Business Details
21 Years
experience
Free Mortgage Advice in Alloa
Established in 2005, Mortgage Simplicity has built a reputation as a trusted mortgage advisory service in Central Scotland. Our team of experienced professionals works with over 90 lenders and 12,000 mortgage deals daily to provide tailored solutions for first-time buyers, remortgagers, and buy-to-let investors. We prioritise transparency, offering free advice with no hidden fees, and operate seven days a week to accommodate client needs. Our partnership with Mortgage Advice Bureau, a network with 150 industry awards, ensures access to exclusive deals unavailable elsewhere. We handle all paperwork and liaise directly with lenders, simplifying the process from application to completion. Client testimonials highlight our prompt, clear communication and stress-free approach, with dedicated advisors like Chris Love and Liam delivering personalised support.Our services extend to face-to-face meetings in Alloa, Stirling, and Dunfermline, as well as online and telephone consultations. We specialise in first-time buyer mortgages, remortgaging, shared ownership, and buy-to-let financing, ensuring solutions align with individual circumstances. Our commitment to excellence has resulted in over 500 successful mortgage arrangements annually, with clients praising our expertise and efficiency. We also offer competitive conveyancing services through trusted partners, further streamlining property transactions.
Services
First-time buyer mortgages
Remortgaging
Buy-to-let mortgages
Shared ownership deals
Conveyancing services
Life insurance
Critical illness cover
Income protection
Details
- Year established: 2005
Highlights and features
- We offer free mortgage advice with no hidden fees
- We access 90+ lenders and 12,000 mortgage deals daily
- Our team provides seven-day-a-week client support
- We partner with award-winning conveyancing specialists
- We've arranged mortgages for 500+ clients annually since 2005
What people say
Excellent deal
Quick service
Prompt advice
Stress-free process
Highly recommended
Services
First-time buyer mortgages
Tailored mortgage solutions for first-time purchasers navigating property acquisition. Our advisors explain product differences, calculate borrowing capacity, and manage applications. We specialise in government schemes like Help to Buy, ensuring accessible homeownership pathways with competitive rates.
Remortgaging
Expert guidance for homeowners seeking better terms or equity release. We compare 12,000+ deals across 90+ lenders, including free valuation and legal fee options. Our process maintains current lender negotiations while securing optimal rates without early repayment penalties.
Buy-to-let mortgages
Specialist financing for property investors covering costs, taxes, and profit strategies. We provide access to exclusive buy-to-let deals, handle complex applications, and offer market analysis for portfolio growth with competitive interest rates.
Conveyancing services
Competitively priced legal services for property transactions through trusted partners. Our network handles searches, contracts, and completions with transparent pricing. We coordinate between solicitors and lenders, ensuring smooth legal processes for purchases and sales.
Income protection
Custom insurance solutions safeguarding against income loss through illness or accident. We assess individual needs, recommend appropriate coverage levels, and facilitate claims support. Our policies provide financial stability during unexpected employment interruptions.
People
Chris Love
Mortgage Advisor
With over 15 years' experience, Chris specialises in first-time buyer and remortgage solutions. Clients praise his clear communication, having successfully arranged five mortgages for repeat customers while maintaining exceptional service standards.
Liam
Mortgage Advisor
Experienced in complex remortgaging and property transactions, Liam provides competent advice for home movers. His expertise handles unexpected challenges during applications, ensuring smooth processes even with non-standard requirements.
Questions
Do you charge fees for mortgage advice?
No, we provide completely free mortgage advice with no hidden charges or commissions.
What mortgage types do you specialise in?
We specialise in first-time buyer mortgages, remortgaging, buy-to-let, shared ownership, and guarantor mortgages.
How quickly can you arrange a mortgage?
Our clients typically receive mortgage offers within days, with complete process management from start to finish.
Do you operate outside Alloa?
We serve clients across Central Scotland, offering online, telephone, and face-to-face consultations in Stirling and Dunfermline.
Are your mortgage deals exclusive?
Yes, our partnership with Mortgage Advice Bureau provides access to exclusive deals unavailable through high-street providers.
Do you offer conveyancing services?
We provide competitive conveyancing quotes through trusted partners, handling all legal aspects of property transactions.
Reviews (5)
Phteven
Apr 19, 2022
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Fantastic service. Mortgage Simplicity helped us with the mortgage for our first home, and now with a remortgage. Chris provides a friendly, professional and personalised approach to the whole process. He offers his honest opinion when asked and has always been incredibly helpful. Highly recommended.
Amy Whalen
Apr 12, 2022
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Liam was extremely helpful once again. Can't recommend him enough as he worked hard to get me the best deal and explained everything thoroughly so I understood.
Sofia Hussain
Mar 11, 2022
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Chris was able to successfully secure re-mortgages for me after I had tried myself and failed. An honest and transparent service that I would recommend.
Chloe Donegan
Feb 20, 2022
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From initial contact to now I cannot fault Chris, the help and advice has been brilliant and his honesty and patience have really put us as first time buyers at ease, highly recommend!
Adrian Simpson
Feb 09, 2022
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Chris has now helped up arrange multiple mortgages for both buy to let and residential. His knowledge of the market is top notch and he is really friendly to deal with.
