Business Details
35 Years
experience
Your Trusted Mortgage Brokers in Northern Ireland
Established in 1991, Mortgage Advice Shop has built a reputation as a leading independent mortgage brokerage in Northern Ireland. Our team of CE-MAP qualified advisors combines cutting-edge technology with personalized service to help clients navigate the mortgage market. With access to a comprehensive network of lenders, we specialise in securing tailored mortgage solutions for first-time buyers, re-mortgagers, and buy-to-let investors. Our FCA-authorised status and commitment to transparency ensure clients receive expert guidance throughout the entire mortgage process.We pride ourselves on demystifying mortgage complexities through clear communication and ongoing support, including regular post-completion reviews. Our low broker fees and focus on whole-of-life mortgage strategies reflect our dedication to long-term client relationships. Over three decades of local expertise position us as trusted advisors in Northern Ireland's property market.
Services
First-Time Buyer Mortgages
Re-mortgaging
Buy-To-Let Mortgages
Lifetime Mortgages
Stamp Duty Calculations
Income Protection
Critical Illness Cover
Life Assurance
Home Insurance
Mortgage Overpayment Calculations
Details
- Year established: 1991
Highlights and features
- We've provided independent mortgage advice since 1991
- Our advisors hold CE-MAP qualifications for professional standards
- We access 90% of the mortgage market through major lenders
- FCA-authorised with transparent fee structure (max 295)
- Local expertise serving Belfast, Ballymena and Portadown areas
Associations and certifications
- Financial Conduct Authority
What people say
Fantastic service
Stress-free process
Highly recommend
Efficient and approachable
Expert guidance
Services
First-Time Buyer Mortgages
Specialist guidance for first-time property purchases. We explain mortgage options, assess affordability, and negotiate competitive rates. Our support covers deposit requirements, government schemes, and long-term repayment planning. Clients benefit from our local market knowledge and lender relationships to secure favourable terms.
Re-mortgaging
Expert assistance for homeowners seeking better mortgage terms. We analyse current arrangements, identify savings opportunities, and manage the transition process. Our service includes penalty calculations, new lender negotiations, and equity release options. Clients receive tailored recommendations based on their financial circumstances and market conditions.
Buy-To-Let Mortgages
Specialised financing solutions for property investors. We provide portfolio management advice, rental income assessments, and tax-efficient structuring. Our service covers both residential and commercial buy-to-let options with competitive landlord-specific products. Clients benefit from our understanding of Northern Ireland's rental market dynamics.
Income Protection
Comprehensive income replacement planning for mortgage holders. We assess coverage requirements, policy terms, and claim conditions. Our advice ensures mortgage payments remain protected against illness or unemployment. Clients receive comparisons across providers to find appropriate protection levels at competitive premiums.
Lifetime Mortgages
Tailored solutions for older homeowners seeking to release property equity. We explain interest-only lifetime mortgages, inheritance implications, and alternative options. Our guidance ensures clients understand long-term financial impacts while maintaining property ownership. We work with specialist lenders to secure suitable arrangements.
People
Gillian Bell
Mortgage & Protection Adviser
Experienced mortgage advisor in Belfast with specialist knowledge of local property markets. Provides clear guidance on mortgage options and protection products, focusing on client affordability and long-term financial security.
Laura Caulfield
Mortgage & Protection Adviser
Ballymena-based mortgage expert with comprehensive understanding of regional lending criteria. Specialises in helping first-time buyers and investors navigate mortgage processes while ensuring appropriate financial protection arrangements.
Helen Martin
Mortgage & Protection Adviser
Portadown mortgage specialist renowned for exceptional client service. Expert in simplifying complex mortgage arrangements and providing ongoing support throughout clients' property journeys. Recognised for thorough explanations and responsive communication.
Questions
How do you find the best mortgage deals?
We access 90% of the mortgage market through major lenders and specialist providers. Our advisors compare rates, terms and conditions to find the most suitable options for your specific circumstances.
What services do you offer first-time buyers?
We provide complete guidance on deposit requirements, government schemes, affordability assessments and mortgage product selection. Our support continues through the entire purchasing process and beyond.
Are there any additional fees?
We charge a maximum fee of £295 for mortgage advice when applicable. All costs are clearly explained upfront with no hidden charges or unexpected expenses.
Do you offer post-purchase support?
Yes, we provide ongoing mortgage management including regular reviews, remortgage timing advice and assistance with life insurance or protection policy adjustments as needed.
How are you different from other brokers?
We combine local Northern Ireland expertise with technology-driven efficiency. Our CE-MAP qualified advisors offer face-to-face meetings in Belfast, Ballymena and Portadown branches while maintaining low fees.
Reviews (7)
Mdj
Jun 07, 2022
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Helen was recommended to us by a family member and we have not been disappointed. Helen put in a tremendous amount of work in helping us to get our first mortgage and was so helpful and supportive. She explained things so clearly to us, as total newcomers to the process, answered all our questions, and offered us lots of options at each stage. When the application encountered some challenges she liaised frequently with the lender to make sure we were kept in the loop. We're not sure how we'd have managed without her guidance. We highly recommend Helen and her team to anyone considering a mortgage application.
Marissa Donald
Apr 24, 2022
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Helen came highly recommended by friends. Firstly she is just lovely and put my husband and I at ease straightaway. Everything was explained so well and we didn't feel silly asking any questions and our mortgage was sorted so quickly with no stress. We were kept up to date at every step of the process by Helen and Margaret and nothing was a bother to them. Would have no hesitation in recommending the team at MortgageAdvice Portadown. 5 star service from great people.
Gillian Jeffers
Apr 23, 2022
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Highly recommended Helen and Margaret for help with getting a mortgage. They make the process easy, smooth and efficient. This is the second time going to them and I will most certainly return when my mortgage is up for renewal
Nina Terzieva
Apr 13, 2022
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Would like to thank Helen and her team for making our dream of buying a house come true. They supported us from day one and I couldn't recommend them more! Thank you Mortgage Advice Shop!
Zena Morgan
Apr 05, 2022
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Helen was brilliant and made our whole experience straightforward from day one. Would highly recommend Helen and the mortgage advice shop if you are thinking of buying, particularly if you are a first time buyer.
Alistair Holland
Apr 01, 2022
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Helen is a fantastic mortgage advisor, very friendly & efficient, along with the help of Margret, Helen takes the stress out of the whole process of the remortgage and make it all very easy. Look no further if you are looking for a mortgage advisor who will do their very best to ensure you get the best available rates.
Ryan
Feb 13, 2022
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Helen was great throughout the process of arranging my mortgage. Extremely professional, informative and completely removed any stress from the process. Very highly recommended and if you need a mortgage Helen is definitely the person to speak with
