Business Details
Expert Mortgage & Protection Advisers in South Wales
South Wales Mortgages is a dedicated mortgage and protection advisory service operating across South Wales and surrounding areas. With over 25 years of industry experience through our affiliation with Aitana Financial Services, we specialise in providing tailored mortgage solutions and comprehensive protection policies. Our team prioritises client needs, offering fee-free initial consultations to assess individual requirements for mortgages, life insurance, critical illness cover, and income protection.We provide flexible appointment options, including home or office visits, and maintain transparent fee structures with no hidden charges. As part of The Openwork Partnership network, we combine local expertise with national regulatory compliance to deliver reliable financial advice.
Services
Mortgage Advice
Life Insurance
Critical Illness Cover
Income Protection
Family Income Benefit
Relevant Life Cover
Equity Release
Bridging Loans
Commercial Mortgages
Wills and Trusts
Highlights and features
- We offer 25+ years of combined industry experience through Aitana Financial Services
- We provide fee-free initial consultations for mortgage and protection requirements
- We arrange flexible home or office appointments including evenings
- We operate with full transparency and no hidden fees
- Our team deeply understands local market needs in South Wales
Associations and certifications
- The Openwork Partnership
Services
Mortgage Advice
We provide comprehensive mortgage advisory services covering first-time purchases, remortgaging, buy-to-let properties, and commercial mortgages. Our experts explain affordability criteria, repayment options, and available schemes while offering transparent fee structures. With lender commissions disclosed in personal illustrations, we ensure informed decision-making for all property financing needs.
Life Insurance
Our life insurance policies provide financial security for dependants in the event of death. We offer tailored solutions including term life cover and whole-of-life policies, with options to align with mortgage terms or personal protection requirements. Expert guidance ensures appropriate coverage levels at competitive premiums for long-term peace of mind.
Critical Illness Cover
We arrange critical illness cover protecting against financial hardship from serious health conditions. Policies cover specified illnesses like cancer, heart attacks, and strokes, with lump sum payouts to support recovery or debt management. We help clients understand policy terms, exclusions, and appropriate coverage amounts for their circumstances.
Income Protection
Our income protection policies replace a portion of earnings during prolonged illness or disability. We design policies with suitable deferment periods and benefit terms to maintain financial stability. Coverage options include family income benefit plans and relevant life cover for business owners, ensuring ongoing support during challenging times.
Equity Release
We advise on equity release schemes allowing homeowners to access property wealth while retaining residency. Options include lifetime mortgages and home reversion plans, with careful consideration of inheritance implications. We ensure clients understand interest rates, charges, and eligibility criteria before proceeding with these long-term financial commitments.
People
Leon Roberts
Financial Adviser
Leon Roberts is a qualified Financial Adviser specialising in mortgages and protection services across South Wales. With access to Aitana Financial Services' 25+ years of industry expertise, he provides tailored advice on mortgage solutions, life insurance, and income protection. Leon offers flexible appointments and prioritises transparent communication to meet clients' financial needs.
Questions
What mortgage services do you offer?
We provide first-time buyer mortgages, remortgaging, buy-to-let properties, commercial mortgages, and equity release schemes across South Wales.
Do you charge fees for mortgage advice?
Most mortgage advice is fee-free, though we may charge up to £300 in specific cases. Any fees will be confirmed before proceeding.
What protection policies are available?
We offer life insurance, critical illness cover, income protection, family income benefit, and relevant life cover tailored to individual needs.
Are your services regulated?
Yes, we operate under The Openwork Partnership's regulatory framework, ensuring compliance with UK financial services standards and consumer protections.
Reviews (7)
Mathew Soper
May 21, 2022
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Brilliant service from Leon. Completely made the process stress free. Always available and would reply quickly to any queries. Gave honest and fair advice throughout. Thoroughly recommend
Jack Rog
Apr 25, 2022
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After a long time of searching for financial advice to buying my first home, I finally got in contact with Leon, and all I can say is that his service is 10/10! Always made sure I understood all information and advice and was very helpful if any questions needed answers. Have already recommended him to friends, colleagues and family! If you're looking for help with buying your home definitely give Leon a call
Carl Day
Mar 23, 2022
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Leon managed to sort out switching to a buy to let mortgage which wasn't easy and offering great advice in the process. Leon was always there if needed and guided me through the process.
Alisha Rosser
Jan 19, 2022
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It wasn't an easy start for me, until I met Leon! I was very stressed as I found it difficult to find a mortgage lender that would accept me, given my circumstances. Leon helped me throughout the whole process, there was never a stupid question and he was there whenever needed! It made it a smooth process and also a happy one too. I'm very pleased to say i will be getting my first home this Friday, all through the help of Leon, I couldn't thank him enough. Highly recommend! Alisha :
Owen Blacker
Dec 18, 2021
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A very professional and friendly service provided by Leon. Always will to help and provide the right independent advice. Would highly recommend
Courtney Malyn
Dec 05, 2021
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Leon was incredibly helpful through the process of us buying our first home. He guided us through each and every step and was always available day/night to answer my one million questions. I cant recommend him enough! Thank you again!
Mark Jenkins
Nov 07, 2021
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Excellent and professional service from start to finish. Provided all the guidance and advice needed when dealing with all of the lenders many requests for different information and documents. The result was a potentially stressful process being made a much smoother and quicker process right up until I received my mortgage offer and beyond. Thanks Leon.
