Get Quotes Contact Us Sign In
Website
Call
The Mortgage Specialists The Mortgage Specialists is an independent Mortgage brokerage, Steve McCarthy who operates the Mortgage and Insurance department has been in the mortgage industry since 1997 and is a very experienced financial adviser. We are a small mortgage consultancy and pride ourselves on keeping things personal and ensuring the advice you receive is perfect for your individual situation.

The Mortgage Specialists is a trading style of Stephen McCarthy who is an Appointed Representative of Ingard Financial Ltd which is authorised and regulated by the Financial Conduct Authority No 450731.
Services
The Mortgage Specialists is a mortgage brokerage which originally began trading in 2007. The Mortgage and Insurance department is organised and run by Steve McCarthy an experienced financial adviser who has been in the industry since 1997. We are a small mortgage consultancy and pride ourselves on keeping things personal and ensuring the advice you receive is perfect for your individual situation.
Many tenants who live in property owned by a Local Authority or Housing Association have the right to buy their home under the 1981 Housing Act. There are specific conditions relating to Right to Buy schemes, of which we will be pleased to advise, but in general terms secure tenants who have been living in their homes for a period of more than two years have the right to buy the property they are renting.
Offset mortgages make use of the money you have in your savings and current account to save you money on your mortgage. In other words, the more you have in these accounts the less you'll pay out in mortgage interest. On the plus side, your mortgage can be repaid in a faster time and other debts, such as credit cards, can be paid off at the same low interest rate as your mortgage.
Buy to Let mortgages are designed for people who want to buy another property and let it out to tenants. Buy to let mortgages have become common place and offer investors the opportunity to take an income whilst also realising an increase in the value of their asset.
Reviews (2)
Write a Review
George George
Oct 04, 2021
Not all hero's wear capes! If you need a personable service, look no further than Steve McCarthy. Steve has been a gentleman throughout our process and has provided a result we never thought possible.
Kate Range
Jan 22, 2018
We've used Steve for several mortgages and remortgages. He's a brilliant advisor and really knows what he's doing.