As our name suggests we are an Independent Mortgage Brokerage. This means that we deal with all aspects of Home Finance from mortgages to all the relevant related insurances. As an Independent broker we have no ties or allegiances to any specific lender or insurance provider. We have whole of market access and this ensures that our customers receive the best product to meet their circumstances and needs.
Services
Many people are not aware that "Critical Illness" is something you are more likely to suffer from throughout your mortgage and debt lifetime than anything else which might affect your financial security. A critical illness is, by its definition, something that can have a dramatic impact on your life, work and lifestyle without actually being terminal.
At RA Mortgages we understand that in the current employment market there are varying degrees of benefits paid by employers and these could have an impact on our clients in the event of accident or prolonged ill health. Would your employer keep paying you if you were off for 3 or more months? At RA Mortgages we can help to structure protection in the form of plan that will pay you a regular income whilst you recover from these events.
Are you a business owner who has built a successful business or is looking to grow their business until it is successful? Perhaps you have entrepreneurial flair and own multiple businesses or are an equitable partner in many? Most business owners are not always aware of the specific business implications of death, critical illness or long term sickness to them, their families, business partners or certain employees in relation to their business. If you are a partner in a limited company do you realise that if you were to die your shareholding passes to your family not your business partners?
I recently introduced you to good friends of ours who are moving house. Moving house can be a stressful process at the best of times, so the least you want is a mortgage broker that makes sense. And make sense you did. The referral was passed to Ruth and within days Ruth was liaising with our friends.
Reviews (1)
Lisa Nicholson
Jun 02, 2022
As Directors of our own Company, we pride ourselves on only working with businesses that offer the same outstanding service we do. Our existing mortgage was coming to end of a fixed term and the monthly repayments were due to increase. We appointed Ruth from R A Mortgages to source a fixed term mortgage, with a reduced interest rate. Within a few weeks and very little input from ourselves Ruth obtained a mortgage offer with a fixed rate over 3 years on a reduced rate.
The whole process was seamless & we were extremely happy with our reduced monthly payments. Ruth's knowledge and understanding of the mortgage market along with her competence & professionalism are beyond compare. I would have no hesitation in recommending Ruth at R A Mortgages to my friends, colleagues & business contacts.
The whole process was seamless & we were extremely happy with our reduced monthly payments. Ruth's knowledge and understanding of the mortgage market along with her competence & professionalism are beyond compare. I would have no hesitation in recommending Ruth at R A Mortgages to my friends, colleagues & business contacts.
