Business Details
34 Years
experience
Trusted Financial Advisers in London
Crystal Life is a firm of independent financial advisers dedicated to providing impartial advice on financial planning, mortgages, and protection services. Established in 1992, we merged with Tremellen Jeffrey Allan Ltd in 2020 to enhance our capabilities and better serve clients across London and beyond. Our team of highly qualified advisers specialises in tailoring solutions for individuals, families, and SMEs, focusing on long-term financial security.We prioritise client needs through comprehensive reviews, tax-efficient strategies, and access to the full UK market of financial products. With over 28 years of mortgage expertise and a commitment to regulatory compliance, we aim to exceed expectations by delivering transparent, client-centric advice that adapts to evolving financial landscapes.
Services
Financial Planning
Mortgage Advice
Protection Services
Pension Planning
Tax Efficiency Strategies
Details
- Year established: 1992
Highlights and features
- We offer 28+ years of mortgage and financial planning expertise
- We provide access to the full UK market of financial products
- Our advice is independently verified and client-centred
- We combine local market knowledge with national regulatory compliance
- We conduct regular financial plan reviews at no extra cost
Associations and certifications
- Financial Conduct Authority
What people say
Expert guidance
Personalised solutions
Comprehensive advice
Professional team
Regular reviews
Services
Financial Planning
Our financial planning service helps clients create structured strategies for achieving long-term financial goals. We assess individual circumstances, risk profiles, and aspirations to develop tailored plans covering savings, investments, and retirement. By combining tax-efficient solutions with regular reviews, we ensure clients maintain financial security through changing life stages and market conditions.
Mortgage Advice
We provide independent mortgage advice covering first-time purchases, remortgaging, and buy-to-let investments. Our advisers compare thousands of products to find competitive rates matching client circumstances. We explain different mortgage types, repayment options, and associated risks while ensuring compliance with FCA regulations throughout the application process.
Protection Services
Our protection services cover life assurance, critical illness cover, and income protection policies. We assess clients' personal and financial circumstances to recommend appropriate coverage levels. We explain policy features, exclusions, and claims processes while ensuring recommendations align with both immediate needs and long-term financial plans.
Pension Planning
We offer comprehensive pension planning including workplace pensions, SIPPs, and executive pension plans. Our advisers explain different contribution structures, tax benefits, and investment options. We help clients consolidate existing pensions, assess retirement needs, and implement strategies to maximise retirement income while complying with current legislation.
Tax Efficiency Strategies
Our tax planning service focuses on legitimate strategies to minimise tax liabilities across income, capital gains, and inheritance taxes. We advise on tax-efficient investment vehicles like ISAs and offshore bonds, while ensuring all recommendations comply with HMRC regulations and client-specific circumstances.
Questions
What financial services does Crystal Life offer?
We provide financial planning, mortgage advice, protection services, pension planning, and tax efficiency strategies for individuals and businesses.
Are your financial advisers qualified?
Yes, our team includes Retail Investment and Mortgage Advisers with FCA-regulated qualifications and 28+ years of combined industry experience.
How do you charge for financial advice?
Our fees are transparent and explained during initial consultations. We provide detailed breakdowns of charges for specific services before commencement.
Can you help with mortgage applications?
Yes, we offer independent mortgage advice covering first-time purchases, remortgaging, and buy-to-let investments with access to the full UK market.
Do you offer ongoing financial planning support?
Yes, we provide regular financial plan reviews to ensure strategies remain aligned with changing circumstances and market conditions.
Reviews (1)
Gary Reapy
May 17, 2020
Report
I was fortunate enough to have both Dimitris and and Andrew helping me sort out my mortgage. Both of them offered great advice and were always available on the phone when updates needed to be made to the mortgage offer against a tight timescale. I will look forward to working with them again in the future.
