Business Details
28 Years
experience
Independent Mortgage Brokers in Bournemouth
Established in 1998, we provide independent mortgage advice and insurance services tailored to individual and business needs. Our CeMap-qualified consultants combine extensive market knowledge with partnerships with local estate agents, solicitors, and accountants to deliver personalized solutions. We specialize in mortgages, secured loans, and protection products, offering ongoing support through dedicated client care. Our team prioritizes transparency, value for money, and long-term relationships, ensuring clients receive competitive rates and comprehensive coverage.With access to the entire market, we negotiate directly with lenders to secure optimal terms, while our administrative department streamlines processes for efficiency. We maintain regulatory compliance through authorization by the Financial Conduct Authority and participation in the Financial Ombudsman Service, reinforcing our commitment to trust and accountability.
Services
Mortgages
Re-mortgages
Secured Loans
Commercial Funding
Protection Plans
Ongoing Support
Shareholder Protection
Relevant Life Cover
Details
- Year established: 1998
Highlights and features
- We offer independent mortgage advice with access to the entire market.
- Our CeMap-qualified consultants provide personalized financial solutions.
- We maintain partnerships with local estate agents and legal professionals.
- Ongoing client support through dedicated mortgage reviews.
- Regulated by the Financial Conduct Authority for transparency and trust.
Associations and certifications
- Financial Conduct Authority
What people say
Excellent service
Professional team
Tailored solutions
Prompt support
Trustworthy advisors
Services
Mortgage Advice
We provide independent mortgage advice tailored to first-time buyers, home movers, and investors. Our CeMap-qualified consultants analyze your financial situation to secure competitive rates. With access to the entire market, we negotiate directly with lenders to ensure optimal terms, supported by administrative efficiency and ongoing client reviews.
Commercial Funding
Our commercial funding service connects businesses with tailored mortgage solutions for property purchases or development projects. We recommend experienced advisors to negotiate terms for owner-occupied premises, investment properties, or development loans. Coverage includes bad-credit scenarios, with support for applications up to 80% loan-to-value ratios.
Protection Plans
We offer bespoke protection plans including life cover, critical illness insurance, and income protection. Policies safeguard against financial risks from death, illness, or unemployment, with regular reviews to adapt to changing circumstances. Our advisors ensure competitive pricing through access to the whole insurance market.
Re-mortgaging
Our re-mortgaging service helps clients secure better rates, consolidate debts, or release equity. We analyze market options to reduce interest costs, offering guidance on product transfers and penalty considerations. Ongoing support includes notifications about expiring products and new market opportunities.
Secured Loans
We arrange secured loans using property equity for home improvements, debt consolidation, or major purchases. Loan terms depend on property value, existing mortgages, and income. Our consultants research competitive rates and flexible repayment options, ensuring alignment with your financial capacity.
People
Nikki Woodcock
Company Director
Nikki Woodcock leads Oakwood with over 20 years of mortgage industry experience. She ensures strategic direction aligns with client needs while maintaining regulatory compliance.
Dean Williams
Sales Director
Dean Williams oversees sales operations, leveraging his decade-long expertise in mortgage brokering to drive team performance and client satisfaction.
James Youlten
Mortgage Adviser
James Youlten provides mortgage advice with a focus on first-time buyer schemes and complex cases, supported by his CeMap qualifications and five years of client-facing experience.
Ben Brown
Protection Team Manager
Ben Brown specializes in protection plans, ensuring clients secure life cover and income protection tailored to evolving personal and professional circumstances.
Charlotte Head
Mortgage Advisor
Charlotte Head assists clients with re-mortgaging and commercial funding, combining market analysis with personalized service to optimize financial outcomes.
Questions
What mortgage services do you offer?
We provide residential mortgages, re-mortgaging, secured loans, and commercial funding tailored to individual and business needs.
Are your mortgage advisors qualified?
All consultants hold CeMap qualifications and have extensive experience in independent mortgage advice.
Do you offer protection insurance?
Yes, we arrange life cover, critical illness insurance, and income protection through major insurers.
How are your fees structured?
A typical mortgage arrangement fee is £495, subject to individual circumstances and product complexity.
Can you help with bad credit mortgages?
We work with specialist lenders to secure commercial mortgages for clients with adverse credit histories.
What ongoing support do you provide?
We offer regular mortgage reviews, client care notifications, and assistance with equity release or additional borrowing.
Reviews (5)
Alistair King
May 06, 2022
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I have used Oakwood for many years and have always been impressed with the great customer experience and friendly service that the whole team provide. David and James have been great to work with and are both extremely knowledgeable in all areas. Always quick to respond to messages and happy to run through all of the different options available. I would be happy to recommend their services to anyone.
Kelvin Hastings-Gordon
Apr 14, 2022
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Great all round service. We have used Oakwood for Mortgages, Life & Health policies and have been very happy each time. David, Ben and all the team are very knowledgeable, attentive, honest and most of all friendly. We look forward to working with them on our next project. Thanks all.
Magdalena Kuczma
Mar 17, 2022
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Tim, as always, was very supportive, reliable and effective. We will definitely contact Oakwood again.
Chiswick Gooner
Mar 06, 2022
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This firn came highly recommended. But it was a disappointing experience. It took 6 months to arrange a mortgage and in that 6 months property prices in the area increased by 17%, and there was no longer anything suitable within by budget. So, now that i have the funds I'm having to search for property in another part of the country. I wish I hadn't bothered.
Verity-Jane Hart
Feb 25, 2022
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Great experience, professional service. 2nd time have used Oakwood's services for mortgages and have referred family members. Would recommend.
