Response Mortgage Services provides expert independent mortgage advice for everyone from first timers and remortgagers, to experienced buy to let landlords. With interest rates at record lows and house prices rising, you may be considering investing in a buy-to-let property. But before you take the plunge, it's important to understand the costs, risks and rewards involved in becoming a landlord.Schemes such as the stamp. If you've decided it's time to cut down your buy-to-let portfolio, sell your current buy-to-let and invest in a new one, or quit property investment entirely, this guide explains the key things you'll need to consider before putting your rental property on the.
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Response Mortgage Services provides expert independent mortgage advice for everyone from first timers and remortgagers, to experienced buy to let landlords. Our ability to see the whole market, to cut through the fine print and explain the pros and cons of each product makes life easy. Our contacts, our experience and our dogged determination makes it all happen, from initial mortgage advice to money in the bank. As an independent mortgage adviser, we have access to the whole of the mortgage market.
Response Mortgage Services provides expert independent mortgage advice for everyone from first timers and remortgagers, to experienced buy to let landlords. We base this on gaining a full understanding of your finances and goals and then use our knowledge of the thousands of products available to us to ensure we find the best product for you over the whole term of the mortgage. When you are ready to take the next step you can't beat getting professional advice to ensure you find the best product for you.
We are a 'whole of market' broker and due to the volume's (and mainly the 'quality') of work that we do, we obtain preferential mortgage rates with many lenders. There are a lot of different terms thrown at you from the second you start looking at mortgages: fixed-rate, variable-rate, repayment mortgage, interest-only, mortgage term, deposit, loan-to-value - and this is all jargon people expect you to already understand. Not to mention the fact that you might not know much about the home buying process in general.
If you are considering remortgaging, make sure to contact our independent advisers who will consider all your circumstances as well as available deals before offering impartial advice about which remortgage options are right for you. In today's competitive market, many borrowers choose to remortgage (switch their current mortgage to a new lender) or undertake a product transfer (take a new deal from their existing lender) every few years in order to take advantage of the new rates and products on offer or to fit changing life circumstances.
Reviews (19)
James Masterson
Jun 20, 2022
The service we received from the Response team (Kevin and Zoe) was professional, informative and timely. They made the process really easy and gave us great advice throughout the whole process. I couldn't recommend them enough to anyone who is looking for mortgage advice. Thank you for all your help
Dania Erakovic-Ward
Jun 17, 2022
From start to finish, our experience with Response Mortgages has been fantastic. Communication was always prompt and we were given lots of information and guidance as first time buyers. We would like to say a huge thank you to Kevin and Zoe for all of their help and look forward to working with them again once our mortgage is up for renewal!
Nik B.
May 18, 2022
Lesley Levi
May 13, 2022
Shinycraft
May 02, 2022
Nick R.
Apr 19, 2022
Kevin & Zoe were great through the process of quoting for and organising our mortgage. Despite a couple of bumps in the road they helped us find a great deal and saw it through for us to get our new home. They were always available and willing to help despite me being high maintenance. Thanks again to you both, I can't recommend you highly enough.
Alex Kery
Apr 02, 2022
Serena Wilson
Mar 02, 2022
I have gone to Response Mortgages time and again to be my mortgage broker, not only for an outstanding service & quick, helpful responses but also for support and guidance through any queries or challenges faced when purchasing a property. I was recommended them by a friend and I will continue to pass on the good word. No need to look any further, best brokers by far!
Gemma
Feb 11, 2022
If you are looking for a mortgage advisor to help you get a mortgage then I would highly recommend using response mortgages. We have just bought our first house and we used response mortgages to help us get ours. We personally dealt with Andy, Mark and then Zoe. Each of them were so helpful along the journey and they were all very professional. Our case was very difficult and without the help of response mortgages, we would not be Sat writing this review in our lovely new home. 10/10.
James Coates
Dec 01, 2021
Absolutely brilliant these guys. My house move was a mess from start to finish and no word of a lie I couldn't of done it with Kevin Lawson, his knowledge and advice was so good, top bloke at his job and i cant thank him enough. When the mortgage was finally in place Zoe took over and she was equally as good. chasing solicitors (time wasters) but she did all the leg work for me.
If you need to know anything both these guys were there for me asap replied to every email very promptly, called me when i needed anything. Would highly recommend this company.
If you need to know anything both these guys were there for me asap replied to every email very promptly, called me when i needed anything. Would highly recommend this company.
Leon Pearson
Aug 21, 2021
Emma Day
Jul 20, 2021
The team at response mortgages have been amazing throughout the whole process when we were buying our first home! Kay has been outstanding, she has been friendly and supportive, has always kept us up to date with where we were and has been there every step of the way to us now being settled in our home. Zoe has been great too, regularly emailing to check in to see if we needed anything and keeping us updated with any progress. Overall, the company has been 10/10, there is nothing they could do better! Great value, great service! I totally recommend them if you are looking for mortgage help and advice, and have already passed on their details to several people!
Jacqueline Ross
May 20, 2021
Excellent service Kay and Zoe were very attentive and efficient. Kay was able to find us the best mortgage suited with no problems. Informative throughout the whole process and professional. Using the service took alot of the stress out of buying a house and made the process smooth and easy. Highly recommend!
Alex Jungius
Apr 23, 2021
Andy, Ella and the team at Response Mortgages are quite literally the best in the business. So knowledgeable about the market and will not only find you the best deal out there but hold your hand along the way and have always been so helpful with all my annoying questions for both Personal and Buy to Let mortgages. Go and speak with them as you won't find better!
Matthew Wilson
Mar 31, 2021
Peter Tasker
Mar 26, 2021
Israel Boyd
Mar 20, 2021
Myself and my partner struggled to find a mortgage due some small blips on our credit history. Response Mortgages were open, friendly and most of all extremely helpful. They managed to find us a great solution that allowed us to get the mortgage and the house we really wanted. Considering the reasonable fee I could not have asked for any more. They were really a pleasure to work with from day one. A truly 5* service from start to finish. Thank you all once again.
Amy Tomlinson
Mar 19, 2021
David Levett
Mar 16, 2021
My experience with Response Mortgage Services, can't be faulted. Their advice, support and guidance was second to none. They helped me resolve, what I found to be a particularly convoluted mortgage arrangement, got me onto a great deal, worked with the third parties on my behalf to transition my mortgage and essentially, held my hand through the whole process. Without Andy and Ella, I think it's fair to say, I would have lost the plot/will to live.
