Business Details
30 Years
experience
Your Trusted Mortgage Advisor in Bolton
Established in 1996, Advanced Mortgage Solutions has built a reputation for delivering sound, clear, and concise mortgage advice to clients across Bolton, Horwich, and the UK. Our team combines over 100 years of collective experience, offering tailored solutions for first-time buyers, re-mortgaging, buy-to-let, and commercial mortgages. As a family-run business, we prioritise client relationships, ensuring transparency, affordability, and compliance with Financial Conduct Authority (FCA) regulations.Our advisers, including industry veterans like Tony Wadsworth and Steven Lever, leverage deep local market knowledge and partnerships with major lenders to secure competitive deals. We charge transparent fees, including 395 for residential mortgages and 495 for buy-to-let, with upfront clarity on costs. Our commitment to treating customers fairly, coupled with a 100% focus on client needs, has earned us enduring trust and repeat business.
Services
First Time Buyers
Re-Mortgages
Buy to Let
Right To Buy
Secured Loans
Commercial Mortgages
Life Assurance
Income Protection
Details
- Year established: 1996
Highlights and features
- Over 100 years of combined experience in mortgage advisory services
- Personalised advice tailored to individual client needs and circumstances
- Regulated by the Financial Conduct Authority for consumer protection
- Local expertise serving Bolton, Horwich, and surrounding areas
- Transparent fee structure with no hidden charges
Associations and certifications
- Financial Conduct Authority
What people say
Excellent advice
Smooth process
Highly recommend
Stress-free experience
Competitive rates
Services
First Time Buyers
We specialise in guiding first-time buyers through the mortgage process, offering competitive rates and clear advice. Our team helps clients understand eligibility criteria, deposit requirements, and government schemes. With tailored support from application to completion, we ensure a stress-free journey into homeownership.
Buy to Let
Our buy-to-let mortgages cater to property investors seeking rental income or long-term capital growth. We provide access to exclusive deals, tax-efficient structures, and portfolio management strategies. With expert analysis of rental yields and deposit options, we help investors maximise returns while navigating regulatory requirements.
Re-Mortgages
We assist homeowners in securing better mortgage terms through re-mortgaging, whether to reduce monthly payments, release equity, or consolidate debt. Our advisers compare thousands of products to find optimal deals, ensuring seamless transitions with minimal disruption to your current arrangements.
Commercial Mortgages
We offer commercial mortgages for businesses purchasing or refinancing non-residential properties. Our solutions cover offices, retail spaces, and industrial units, with flexible terms tailored to cash flow needs. We work with specialist lenders to secure competitive rates for both established and new enterprises.
Secured Loans
Our secured loans allow homeowners to borrow against property equity for major expenses like home improvements or debt consolidation. We provide transparent terms, fixed or variable rates, and personalised repayment plans, ensuring clients understand risks and benefits before proceeding.
People
Tony Wadsworth
Mortgage Adviser
With over 25 years in mortgage advisory, Tony joined Advanced Mortgage Solutions after an 18-year career at Royal Bank of Scotland. His expertise spans complex cases, buy-to-let portfolios, and first-time buyer schemes, prioritising client education and long-term financial health.
Steven Lever
Mortgage and Protection Adviser
Qualified in 2019, Steven brings conveyancing and property law expertise to mortgage advisory. His background ensures clients understand legal processes post-offer, with a focus on first-time buyers and protection products like life assurance and critical illness cover.
Questions
What mortgage services do you offer?
We provide first-time buyer mortgages, re-mortgaging, buy-to-let, commercial mortgages, secured loans, and right-to-buy schemes, alongside insurance and protection products.
Are your fees transparent?
Yes. We charge £395 for residential mortgages and £495 for buy-to-let, with no hidden fees. A £150 upfront fee applies for complex cases.
How are you regulated?
We are authorised and regulated by the Financial Conduct Authority (FCA) under reference 301163, ensuring compliance with strict consumer protection standards.
Do you serve clients outside Bolton?
Yes. While based in Bolton, we assist clients nationwide, including major areas like Manchester, Liverpool, Birmingham, and London.
Can you help with difficult mortgage cases?
Yes. Our team specialises in complex cases, including adverse credit, self-employment, and niche property types, leveraging relationships with specialist lenders.
Reviews (1)
Bobby P.
Nov 14, 2017
Report
Tony was a joy to deal with. I tried other mortgage advisors before but Tony was much better! He explained things brilliantly for a first time buyer like me and even stayed open after hours for me as I work late sometimes. Any first time buyers I definitely recommend talking to Tony before you do anything. Even current house owners would benefit from Tony's help.
