Business Details
27 Years
experience
Trusted Financial Advisers in Bridgwater
Established in 1999, Nexus Independent Financial Advisers has built a reputation for delivering high-quality, impartial financial guidance tailored to individual client needs. Our team of qualified professionals specialises in investment strategies, retirement planning, mortgage solutions, and protection policies, serving clients across the UK from our Bridgwater base. We prioritise clear communication, transparent fee structures, and regular reviews to ensure ongoing suitability of financial plans.With expertise in navigating complex pension regulations and mortgage markets, we empower clients to make informed decisions about their financial futures. Our commitment to ethical practices and client-centric service has earned us long-standing relationships with many original clients and consistent positive feedback from those we serve.
Services
Investments
Pensions
Financial Protection
Mortgage Services
Equity Release
Details
- Year established: 1999
Highlights and features
- We offer 25 years of combined experience in financial planning
- Our impartial advice covers the entire market of financial products
- We provide home visits for personalised financial consultations
- Our transparent fee structure includes clear documentation
- We offer regular reviews of financial plans and investments
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Excellent service
Professional and efficient
Very helpful
Clear communication
Stress-free experience
Services
Investment Planning
Our investment planning service helps clients grow and manage their wealth through tailored strategies. We assess your financial goals, risk tolerance, and time horizon to create diversified portfolios. Our advisers provide ongoing monitoring and adjustments to ensure your investments remain aligned with your objectives while maximising returns within appropriate risk parameters.
Pension Advice
We specialise in helping clients prepare for retirement through comprehensive pension planning. Our advisers analyse your current provisions, calculate retirement needs, and recommend suitable pension products. We provide guidance on state benefits, tax efficiency, and withdrawal strategies to ensure financial security throughout your retirement years while maintaining compliance with evolving regulations.
Mortgage Services
Our mortgage services cover all aspects from first-time purchases to equity release solutions. We offer impartial advice on thousands of mortgage products, helping clients find the most suitable options. Our team manages the entire application process while providing clear information about fees, terms, and protection options to ensure informed decision-making.
Financial Protection
We help clients safeguard their financial future through tailored protection strategies. Our services include life insurance, critical illness cover, and income protection policies. We assess individual needs to recommend appropriate coverage levels that protect against unforeseen circumstances while balancing affordability and comprehensive risk management.
Equity Release
Our equity release specialists help homeowners over 55 access tax-free funds from their property. We explain lifetime mortgage and home reversion options while considering impacts on benefits and inheritance. We provide clear guidance to help clients make informed decisions about using their property wealth to enhance retirement living standards.
People
Phil Frapple
Director and Investment Committee Member
With over 25 years in financial services, Phil specialises in investment and retirement planning. He leads client consultations while ensuring compliance with regulatory standards across all advisory services.
Chris Rigby
Director and Financial Adviser
Co-founder with expertise in mortgage solutions and retirement planning. Chris manages client relationships while maintaining technical excellence in complex financial product analysis.
Lisa Frapple
Business Relationship Manager
Lisa oversees client relationships and business development. She ensures consistent service quality across all advisory teams while maintaining focus on client satisfaction metrics.
Fran Rigby
Finance & Accounts Manager
Fran manages all financial operations and compliance matters. She ensures transparent fee structures and accurate financial reporting across the organisation.
David Gwilliam
Head of Client Services
A Chartered Financial Planner with 30 years' experience, David leads client service delivery. He ensures technical accuracy in advice while maintaining high standards of client communication.
Questions
What financial services does Nexus offer?
We provide independent advice on investments, pensions, mortgages, equity release, and financial protection policies tailored to individual needs.
Are initial consultations free?
Yes, we offer free initial consultations with no obligation to proceed with our financial advisory services.
How are mortgage advice fees structured?
Our standard mortgage advice has a transparent fee structure starting from £300 for analysis and recommendations.
Do you provide home visits?
Yes, our advisers offer home visits across the UK for personalised financial consultations.
How do you ensure impartial advice?
We analyse thousands of products from the whole market to provide truly independent recommendations for clients.
What qualifications do your advisers hold?
Our team includes Chartered Financial Planners and qualified paraplanners with industry-recognised professional qualifications.
Reviews (1)
Ryan A.
Jan 12, 2026
Report
My partner and I had the absolute pleasure of working with David OHare as our financial advisor, and we couldnt be more grateful for everything he did for us. Securing our mortgage wasnt the easiest journey we faced challenges, doubts, and moments where things felt uncertain but David never once gave up on us. From start to finish, he provided exceptional advice, guided us through every step, and consistently went above and beyond to make our dream of owning a home a reality.
His professionalism was outstanding, yet he always managed to keep things friendly, approachable, and reassuring. It genuinely felt like he was in our corner the entire time. Thanks to Davids dedication and expertise, were now in our new home, and we truly couldnt have done it without him. We would recommend him to anyone looking for a financial advisor who is knowledgeable, supportive, and genuinely invested in helping you succeed.
His professionalism was outstanding, yet he always managed to keep things friendly, approachable, and reassuring. It genuinely felt like he was in our corner the entire time. Thanks to Davids dedication and expertise, were now in our new home, and we truly couldnt have done it without him. We would recommend him to anyone looking for a financial advisor who is knowledgeable, supportive, and genuinely invested in helping you succeed.
