+ mortgage products including exclusive deals
- Fully qualified, FCA-authorised mortgage professionals
- Specialists in complex 'out of criteria' mortgage applications
- 1700+ client referrals demonstrating proven track record
What people say
Cannot recommend highly enough
Received mortgage offer quickly
Professional expertise
Transparent process
Reliable support
Services
Residential Mortgages
We specialise in residential mortgage solutions for first-time buyers, home movers, and remortgagers. Our brokers compare 11,000+ deals to find competitive rates tailored to individual circumstances. With access to exclusive products unavailable through high street lenders, we provide expert guidance through the entire application process, including specialist support for complex cases requiring 'out of criteria' consideration.
Commercial Finance
Our commercial finance team offers tailored solutions for property investment and business development. Services include bridging loans, property development finance, and commercial remortgages. With banking sector expertise, we structure deals that meet specific business needs while navigating complex lender requirements. We maintain relationships with specialist lenders to secure funding even when traditional brokers have failed.
Life Insurance
We provide comprehensive life insurance policies designed to protect dependants and settle outstanding debts. Options include level term, decreasing term, and joint life policies. Our advisers help clients determine appropriate coverage amounts linked to mortgage obligations or family needs, ensuring financial security in the event of unexpected death.
Critical Illness Cover
Our critical illness policies offer financial protection against 40+ specified conditions including cancer, heart attack, and stroke. Cover can be purchased as standalone protection or combined with life insurance. We help clients select appropriate benefit amounts to cover medical expenses, lifestyle adjustments, or lost income during recovery periods.
Business Protection
We design bespoke business protection strategies including key person insurance, shareholder protection, and relevant life plans. These solutions safeguard business continuity through critical illness or death of key personnel. Our team structures policies to meet specific corporate needs while optimising tax efficiency and ensuring smooth ownership transitions.
People
Julie Hyde
Managing Director
With over 18 years' experience in mortgage services, Julie leads our team with expertise in complex lending solutions. She specialises in difficult-to-place applications and maintains lender relationships developed over decades in the industry.
Marie Jackson
Consultant
Marie brings extensive knowledge of commercial finance products, having worked in banking sector roles prior to joining Hyde Associates. She focuses on bridging loans and property development finance solutions for business clients.
Heather Deakin
Administrator
Heather manages mortgage application processing with meticulous attention to detail. Her organisational skills ensure smooth transactions from initial enquiry to completion, supporting both residential and commercial clients.
Melissa Peart
Administrator
Melissa provides essential support across our mortgage and insurance services. With seven years in financial administration, she ensures accurate documentation handling and timely communication throughout the client journey.
Beth Ramsay
Administrator
Beth specialises in protection product administration, managing life insurance and critical illness policy setups. Her client-focused approach ensures clear explanations of coverage options and policy terms.
Questions
What mortgage types do you offer?
We provide residential, commercial, buy-to-let, self-build, and 95% mortgages alongside specialist commercial finance products including bridging loans and property development finance.
Are your mortgage advisers qualified?
All our brokers hold FCA-authorised qualifications with additional certifications in protection services. We maintain continuing professional development to stay current with market changes.
How do you find competitive mortgage rates?
Through mortgage networks and clubs, we access exclusive deals unavailable to direct applicants, including products only available through brokers and lender-specific exclusive rates.
What protection services do you offer?
We provide life insurance, critical illness cover, income protection, building and contents insurance, and business protection solutions including key person and shareholder protection policies.
Can you help with difficult mortgage applications?
Yes, we specialise in 'out of criteria' applications and have strong lender relationships to support complex cases involving adverse credit, self-employment, or non-standard income sources.
How are you regulated?
We operate under FCA regulation (reference number not explicitly stated in text) with compliance processes ensuring all advice meets strict suitability and affordability requirements.
Reviews (1)
Benjamin Hodds
Dec 04, 2018
Report
Fantastically knowledgeable people, they have saved us a lot of money over the years when it comes to mortgages and re-mortgages. Allways remember us before our fixed periods end and give us the best options ahead of time in order to keep us on a great rate, I am more than happy to pay for that service, worth every penny.
