Business Details
29 Years
experience
Expert Mortgage Brokers in Northern Ireland
Established in 1997, we have grown to become one of Northern Ireland's leading mortgage brokers. Our offices are strategically located in accessible shopping centres across Belfast, Bangor, Ballyhackamore, Lisburn, and Newtownards, offering market-leading opening hours to accommodate client schedules. We operate independently of any single lender or insurance provider, ensuring impartial advice tailored to individual needs. Our team of professional advisers specialises in simplifying complex mortgage products, prioritising client education and budget alignment. We adhere strictly to regulatory requirements for fair treatment of customers, maintaining transparency in all advisory processes.Our services extend beyond mortgages to include life assurance, critical illness cover, income protection, and home insurance solutions. We actively support clients facing financial difficulties by directing them to impartial debt advice services. Our commitment to accessibility is reinforced through extended operating hours and multiple branch locations. We provide detailed explanations of our responsibilities as advisers, ensuring clients understand the standards of service they can expect. Our success stems from combining local market knowledge with a client-centric approach that prioritises long-term financial security.
Services
Mortgage Advice
Life Insurance
Home Insurance
Financial Advice
Remortgages
Details
- Year established: 1997
Highlights and features
- We offer market-leading opening hours across five accessible locations
- Our advisers provide impartial mortgage advice independent of lenders
- We combine 25+ years of local market expertise with regulatory compliance
- We offer comprehensive protection solutions alongside mortgage services
- We maintain transparent advisory processes with clear client responsibilities
Services
Mortgage Advice
We provide tailored mortgage advice covering fixed-rate, variable-rate, and buy-to-let options. Our advisers explain complex products in accessible terms, helping clients select mortgages aligned with their financial circumstances. We maintain relationships with multiple lenders to ensure competitive rates while prioritising client education throughout the decision-making process.
Life Insurance
Our life insurance services protect dependents through lump-sum payouts upon policyholder death. We offer tailored advice on coverage amounts that maintain living standards, particularly for dual-income households with mortgage obligations. Policies are designed to complement existing financial arrangements while meeting individual protection needs.
Home Insurance
We provide buildings and contents insurance solutions meeting lender requirements. Our advisers explain coverage options including accidental damage and personal possessions protection. Policies are sourced from multiple insurers to ensure appropriate coverage levels for both residential and investment properties.
Income Protection
This service replaces lost income during prolonged illness, paying monthly benefits to alleviate financial pressure. We advise on policy terms that align with employment circumstances, ensuring clients maintain living standards without rushing return-to-work timelines. Coverage integrates with broader financial protection strategies.
Remortgages
We help clients review existing mortgage deals post-initial term, comparing lender offers to secure competitive rates. Our impartial analysis considers both current providers and alternative lenders, focusing on long-term savings potential while maintaining compliance with regulatory standards for fair customer treatment.
Questions
What mortgage types do you offer?
We provide fixed-rate, variable-rate, flexible, and buy-to-let mortgages. Our advisers explain each option's benefits to help clients choose based on their financial situation and long-term goals.
Do you offer protection services with mortgages?
Yes, we recommend life assurance, critical illness cover, and income protection to safeguard mortgage commitments against unforeseen circumstances, ensuring financial security for dependents.
Can you help with remortgaging?
We review existing mortgage terms post-initial deal expiration, comparing offers from multiple lenders to secure competitive rates while maintaining regulatory compliance standards.
What insurance options are available?
We offer buildings and contents insurance meeting lender requirements, with optional coverage for accidental damage and personal possessions, sourced from multiple insurers for comprehensive protection.
How do you ensure impartial advice?
We operate independently of single lenders, adhering to regulatory standards for fair treatment. Our advisers explain their responsibilities and maintain transparency throughout the decision-making process.
What support exists for financial difficulties?
Clients struggling with repayments should contact lenders directly. We also recommend impartial debt advice services like StepChange or Citizens Advice for additional support options.
Reviews (3)
Ciaran Mulholland
Sep 27, 2021
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Staff today could not have been kinder. All I asked for is directions and a phone call With their customer services, I could not recommend more! Thank you so much
Theresa McCrossan
Aug 28, 2021
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Great service, Johnny is completely thorough and just sorts everything needed out and offers good advice. Taking time to ensure they get you the most appropriate mortgage for your needs.
David Millar
Jan 10, 2021
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Fantastic service from Gemma. She took me through the entire process and made it far less stressful and complicated than it otherwise would have been. Professional, friendly and extremely efficient. I cannot recommend their service enough especially Gemma!
