Business Details
Trusted Mortgage and Protection Services in Taunton
Established as independent mortgage and protection specialists, we provide tailored financial solutions to meet diverse client needs. Our team of fully qualified advisors combines extensive industry experience with a commitment to impartial advice, ensuring clients access the most suitable mortgage products and protection plans. Regulated by the Financial Conduct Authority and proud members of the Equity Release Council, we prioritise transparency, client education, and long-term financial security. With dedicated in-house teams for mortgages, insurance, and estate planning, we streamline complex processes while maintaining personalised service. Our whole-of-market approach eliminates lender ties, allowing us to source competitive deals aligned with individual circumstances.From first-time buyers to landlords and retirees seeking equity release, our expertise spans the full spectrum of property and protection requirements. We emphasise proactive risk management through life insurance, income protection, and home insurance solutions, supported by partnerships with trusted providers. Client satisfaction remains central to our operations, reflected in our free initial consultations, clear communication, and ongoing support throughout the mortgage term. Our regional focus on the South West complements national service capabilities, ensuring accessibility for both local and remote clients. Continuous professional development ensures our advisors remain at the forefront of regulatory changes and market innovations.
Services
Mortgage Advice
Buy to Let Mortgages
Lifetime Mortgages
Income Protection
Buildings Insurance
Estate Planning
Critical Illness Cover
Highlights and features
- We offer independent whole-of-market mortgage advice with no lender ties
- Our FCA-authorised advisors hold 40+ combined years of specialist experience
- Dedicated in-house protection team provides tailored insurance solutions
- We specialise in complex cases including buy-to-let portfolios and equity release
- Transparent fee structure confirmed at initial consultation stage
Associations and certifications
- Financial Conduct Authority
- Equity Release Council
Services
Mortgage Advice
Our independent mortgage advisors assess your financial situation to recommend suitable residential or investment property financing solutions. We compare products across all major lenders to find competitive rates matching your circumstances. With no ties to specific providers, we ensure transparent advice covering application processes, fee structures, and long-term affordability considerations.
Lifetime Mortgages
Specialist advice for homeowners over 55 seeking tax-free cash release against property equity. We explain no-monthly-payment options that let you remain in your home while accessing funds for retirement needs. Our FCA-authorised advisors evaluate eligibility criteria across providers to find suitable plans aligned with your inheritance and care planning requirements.
Buy to Let Mortgages
Tailored financing solutions for property investors from first-time landlords to portfolio owners. We navigate specialist buy-to-let products considering rental income calculations, limited company structures, and portfolio management strategies. Our service includes remortgaging existing properties and capital-raising options for portfolio expansion.
Income Protection
Customisable insurance plans replacing lost income during illness or disability. Our protection team compares policies across leading providers to find appropriate coverage levels and deferred period options. We ensure alignment with mortgage commitments and other financial obligations for comprehensive risk management.
Buildings Insurance
Mandatory structural insurance meeting lender requirements, with optional contents coverage for personal possessions. Our DEFQATO-rated policies protect against common risks while offering flexible terms. We assist with policy selection, ensuring appropriate coverage levels and compliance with mortgage conditions from exchange of contracts.
People
Gareth Markham
Managing Director
FCA-authorised mortgage expert specialising in lifetime mortgages and protection planning with 20+ years' experience advising on complex property financing solutions.
Felicity Chappell
Director of Mortgages
Specialist mortgage advisor focusing on residential purchases and remortgaging, with particular expertise in new-build property transactions through government equity schemes.
Samantha Highfield
New Build Director
Leading our new-build property specialist team, managing relationships with major regional housebuilders and advising on Help to Buy scheme eligibility requirements.
James Devlin
Mortgage Advisor
Qualified mortgage professional providing tailored advice on residential and buy-to-let financing options, with particular focus on first-time buyer requirements.
Jeffrey Chief
Wellbeing Officer
Supporting client financial wellbeing through comprehensive protection planning, ensuring mortgage security against life's uncertainties.
Questions
What mortgage services do you offer?
We provide first-time buyer mortgages, remortgaging, buy-to-let financing, and lifetime mortgages, alongside specialist new-build property advice through the Help to Buy scheme.
Are your mortgage advisors qualified?
All our advisors are FCA-authorised with specialist mortgage qualifications and combined experience exceeding 40 years in the industry.
Do you offer protection insurance?
Yes, our in-house team provides life insurance, critical illness cover, income protection, and buildings & contents insurance tailored to mortgage requirements.
Can you assist with equity release?
We offer FCA-regulated lifetime mortgages allowing homeowners over 55 to release tax-free equity while retaining property ownership.
Is mortgage advice free?
We provide free initial consultations, with transparent fee disclosure before any commitment to our services.
Do you operate nationally?
While based in Taunton, we provide mortgage and protection services to clients across England, Scotland, Wales, and Northern Ireland.
Reviews (5)
Sam & Chrissy Willetts
May 27, 2022
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FANTASTIC SERVICE, HIGHLY RECOMMEND. This is the second time we have used Mortgage Select and we have always been very happy with the service. Jake is great and has worked with us on both occasions. However, Safka has been extraordinary, without her help we wouldn't have been able to complete when we did! We honestly can't thank her enough. Thank you all!
Caroline Sealey
Mar 10, 2022
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I have used the services of Mortgage Select multiple times now. Sam Roe has been my advisor and she has always provided a 5 star service - great timely communication, listens to my needs and provides appropriate products that fit the bill. I would most definitely recommend Sam and Mortgage Select and I have in fact done so multiple times :-
MsDebstep
Mar 01, 2022
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Mortgage select really made my first house buying experience easy to understand and a simple process. My advisor was friendly and helpful and always went the extra mile to answer my questions and provide bespoke solutions for me.
Benjamin Redgrove
Feb 24, 2022
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Our experience was amazing we had trouble with the valuation the first time around but then James was really proactive and found us are mortgage and we couldn't be happier. Nothing was too much trouble and put us at ease through the whole process! Would thoroughly recommend james at mortgage select.
Emma Vigurs
Feb 10, 2022
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Mortgage Select have always been efficient and friendly. The speed they get back to my enquires is second to none and they always find the best to your individual needs & requirements. Really enjoy dealing with them. Always down to earth discussions as sometimes technical jargon doesn't come to me naturally.
