The Mortgage & Remortgage Centre

UKI Financial planning is an established mortgage and insurance brokers covering Cheshire, North Wales, Staffordshire and the Wirral. We have dedicated experienced advisers covering each area who are happy to chat to you and even visit you at home. We are not tied to any lender or insurer and work on your behalf to find the most competitive deals to meet your needs. Our aim is to ensure that our clients are given the best advice and best possible service when purchasing a new property or looking to remortgage.

We will help you decide if you should transfer your existing mortgage to your new property or source a new one. Comparing Mortgages is important, if you are moving home, we will take the time to understand your circumstances, search a comprehensive range of mortgages across the market and help you understand your options.

A remortgage is an ideal opportunity to review your financial arrangements. We may be able to bring down your mortgage payments and save you money; it's easy for us to do. The amount you'll be able to borrow when you remortgage will depend on your financial circumstances, so it always helps to get advice before making a decision.

You will be pleased to know that a mortgage for your first house purchase will be no different to a standard mortgage. Lenders apply their usual affordability criteria to borrowers regardless of their level of experience, but you will have a more detailed discussion regarding regular budgets to make sure that you are aware of all the ongoing and peripheral costs around buying a home and the month to month expenses of home ownership. We have access to a comprehensive range of mortgages from across the market.