Business Details
Your Trusted Partner for Financial Planning Solutions in London
Established in 1999, we are independent financial advisers serving clients in London, Surrey, and across the UK. Our small, dedicated team brings extensive experience in wealth management, retirement planning, and mortgage solutions, prioritising a holistic approach to client needs. We focus on building long-term relationships by understanding individual goals and crafting tailored financial strategies. Our commitment to unbiased advice ensures access to a comprehensive range of market solutions.With over two decades of expertise, we combine technical knowledge with personal service to deliver clarity and confidence in financial decision-making. Regular reviews and transparent communication form the cornerstone of our client-centric methodology, ensuring plans evolve alongside life's changes. Our team's qualifications and regulatory compliance underscore our dedication to professionalism and trustworthiness in all advisory services.
Services
Wealth management
Retirement planning
Mortgage advice
Financial protection
Investment strategy
Cashflow modelling
Pension consolidation
Estate planning
Tax-efficient savings
Business financial advice
Highlights and features
- We offer independent, unbiased financial guidance covering the entire market
- Our client-focused approach ensures personalised service tailored to unique needs
- We maintain direct, accessible relationships with all clients through our small team structure
- Our holistic methodology considers complete financial circumstances rather than isolated products
- We combine 20+ years of experience with ongoing professional development and regulatory compliance
What people say
Accommodating and helpful
Streamline my portfolio
Significant help with retirement planning
Excellent fund knowledge
Early retirement achieved
Services
Wealth management
Our wealth management service creates tailored strategies to grow and preserve assets through diversified investment portfolios. We assess risk tolerance and financial goals to develop solutions combining traditional and sustainable investment options. Regular portfolio reviews ensure alignment with changing market conditions and personal circumstances.
Retirement planning
We help clients achieve retirement readiness through comprehensive pension reviews and income planning. Our approach considers state pensions, workplace schemes, and private investments to create sustainable withdrawal strategies. We specialise in addressing different pension types and risk profiles for pre- and post-retirement phases.
Mortgage advice
Our mortgage consultancy provides guidance on residential and buy-to-let financing options. We assess affordability, recommend appropriate loan structures, and help navigate changing interest rate environments. The service includes remortgaging strategies and advice on tax-efficient property ownership.
Financial protection
We design protection strategies to safeguard against financial risks through life insurance, critical illness cover, and income protection policies. Our advice ensures appropriate coverage levels for personal circumstances while considering existing employer-provided benefits.
Cashflow modelling
This service uses advanced cashflow modelling to visualise financial futures under different scenarios. We project income, expenditure, and investment growth to test plan viability and identify potential shortfalls. The dynamic models help clients make informed decisions about major life changes and retirement timing.
People
Justin Riley
Independent Financial Adviser
With over 20 years' experience, Justin specialises in retirement planning and investment management. He holds the Chartered Financial Planner designation and regularly contributes to financial education initiatives. His expertise in sustainable investments helps clients align portfolios with personal values.
Rachel Oakeshott
Mortgage and Protection Consultant
Rachel brings 15 years' mortgage expertise, focusing on residential and buy-to-let financing. She holds advanced mortgage advice qualifications and specialises in complex cases involving self-employed applicants and property portfolios. Her protection advice ensures comprehensive risk coverage.
Jen Riley
Independent Financial Adviser
Jen specialises in cashflow modelling and estate planning, holding advanced financial planning qualifications. She works with clients to create multi-generational wealth strategies and advises on tax-efficient inheritance solutions. Her approach focuses on long-term financial security.
Questions
What financial services do you specialise in?
We specialise in wealth management, retirement planning, mortgage advice, financial protection, and cashflow modelling for individuals and business owners across the UK.
How does your holistic financial approach work?
Our holistic method considers your complete financial picture, combining investment management, pension planning, and risk protection to create integrated strategies aligned with personal life goals.
What areas do you cover?
While based in London, we serve clients throughout Surrey, the South East, and across the United Kingdom with both in-person and virtual consultations.
How often do you review financial plans?
We recommend annual reviews but provide ongoing support, adjusting plans as needed for changing circumstances or market conditions to maintain your financial trajectory.
What makes you different from other advisers?
Our small team structure allows direct access to advisers, while our independence ensures unbiased recommendations across the entire market without product restrictions.
Reviews (1)
Sevaan Simon
Jan 27, 2018
Report
Independent Financial Advisors with an introduction meeting option. They were very clear about our realistic options and able to guide us between better and more problematic solutions. They are definitely worth a consultation to find out where you are and where you can go financially.
