Business Details
27 Years
experience
Your Trusted Mortgage Broker in London
Private Finance is one of the UK's leading independent mortgage brokers, established in 1999. We prioritise client needs by offering trustworthy, impartial advice from expert consultants while managing all paperwork efficiently. With over 25 years of industry experience, we maintain strong relationships with more than 175 lenders, including private banks and specialist providers, ensuring access to a comprehensive range of mortgage products. Our holistic approach considers both personal financial situations and broader market dynamics, supported by partnerships with wealth advisers and accountants. Recognised for exceptional service with a 4.97/5 average rating from 2,000+ reviews, we handle straightforward to complex cases, including high-value mortgages and niche requirements.Our team's expertise, featured in leading publications like The Times, ensures clients receive tailored solutions aligned with current and future financial goals. We also provide protection advice and household insurance, offering complete peace of mind for property transactions.
Services
Residential Mortgages
Buy-to-Let Mortgages
Commercial Mortgages
Specialist Mortgages
Mortgage Reviews
Details
- Year established: 1999
Highlights and features
- 25 years of experience in the mortgage industry
- Access to over 175 lenders, including private banks
- Holistic advice combining personal and market insights
- 4.97/5 average rating from 2,000+ client reviews
- Partnerships with wealth advisers and accountants
Associations and certifications
- Financial Conduct Authority
What people say
Excellent service
Professional and proactive
Super responsive
Fantastic communication
Amazing rate secured
Services
Residential Mortgages
We provide tailored residential mortgage solutions for first-time buyers, home movers, and remortgagers. Our consultants access competitive rates from 175+ lenders, ensuring clients secure optimal terms for their property needs. Expertise includes complex cases such as self-employed income verification and high-net-worth lending.
Buy-to-Let Mortgages
Specialist advice for landlords seeking portfolio expansion, portfolio remortgaging, or HMO financing. We navigate complex tax structures and lender criteria to secure commercial terms that maximise rental yield potential across single properties and multi-unit blocks.
Commercial Mortgages
Tailored financing solutions for business premises, mixed-use developments, and owner-occupied commercial properties. Our expertise includes bridging loans, auction finance, and development funding, supported by relationships with specialist commercial lenders.
Specialist Mortgages
Innovative solutions for non-standard requirements including expatriate mortgages, guarantor arrangements, and self-build projects. We handle unique scenarios like overage clauses, refurbishment finance, and income structures involving multiple currencies or complex tax positions.
Mortgage Reviews
Comprehensive assessments of existing mortgage arrangements to identify savings opportunities. We advise on remortgaging timelines, rate locking strategies, and product transfers, considering early repayment charges and market fluctuations to optimise clients' financial positions.
People
Simon Checkley
Managing Director
With over 25 years in mortgage broking, Simon leads Private Finance's strategic direction. He specialises in complex lending solutions and maintains key relationships with private banks, ensuring access to exclusive mortgage products for high-net-worth clients.
Greg Simkins
Senior Mortgage Consultant
Greg brings extensive experience in residential and buy-to-let mortgages, particularly for self-employed professionals. He focuses on delivering tailored solutions for clients with complex income structures, leveraging his deep understanding of lender criteria.
Tom Checkley
Senior Mortgage Consultant
Specialising in high-value property transactions, Tom advises clients on optimal mortgage structures for luxury properties and investment portfolios. His expertise includes navigating tax-efficient lending arrangements for complex ownership structures.
Vishal Vyas
Mortgage Consultant
Vishal focuses on first-time buyer mortgages and residential remortgaging. He provides clear guidance on government schemes like Help-to-Buy and Lifetime ISAs, helping clients navigate their initial property purchases with confidence.
Jordan Kimsey
Protection Specialist
Jordan ensures clients' mortgage arrangements are complemented by appropriate protection policies. He specialises in income protection and life insurance strategies that align with mortgage obligations, providing financial security for clients' dependants.
Questions
What mortgage services does Private Finance offer?
We provide residential, buy-to-let, commercial, and specialist mortgages, including complex cases like expatriate lending, self-build projects, and high-net-worth portfolios.
How does Private Finance help clients secure better rates?
With access to 175+ lenders and 25 years' market experience, we negotiate bespoke solutions and monitor rate changes to ensure optimal mortgage terms for each client's circumstances.
Can I get mortgage advice if I'm self-employed?
Yes, we specialise in verifying complex income structures and securing mortgages for self-employed individuals, using lenders that specifically cater to non-standard financial profiles.
Do you offer protection insurance alongside mortgages?
Yes, we provide tailored protection advice, including life insurance and income protection policies, to ensure mortgage obligations are covered against unforeseen circumstances.
How do I start the mortgage process with Private Finance?
Book a free consultation via phone or our website to discuss your requirements. Our consultants will assess your situation and recommend suitable mortgage options from our whole-of-market panel.
Reviews (4)
Angie Squires
Jun 09, 2022
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I cannot recommend Chris and the team more highly. Their expert knowledge of the market delivered the quickest, easiest, and best deal I've had with a mortgage in years. They are also a pleasure to work with.
Kena Forster
Jun 01, 2022
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Thank you very much for excellent service received from Sean Hirschle and Fraser Titchen! They provided great advice and secured the best deal possible for my mortgage application. They were readily available to help and kept me updated throughout the application process. I will definitely recommend their services for friends and family!
Alexis
May 22, 2022
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Chris and the team provided us with superb advice on a complex set of remortgages and new mortgage. They were professional and knowledgeable, which allowed us to secure a better mortgage than on offer elsewhere. Communication was excellent throughout, and they have a good relationship with lenders which was very helpful. Highly recommended.
Holly Swayne
May 04, 2022
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We couldn't be happier with the service we received from Michelle. Our mortgage application was not a straightforward one due to me bring self employed, but Michelle found us a brilliant offer (much better than other brokers), even after various set backs and complications. She was brilliant and so helpful throughout.
