Response Mortgage Services provides expert independent mortgage advice for everyone from first timers and remortgagers, to experienced buy to let landlords. With interest rates at record lows and house prices rising, you may be considering investing in a buy-to-let property. But before you take the plunge, it's important to understand the costs, risks and rewards involved in becoming a landlord.

Schemes such as the stamp. If you've decided it's time to cut down your buy-to-let portfolio, sell your current buy-to-let and invest in a new one, or quit property investment entirely, this guide explains the key things you'll need to consider before putting your rental property on the.

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About Us

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Response Mortgage Services provides expert independent mortgage advice for everyone from first timers and remortgagers, to experienced buy to let landlords. Our ability to see the whole market, to cut through the fine print and explain the pros and cons of each product makes life easy. Our contacts, our experience and our dogged determination makes it all happen, from initial mortgage advice to money in the bank. As an independent mortgage adviser, we have access to the whole of the mortgage market.

Mortgages

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Response Mortgage Services provides expert independent mortgage advice for everyone from first timers and remortgagers, to experienced buy to let landlords. We base this on gaining a full understanding of your finances and goals and then use our knowledge of the thousands of products available to us to ensure we find the best product for you over the whole term of the mortgage. When you are ready to take the next step you can't beat getting professional advice to ensure you find the best product for you.

First Time Buyers

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We are a 'whole of market' broker and due to the volume's (and mainly the 'quality') of work that we do, we obtain preferential mortgage rates with many lenders. There are a lot of different terms thrown at you from the second you start looking at mortgages: fixed-rate, variable-rate, repayment mortgage, interest-only, mortgage term, deposit, loan-to-value - and this is all jargon people expect you to already understand. Not to mention the fact that you might not know much about the home buying process in general.

Re-mortgages

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If you are considering remortgaging, make sure to contact our independent advisers who will consider all your circumstances as well as available deals before offering impartial advice about which remortgage options are right for you. In today's competitive market, many borrowers choose to remortgage (switch their current mortgage to a new lender) or undertake a product transfer (take a new deal from their existing lender) every few years in order to take advantage of the new rates and products on offer or to fit changing life circumstances.

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