Compass Mortgages

Fixed rate mortgages provide consistent monthly payments for set terms of 2-10 years. This option suits clients seeking budget certainty during periods of market volatility. Our advisors help clients select appropriate terms based on current interest rates and individual financial circumstances.

Specialist buy-to-let mortgages cater to property investors seeking long-term rental income. We connect clients with competitive products and provide market insights to maximise returns. Our expertise includes navigating lender requirements specific to investment properties and rental market trends.

Life insurance policies provide financial security for dependants in the event of death. We offer tailored solutions considering coverage levels, term lengths, and health factors. Our advisors ensure clients understand policy nuances and select appropriate protection for their family circumstances.

Income protection policies replace a portion of earnings during periods of illness or disability. We help clients select policies with suitable deferment periods and coverage limits. This service is particularly valuable for self-employed individuals and those with variable income streams.

Re-mortgaging services help clients secure better rates before existing deals expire. We review current mortgages four months prior to completion and negotiate competitive terms with lenders. This process helps avoid costly standard variable rate reversion and optimises long-term financial outcomes.

With over 18 years' experience in mortgage advisory services, Dean leads our team in delivering tailored financial solutions. He specialises in complex mortgage cases and maintains a hands-on approach to client service.

We offer Help to Buy schemes requiring 5% deposits, shared ownership mortgages, and traditional first-time buyer products with competitive rates.

Yes, we specialise in assisting clients with past credit issues and have access to specialist lenders who consider individual circumstances.

We charge a £495 fee for mortgage transactions, payable upon exchange of contracts or completion, with no upfront costs for initial consultations.

We provide continuous guidance from initial consultation through to completion, including regular updates and assistance with required documentation.

We provide life insurance, critical illness cover, income protection, buildings insurance, and contents insurance to complement mortgage arrangements.

We used Compass to help us with our mortgage. Unfortunately due to our own historical misdemeanours we weren't the easiest client, however, Dean, Sarah and all the team made the whole process so simple and smooth. From start to finish they were on top of every process and held our hands through it. Their knowledge and attention to detail to make sure we got the best deal available was superb. I wouldn't hesitate in going anywhere else for future mortgages, they were fantastic.

I have used Compass Mortgages both professionally in my work as an Estate Agent and personally with my own mortgage and renewal. They are competent, knowledgeable and a pleasure to work with. I've had many clients who say the same!

I really don't get how 8 people rated this high. I was referred to work with this company, and Dean sounds like a great person to talk. Unfortunately, the other aspects are so significant that I can't express in words how badly he impacted my life and my family. He took 1.5 months to give a simple mortgage illustration. He went on vacation without telling me anything for two weeks. He didn't reply my emails, my text messages and didn't answer the phone.

First application he forgot to check the conditions to apply and the first lender refused the application. Second application he forgot to mention to the lender relevant details and the offer came incorrect. Thanks to my solicitor I'm not in trouble for providing incorrect information to the lender. After the second failed application I got another broker and in FOUR DAYS I got my application submitted successfully. Now I'm struggling to move, paying extra rent in a daily rate because this gentleman doesn't know the basics of his role and is totally insensitive to people's well-being. Think twice.

I've now used Compass Mortgages on a good number of occasion and I can't recommend them enough. They are incredibly helpful, knowledgable and professional. Every single time they have gone over and above what was expected of them and every member of staff has worked tirelessly to make sure that their clients were happy and that they got the best deal for them. Thank you so much especially to Dean, Laura and Sarah.

Compass have helped us with a very challenging mortgage situation. We are very pleased with the outcome and the service throughout.

Thank you Dean and Sarah for such brilliant service. I highly recommend Compass Mortgages for your professionalism, approachability and knowledge. We had a complicated situation that needed advice above a straightforward mortgage, particularly with starting a new business and with furlough pay etc, so we were very impressed with your expertise and determination to help.