Business Details
35 Years
experience
Independent Mortgage Brokers in Royston
Established in 1991, Mortgage Quest has built a reputation as a trusted mortgage and protection advisory service in Royston. Our team of experienced professionals combines decades of industry expertise with a client-first approach, offering impartial advice tailored to individual needs. We operate as an appointed representative of The Right Mortgage Limited, authorised by the Financial Conduct Authority, ensuring compliance with rigorous regulatory standards. With access to the entire intermediary marketplace, we specialise in securing competitive mortgage deals and comprehensive protection solutions. Our commitment to transparency, personalised service, and long-term client relationships has solidified our position as a leading local advisory firm.We prioritise ongoing education to stay ahead of market trends, enabling us to deliver informed guidance on complex financial products. From first-time buyers to property investors, our whole-of-market approach ensures clients receive unbiased recommendations. Our office relocation to New Cambridge House in Littlington reflects our growth while maintaining our dedication to accessible, face-to-face consultations. Client testimonials and Google reviews attest to our track record of successful mortgage completions and satisfied customers. As an independent broker, we work exclusively for our clients, not lenders, ensuring our advice remains objective and focused on long-term financial wellbeing.
Services
Mortgage Advice
Re-mortgaging
Buy to Let
Equity Release
New Builds
Shared Ownership
Protection Planning
Life Insurance
Critical Illness Cover
Income Protection
Details
- Year established: 1991
Highlights and features
- We offer 34 years of mortgage industry experience since 1991
- Our whole-of-market approach accesses 9000+ mortgage products
- We provide face-to-face consultations at our Royston office
- We have exclusive access to mortgage rates unavailable on the high street
- Our team holds CeMAP and CeFA professional qualifications
Associations and certifications
- Financial Conduct Authority
What people say
Exceptional service
Competitive rates
Knowledgeable advisors
Personalised approach
Stress-free process
Services
Mortgage Advice
We provide comprehensive mortgage advisory services covering all property types and buyer circumstances. Our CeMAP-qualified advisers access the entire market to find suitable deals for first-time buyers, remortgagers, and investors. Clients benefit from our industry expertise and exclusive partnerships that deliver competitive rates unavailable through high street banks.
Equity Release
Our specialist equity release advisors help homeowners aged 55+ access tax-free cash from their property. We offer impartial guidance on lifetime mortgages and home reversion plans, explaining the implications for inheritance and future care funding. Our FCA-regulated service includes detailed illustrations and ongoing support throughout the process.
Protection Planning
We design bespoke protection strategies to safeguard clients against financial hardship. Our offerings include life insurance, critical illness cover, income protection, and family income benefit. Each policy is tailored to individual circumstances, considering existing coverage and future needs while maintaining affordability and comprehensive protection.
Buy to Let Mortgages
Our buy-to-let specialists assist property investors with portfolio growth strategies. We access specialist landlord products, including limited company mortgages and HMO financing. Our service considers tax implications, cashflow requirements, and long-term investment goals to secure optimal financing solutions for residential and commercial property investors.
New Build Mortgages
We specialise in mortgage solutions for new build properties, including off-plan purchases and self-build projects. Our advisors work with major developers and construction lenders to secure competitive rates with appropriate completion timelines. We guide clients through Help to Buy schemes and new build warranties to ensure smooth transactions.
People
Trevor Peer
Founder
Established Mortgage Quest in 1990, building extensive industry relationships over 30+ years in Royston. Specialises in mortgage strategy and business development.
Helen Kellow
Mortgage Adviser
Qualified CeMAP and CeFA professional with HSBC banking background since 2017. Focuses on mortgage solutions and financial fairness principles.
Kayleigh Debnam
Protection Specialist
Certified mortgage adviser since 2020 specialising in buildings and contents insurance solutions. Provides tailored risk management advice.
Andrew Russell
Protection Adviser
Joined in 2021 with extensive customer service management experience. Specialises in life insurance and critical illness cover solutions.
Matthew Peer
Mortgage Adviser
Qualified CeMAP adviser since 2024 with Cambridge Building Society experience. Offers fee-free mortgage advice with industry expertise.
Questions
Do you charge fees for mortgage advice?
We offer fee-free mortgage advice as we receive commission from lenders upon successful completions. Our equity release services have a £700-£1495 fee.
What mortgage types do you offer?
We provide fixed-rate, variable-rate, tracker, offset, and specialist mortgages including buy-to-let, new builds, and shared ownership options.
Can you help with protection insurance?
We offer comprehensive protection solutions including life insurance, critical illness cover, income protection, and family income benefit policies.
Are you regulated by the FCA?
Yes, we operate as an appointed representative of The Right Mortgage Limited, authorised and regulated by the Financial Conduct Authority.
Do you provide face-to-face appointments?
We offer in-person consultations at our Royston office, with remote options available for clients nationwide.
What areas do you cover?
While based in Royston, Hertfordshire, we provide mortgage and protection services to clients across the entire UK.
Reviews (4)
Amanda Thomas
Apr 01, 2022
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I would highly recommend Andrew for arranging our life assurance, he sourced the best Insurer for what we wanted and handled everything, from start to finish, very professional and a decent person, very informative and kept us up to date with all the processing. Very good
Harry Simmonds
Feb 21, 2022
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Can't recommend Nick highly enough! Always comprehensive and gives complete peace of mind when reviewing options.
Steph L.
Feb 16, 2022
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If I could rate higher I would! Nicholas Peer has been absolutely amazing throughout the whole process. He has found us the best deal and has been extremely patient and supportive with us. Never once did we feel forced into anything! Not to mention he has gone above and beyond by even responding after working hours and even after midnight. If you are after a reliable mortgage advisor that knows what he is doing please ask for Nick!
Luke Hopson Music
Mar 19, 2021
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Nicholas Peer has been my mortgage advisor for the past couple of years. Extremely helpful and has always given me the best advice. I won't use anyone else. Mortgage quest are a pleasure to use and great customer service!
