Mortgage Advice Service Mortgage Brokers in Merthyr Tydfil
At Mortgage Advice Service, we can help you make sense of the many different home loans available today. We can also guide you as to whether an interest only or repayment mortgage is best for you, a fixed or variable rate, a discounted or current account mortgage. We can guide you through the mortgage protection and associated mortgage products required whilst guiding you through all the other mortgage decisions that need to be made.
- Heads of the Valleys
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As a well established mortgage broker in York, Mortgage Advice Service offers independent mortgage advice across the North of England. Our other office, in Chesham, covers London and the South of England. Our advisors have access to thousands of products, including deals which are exclusive to Mortgage Advice Service, so you can be rest assured that we will find the best mortgage deal available for you. In March 2011, Mortgage Advice Service was acquired by Mainestream Financial Services Ltd, who needed a base in the North of England.
ACCIDENT SICKNESS & UNEMPLOYMENTAccident, Sickness & Unemployment insurance (ASU), is also known as mortgage payment protection. With an accident, sickness & unemployment policy you pay for a monthly premium for the level of cover you need, and if you lose your job or can't work, you will receive that amount of money each month to cover your costs and spend as you wish. Policies usually pay out for up to a year or until you return to work, whichever happens first. You can choose the amount of benefit you would like to receive, although there are some limits on the maximum amount.
MORTGAGES TAILORED TO YOUR NEEDSYour mortgage is probably the largest financial transaction and commitment you are likely to undertake. Surely then you should seek mortgage advice which is individually tailored to your needs and requirements? We are not tied to any particular lender, which means that we have the ability to act on your behalf, representing your best interests, in order to establish the most appropriate mortgage solution for you. The credit crunch, which started in 2007, dried up the supply of mortgage finance with some specialist lenders being driven out altogether.