Business Details
22 Years
experience
Trusted Mortgage Advisers in Kilmington
Axiom Finance combines sophisticated technology with human expertise to deliver tailored mortgage solutions across the UK. Founded in 2004 by Director Chris Newman, we specialise in long-term client relationships built on service, honesty, and value. Our FCA-authorised status ensures regulatory compliance while we access comprehensive mortgage products from multiple lenders. We simplify complex financial transactions through transparent advice, handling lender negotiations to reduce client stress. With a focus on first-time buyers, buy-to-let investors, and remortgaging clients, we provide insurance protection guidance alongside mortgage advice.Our team maintains proactive communication with lenders to ensure efficient application processing. We operate with integrity, avoiding industry jargon to deliver straightforward financial solutions. Our fee structure includes 490 for property purchases and 890 for complex transactions. We offer a Buyer Mortgage Protection Guarantee for unsuccessful applications. With physical offices in Kilmington and Ashford, we serve UK consumers restricted by local regulatory requirements.
Services
Buy-to-let Mortgages
First Time Buyer
Remortgaging
Fixed Rate Mortgages
Self Build Mortgages
Mortgage Repayment
Cashback Mortgages
Offset Mortgages
Tracker Mortgages
Standard Variable Rate
Details
- Year established: 2004
Highlights and features
- We have 18+ years' experience in financial services with FCA authorisation
- Our team combines technology with personal expertise for tailored solutions
- We guarantee transparent fee structures with no hidden charges
- We proactively manage lender communications throughout the process
- We offer a Buyer Mortgage Protection Guarantee for peace of mind
Associations and certifications
- Financial Conduct Authority
Services
Buy-to-let Mortgages
Specialist financing for residential rental properties requiring minimum 25% deposit. We assess rental income viability at 145% coverage against mortgage payments. Our expertise includes Limited Company Buy-to-Let structures and complex debt consolidation cases. We work with professional landlords managing multiple properties.
First Time Buyer
Guidance through complete mortgage process with focus on affordability assessments. We help clients navigate 95% LTV options and government assistance schemes. Our service includes property type suitability analysis and chain-free purchase advantages.
Remortgaging
Expertise in reducing existing mortgage costs while considering early repayment charges. We compare current lender offers against market alternatives to optimise savings. Our service includes penalty calculations and seamless transition management.
Self Build Mortgages
Specialist financing for custom home construction with staged funding releases. We coordinate with professional builders and project managers to meet lender requirements. Our service includes land purchase financing and build cost projection analysis.
Fixed Rate Mortgages
Secure predictable repayments with interest rates fixed for predetermined terms. We advise on optimal term lengths based on individual circumstances. Our service includes post-fixed rate transition planning to standard variable rates.
People
Chris Newman
Director
Chartered Insurance Institute qualified financial consultant with 28+ years' experience. Founded Axiom Finance in 2004 after managing high street insurance brokers and mortgage advisers. Specialises in ethical financial solutions.
Rai Condron
Office Manager
Experienced financial services professional with 18+ years' industry expertise. Manages lender relationships and application progress tracking. Previously worked with leading London chartered surveyors.
Questions
What mortgage types do you offer?
We provide buy-to-let, first-time buyer, remortgaging, fixed-rate, tracker, cashback, offset, standard variable rate, self-build, and commercial mortgages.
Are you regulated by the FCA?
Yes, we operate as Appointed Representatives of PRIMIS Mortgage Network, which is authorised and regulated by the Financial Conduct Authority (reference 311266).
What fees do you charge?
Our standard fees are £490 for property purchases, £0 for existing lender product transfers, and £890 for complex transactions including Limited Company Buy-to-Let cases.
Do you offer mortgage protection?
We provide a Buyer Mortgage Protection Guarantee: no additional fee if reapplying for a replacement property within 12 months of initial application submission.
What areas do you cover?
We operate nationwide across the UK from our offices in Kilmington (EX13 7HD) and Ashford (TW15 2SG).
