Business Details
28 Years
experience
Independent Mortgage Brokers in London
Established in 1998, we are an independent mortgage brokerage dedicated to providing client-centred advice. Our team of experienced brokers and case processors prioritises understanding individual client needs, leveraging access to the entire UK lender market to match clients with suitable mortgage products. We streamline the application process by eliminating institutional bureaucracy, offering transparent communication, and ensuring regulatory compliance.Our approach combines swift responsiveness with thorough guidance through every stage of the mortgage journey, from initial consultation to completion. With a focus on residential, buy-to-let, and commercial mortgages, we cater to diverse financial circumstances while maintaining a commitment to ethical practices and client satisfaction. Our FCA authorisation underscores our adherence to rigorous professional standards.
Services
Residential Mortgages
Buy-to-Let Mortgages
Commercial Mortgages
Bridging Finance
Portfolio Analysis
Details
- Year established: 1998
Highlights and features
- We have over 25 years of experience in mortgage brokerage.
- We offer access to every lender in the UK market.
- Our service is tailored to individual client needs and circumstances.
- We maintain transparent fee structures with no hidden costs.
- Our FCA authorisation ensures adherence to strict regulatory standards.
Associations and certifications
- Financial Conduct Authority
What people say
Excellent communication
Supportive team
Easy process
Tailored advice
Stress-free experience
Services
Residential Mortgages
We guide clients through the complex residential mortgage market, tailoring solutions to individual financial circumstances. Our brokers assess deposit sizes, loan terms, and repayment capabilities to identify optimal products. By explaining interest rate options and regulatory requirements, we simplify decision-making while ensuring compliance with FCA standards.
Buy-to-Let Mortgages
Specialising in buy-to-let financing, we help landlords navigate evolving lender criteria. Our team provides strategic advice on portfolio development, cashflow management, and long-term investment goals. We match clients with lenders offering competitive rates for both new acquisitions and portfolio refinancing.
Commercial Mortgages
We facilitate commercial property financing for diverse needs, including HMOs, semi-commercial properties, and trading business premises. Our expertise covers acquisition financing and refinancing strategies to release equity for further investment. We work with high street banks and specialist lenders to secure suitable terms.
Bridging Finance
In partnership with Secure the Bridge, we provide temporary financing solutions for urgent property transactions. Our bridging finance options address time-sensitive purchases, offering flexibility while clients arrange long-term funding or complete property sales.
Portfolio Analysis
We review property portfolios to identify equity extraction opportunities and optimise investment strategies. Our analysis considers market conditions, development potential, and future flexibility to enhance portfolio performance and achieve financial objectives.
People
Lindsay Hopkins
Principal
With extensive mortgage industry experience, Lindsay leads our brokerage with a focus on client-centred service. He established Trafalgar Square in 1998 to provide independent advice and has built a reputation for innovative mortgage solutions.
Sarah Jane Costello
Managing & Operations Director
Sarah Jane oversees daily operations, ensuring efficient service delivery across all mortgage products. Her leadership maintains our commitment to regulatory compliance and client satisfaction while managing the brokerage's strategic growth.
Stuart Yardley
Mortgage Broker
Stuart specialises in residential mortgages, guiding clients through the application process with clear explanations of product options. His expertise ensures clients understand regulatory requirements and select suitable financing solutions.
Juspal Nagra
Mortgage Broker
Juspal focuses on buy-to-let mortgages, helping landlords develop investment strategies. He provides market insights and matches clients with lenders offering competitive terms for property portfolios.
Rory Shackleton
Mortgage Broker
Rory specialises in commercial mortgages, assisting clients with property acquisitions for business purposes. His knowledge of specialist lending criteria ensures tailored financing solutions for complex commercial transactions.
Questions
What mortgage types do you offer?
We provide residential, buy-to-let, commercial, bridging, and secured loans. Our brokers help clients choose suitable options based on individual financial circumstances and property goals.
Are your fees transparent?
Yes. We charge a £599 administration fee and a completion fee paid by lenders. All costs are disclosed upfront, with no hidden charges or lender-fee bias.
How do you find the best mortgage rates?
We access the entire UK lender market, conducting comprehensive product searches to match clients' needs with competitive rates, terms, and lender criteria.
Can you help first-time buyers?
Yes. We explain mortgage options in simple terms, guide clients through regulatory requirements, and identify suitable first-time buyer products with appropriate lenders.
Are you regulated by the FCA?
Yes. We are authorised and regulated by the Financial Conduct Authority (reference 305726), ensuring compliance with strict regulatory standards for client protection.
How long does the mortgage process take?
Applications typically take 8-12 hours of administrative work. Completion times vary by lender, but our dedicated case processors ensure timely progress updates throughout the process.
Reviews (4)
Ali K.
Mar 25, 2022
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Highly professional and friendly service. Through a recommendation, we were initially referred to Lindsay, who is super accomodating and friendly. We have since been working with Nicola over the past few weeks and we honestly aren't sure what we would have done without her! She is highly professional but also very friendly and down to earth. Nothing is too much trouble for her. She explains processes in very simple terms for us and is always on hand to answer any questions or explain things we aren't too clear about. She genuinely wants to help us and wants to secure us the best deal. We couldn't recommend Nicola, Lindsay and Trafalgar Sq any higher!
Liam McCullough
Nov 12, 2020
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I can't recommend Trafalgar Square highly enough, they are an exceptionally knowledgeable group of professionals who offer expert advice to help navigate you through the daunting process of arranging finance. Jus and his team are incredibly hard working and quick to respond to any queries as well as educating you about the process as a whole. The fee is great value for money, Trafalgar Square are worth their weight in gold!
Maj Curtis
Jan 25, 2020
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Brilliant team at TSFP. Always prompt, always available and always up to date with the best products on the market. I have used Jus and his team 3 times now and I highly recommended his services. We will be back. Thanks all.
Deborah McGurrin
Mar 02, 2019
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Received excellent straightforward advice from Stuart who I could not recommend highly enough. His experience, know how and personable approach was the best I have ever experienced. He was brilliant!
