Business Details
Trusted Mortgage Advisers in Harlow | Genesis Financial Services Financial Services
Established as a trusted mortgage advisory firm, we specialise in providing tailored financial solutions to meet diverse client needs. With access to over 90 lenders, our fee-free professional advice covers mortgages, life assurance, and home insurance. Our team prioritises transparency, offering tools like mortgage calculators and a Home Buying App to empower informed decision-making. We operate under the regulatory oversight of the Financial Conduct Authority, ensuring compliance with industry standards.Our services extend to first-time buyers, remortgagers, and buy-to-let investors, supported by a dedicated team of protection advisers. We focus on long-term client relationships, regularly reviewing policies to align with changing life circumstances. Our Harlow-based office serves as a hub for local expertise combined with nationwide lending options.
Services
Mortgage Advice
Remortgage Services
Buy to Let Mortgages
Life Assurance
Home Insurance
Highlights and features
- We offer access to a choice of 90 lenders for competitive mortgage deals
- Our team provides fee-free professional mortgage and protection advice
- We developed a Home Buying App to streamline the home purchasing process
- Our advisers specialise in mortgage solutions for first-time buyers and investors
- We operate under Financial Conduct Authority regulatory oversight
Associations and certifications
- Financial Conduct Authority (FCA)
Services
Mortgage Advice
We provide comprehensive mortgage advice covering purchase, remortgage, and buy-to-let options. Our FCA-regulated advisers help clients navigate 90+ lenders to find competitive deals. We offer digital tools including mortgage calculators and a Home Buying App to simplify decision-making.
Life Assurance
Our protection advisers specialise in life assurance policies that protect families in case of unexpected death. We review coverage needs based on changing circumstances like marriage or childbirth. Policies ensure mortgage payments and family needs remain covered during difficult times.
Home Insurance
We offer tailored home insurance solutions to protect properties against damage and loss. Our advisers help clients understand policy terms and coverage limits. We ensure appropriate protection for both residential and buy-to-let properties.
Income Protection
Our income protection services provide financial security for clients unable to work due to illness or injury. Policies deliver regular payments until clients return to work or retire. We help maintain financial stability beyond statutory sick pay limitations.
Critical Illness Cover
We provide critical illness cover that offers tax-free lump sums for serious health conditions. Our advisers ensure coverage meets clients' financial obligations including mortgage payments and medical expenses. Policies help maintain financial stability during treatment periods.
Questions
What mortgage services do you offer?
We provide purchase mortgages, remortgage solutions, and buy-to-let financing options through 90+ lenders. Our FCA-regulated advisers offer fee-free professional advice tailored to individual circumstances.
How can I calculate my mortgage affordability?
Our online borrowing calculator helps estimate how much you could borrow based on key financial details. The repayment calculator shows potential monthly payments considering different interest rates and terms.
Do you offer protection services?
Yes, we provide life assurance, critical illness cover, and income protection services. Our protection advisers review coverage needs and ensure policies remain up-to-date with changing life circumstances.
Reviews (5)
Abbie Flanagan
Apr 13, 2022
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I dealt with Colin at Genesis who got us the best mortgage deal, gave us excellent advice throughout the buying process and provided the best service. When issues arose he was proactive and extremely helpful at all stages. I wouldn't use another mortgage advisor! Thank you Colin
Balwant Karia
Mar 09, 2021
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I have been dealing with Colin for last 35 years. His professnisham is excellent.he will do his best to help you get the best deal on mortgages
Dennis Litjens
Feb 19, 2020
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This is the place to go for independent mortgage advice. I have used Genesis for all my mortgages/remortgages, and they have found me the best rates every time. More importantly, when things become administratively difficult for whatever reason, they stick with it to get the best possible outcome for you. Well done to their advisers and the admin team. I'll be back to give you another financial challenge soon.
Dilan Emek
Mar 06, 2019
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Very happy to recommend this company to anyone looking to take the stress out of procuring a mortgage. We received a brilliant service from Richard Morris due to his high level of professionalism and great understanding of our situation.
Evangeline Eaglestone
Jan 24, 2019
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So disappointed in their customer service. Unhelpful and patronising; either took days to come back to me and eventually no reply at all when I asked for more help.
