Business Details
26 Years
experience
Trusted Mortgage Brokers in Edinburgh
Established in 2000, we are a trusted mortgage brokerage firm based in Edinburgh, authorised and regulated by the Financial Conduct Authority. Our team of experienced professionals provides independent mortgage advice, offering access to a comprehensive range of mortgage products from all major lenders across the UK. We specialise in tailoring solutions for first-time buyers, buy-to-let investors, self-employed individuals, and those seeking shared equity or gifted deposit arrangements.With over two decades of expertise, we prioritise client needs, ensuring transparent communication and competitive rates without charging broker fees. Our commitment to excellence has enabled us to assist over 3,000 clients in securing their ideal mortgages, reflecting our dedication to professionalism and customer satisfaction.
Services
First Time Buyer Mortgages
Buy to Let Mortgages
Shared Equity Mortgages
Parent Protected Deposits
Self Employed Mortgages
Details
- Year established: 2000
Highlights and features
- We are authorised and regulated by the Financial Conduct Authority.
- We offer access to all UK mortgage lenders and products.
- We provide tailored mortgage solutions for unique financial situations.
- Our team has over 20 years of experience in the mortgage industry.
- We guarantee no broker fees for our services.
Associations and certifications
- Financial Conduct Authority
What people say
Very good and professional
Made the whole process easy
Very professional outfit
Understood the best way to move forward
Beat my previous mortgage deal
Services
First Time Buyer Mortgages
We specialise in guiding first-time buyers through the mortgage process with tailored advice and competitive rates. Our team simplifies paperwork, ensures clarity at every stage, and helps secure deposits through schemes like shared equity. Clients benefit from our extensive lender network and 20 years of expertise.
Buy to Let Mortgages
Our buy-to-let mortgages cater to investors seeking competitive terms and flexible repayment options. We provide market insights, portfolio management strategies, and access to specialist lenders. Clients receive personalised support to maximise rental income potential and navigate tax implications effectively.
Shared Equity Mortgages
We facilitate shared equity mortgages where third-party investors contribute to property purchases. This service helps clients with smaller deposits enter the market while minimising debt. Our advisors explain eligibility criteria and structure deals aligned with long-term financial goals.
Parent Protected Deposits
Our parent-protected deposit schemes allow families to gift funds without affecting mortgage eligibility. The deposit remains protected in a dedicated account, offering security for both borrowers and guarantors. We explain scheme terms and ensure compliance with lender requirements.
Self Employed Mortgages
We assist self-employed individuals in securing mortgages by presenting income documentation effectively. Our expertise includes navigating complex tax returns and demonstrating affordability to lenders. Clients benefit from our relationships with lenders specialising in non-traditional income verification.
Questions
What types of mortgages do you offer?
We provide first-time buyer, buy-to-let, shared equity, parent-protected deposits, and self-employed mortgages, among others.
Are there any fees for your services?
No, we do not charge broker fees as we are paid by lenders for arranging mortgages.
How can I check my mortgage eligibility?
Use our online mortgage calculator or complete our application form for a personalised assessment.
Are you regulated by any official body?
Yes, we are authorised and regulated by the Financial Conduct Authority.
Can you help with complex mortgage situations?
Yes, our team specialises in handling unique cases, including self-employment and non-standard deposits.
How long does the mortgage process take?
Timelines vary, but we aim to provide a decision in principle within 24 hours of application.
