Mortgage IQ

Business Details

Expert Mortgage Advisers in Northern Ireland

At Mortgage IQ, we specialise in simplifying the mortgage process through expert local knowledge and dedicated customer service. Our team of 23 experienced advisers, supported by a professional business unit, offers tailored mortgage solutions across Northern Ireland. With over 150 years of combined industry experience, we prioritise transparency, flexibility, and long-term client relationships. Our services span first-time buyer mortgages, remortgaging, buy-to-let, self-build projects, and co-ownership arrangements.

As proud holders of the Diversity Mark of Progress, we demonstrate our commitment to inclusive practices while maintaining partnerships with leading lenders to secure competitive deals for our clients.

Services

First Time Buyers Mortgages Remortgage Solutions Buy to Let Financing Self Build Mortgages Co-Ownership Arrangements Specialist Mortgages Equity Release Protection Planning Financial Planning Mortgage Calculators

Highlights and features

23 experienced mortgage advisers with 150+ years combined local expertise
Dedicated support team ensuring seamless mortgage application processes
Flexible appointment options including evening and Saturday availability
Specialist knowledge in first-time buyer, buy-to-let, and self-build mortgages
Proud holders of the Diversity Mark of Progress for inclusive practices

Associations and certifications

Diversity Mark of Progress

What people say

Excellent advice Quick to respond Exceptional service Very helpful Stress-free process

Website

Update Listing

Services

First Time Buyers Mortgages

We specialise in guiding first-time buyers through the mortgage process with expert local knowledge. Our advisers help clients understand affordability, secure competitive rates, and navigate stamp duty considerations. With flexible appointment options and dedicated support teams, we make property purchase accessible and stress-free for new buyers across Northern Ireland.

Remortgage Solutions

Our remortgaging service helps homeowners secure better deals with existing lenders or new providers. Advisers analyse current mortgage terms, assess market options, and negotiate competitive rates. We specialise in ensuring seamless transitions while maintaining compliance with Financial Conduct Authority regulations throughout Northern Ireland.

Buy to Let Financing

We provide specialist buy-to-let mortgage advice with access to both regulated and unregulated market options. Our team helps investors understand rental income requirements, property portfolio management, and tax implications. With local market expertise, we secure competitive financing solutions for landlords across Northern Ireland.

Self Build Mortgages

Our self-build mortgage service offers tailored financing for property construction projects. Advisers guide clients through planning considerations, phased funding arrangements, and lender-specific criteria. We provide ongoing support from initial design stages through to project completion across Northern Ireland.

Co-Ownership Arrangements

We specialise in co-ownership mortgage solutions for joint property purchases. Our advisers explain different ownership structures, assess affordability for multiple parties, and negotiate suitable financing options. We provide clear guidance on legal requirements and financial implications for shared ownership arrangements.

People

Tanya Martin

Managing Director

With 20+ years in financial services, Tanya leads Mortgage IQ as Managing Director. She specialises in mortgages, protection, and inheritance tax planning while overseeing business strategy and client relationships across Northern Ireland.

Alastair Hall

Financial Planner

Alastair brings 50+ combined years of experience from Halifax and Nationwide to Mortgage IQ. He specialises in mortgage advice and financial planning, operating from our Glengormley branch with his wife Beverley.

Janine Cunningham

Operations Director

With a legal background and financial qualifications, Janine manages operations after 15 years in banking. She ensures smooth customer journeys and efficient service delivery across all Mortgage IQ branches.

Ian Milligan

Business Development Consultant

Ian offers 30 years' experience in financial services, including leadership roles at Nationwide. He supports advisers with mortgage and protection solutions while maintaining strong lender relationships across Northern Ireland.

Mark Spiers

Finance Director

Mark oversees financial operations with 10+ years in financial services. He provides paraplanning support and ensures compliance with regulatory requirements while managing our Holywood office operations.

Questions

What mortgage types do you specialise in?

We specialise in first-time buyer mortgages, remortgaging, buy-to-let financing, self-build projects, and co-ownership arrangements. Our advisers also handle equity release and specialist mortgage products.

How quickly can I get mortgage advice?

We guarantee appointment availability within 24 hours, with flexible options including late-night and Saturday appointments available in branch or via video chat.

Are your mortgage advisers qualified?

All our advisers hold professional qualifications including CeMAP and DipFA. Many have decades of local experience, supported by ongoing training and industry expertise.

Do you operate across all of Northern Ireland?

Yes, we have 12 branches throughout Northern Ireland including Belfast, Ballymena, Coleraine, and Bangor, with advisers covering all local property markets.

What protection services do you offer?

We provide comprehensive protection planning including life insurance, critical illness cover, and income protection tailored to mortgage requirements and personal circumstances.

How do you handle mortgage applications?

We assign dedicated advisers who guide clients through every stage, from initial consultation to completion. Our support team ensures regular updates and clear communication throughout the process.

Reviews (7)

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Kyle M.

Jun 15, 2022 Report

As first time buyers we were nervous and didn't know how the process worked. We decided to use IQ and it honestly put us at ease as everything was so well explained to us. Thank you to Tennielle and the team in Ballymena.

Dale L.

Apr 16, 2022 Report

I couldn't recommend Tennielle, Aaron, Kathryn and the team any more so. Completely simplified, the process of becoming a first time buyer. Even with many deviations and amendments to purchasing a turnkey. To the extent of several months time delays form the developer. They handled it all with ease and kept me at ease throughout. Thanks again!

Mandy L.

Mar 14, 2022 Report

I cannot recommend Mortgage IQ enough. Aaron and his team went ABOVE & BEYOND the call of duty in my opinion. Very professional attitude which made the whole process stress free and put my mind at ease. Aaron as our Morgage Advisor is efficient, prompt and professional. It is rare to come across someone who genuinely cares for his clients. I highly recommend him and want to thank him for putting my mind at ease the whole way through the process keep up the good work. I will never use anyone else if we need a mortgage in the future. Mandy L.

Mark W.

Mar 13, 2022 Report

Thank you so much to Aaron for all he has done for us. Aaron was able to secure us a buy to let mortgage at a great fixed interest rate. We were well informed through the whole process. Would highly recommend Aaron and the team for their efficiency and allowing us a hassle free loan. Mark & Michelle.

Ashleigh Cathcart

Jul 15, 2021 Report

Absolutely fantastic service from Joanne and Sarah in Mortgage Iq. The knowledge, quality, professionalism and advice was absolutely excellent. Highly recommend!

Natalia M.

May 18, 2021 Report

Joanne is absolutely great at what she does. She will help in any way possible. Will always recommend these guys. Sarah's great help as well. You can count on absolutely anybody within this firm in Newtownards Road. Thank so much for helping us buy our first house!

Cheryl McCullough

Apr 07, 2021 Report

Top service, excellent customer service. Both Janine and Sarah went above and beyond to ensure we got everything sorted for our dream move. Would highly recommend to anyone! Even with a few hurdles both were there to reassure and advise at any time. Can't praise them enough.