Business Details
39 Years
experience
Trusted Mortgage Brokers in Belfast
Established in 1987 as Mansfield Begbie, we rebranded as The Mortgage Shop UK in 1992, bringing over three decades of expertise to mortgage brokering and financial services. As an Appointed Representative of Stonebridge Mortgage Solutions Limited, authorised and regulated by the Financial Conduct Authority, we adhere to stringent regulatory standards while offering tailored guidance to clients across the United Kingdom. Our team of seasoned professionals specialises in sourcing competitive mortgage deals, providing bespoke protection solutions, and conducting regular reviews to ensure our clients' financial strategies evolve with their changing circumstances.With a commitment to transparency, we offer free initial consultations and insurance reviews, ensuring no hidden fees or obligations. Our strategic partnerships with a broad panel of lenders and insurance providers enable us to deliver comprehensive, client-focused solutions, underpinned by our governance framework and dedication to maintaining the highest service standards. This enduring approach has solidified our reputation as a trusted partner in securing clients' financial futures.
Services
Mortgage Brokering
Re-Mortgaging
Buy-To-Let Mortgages
Life Assurance
Income Protection
Critical Illness Cover
Home Insurance
Mortgage Protection
Later Life Lending
Self Build Mortgages
Details
- Year established: 1987
Highlights and features
- We offer 38 years of experience in mortgage brokering.
- Our services are FCA regulated for your protection.
- We provide free insurance reviews and tailored recommendations.
- No broker fee in some circumstances, with a maximum of 450 if applicable.
- We offer bespoke mortgage and protection solutions to suit individual needs.
Associations and certifications
- Financial Conduct Authority (FCA)
Services
Mortgage Brokering
We specialise in sourcing competitive mortgage deals tailored to individual circumstances. Our brokers compare rates from a broad panel of lenders, handle all paperwork, and provide free initial consultations. Clients receive a Decision in Principle to secure property offers without upfront fees.
Life Assurance
We offer bespoke Life Assurance policies to protect families financially in the event of unforeseen circumstances. Our advisors explain coverage options, recommend suitable levels of protection, and ensure policies align with clients' mortgage and family needs through a panel of respected insurers.
Income Protection
Our Income Protection plans provide financial stability if illness or injury prevents work. We assess individual risk profiles, recommend appropriate coverage, and ensure policies adapt to changing life circumstances, including family growth or career changes.
Re-Mortgaging
We help clients optimise their mortgage terms through re-mortgaging, potentially reducing costs or releasing equity. Our process includes assessing eligibility, comparing deals, and managing applications while advising on potential early repayment charges to existing lenders.
Home Insurance
We provide comprehensive Home Insurance solutions covering buildings and contents. Our advisors recommend policies that align with property values and client lifestyles, ensuring adequate protection against common risks while offering regular reviews to update coverage as needed.
People
Siobhan McAleer
Managing Director
Siobhan McAleer, Managing Director, transitioned from legal practice to financial services in 1992, founding The Mortgage Shop. She oversees regulatory compliance, strategic direction, and service standards, leveraging over 30 years of industry experience to ensure client-focused governance.
Philip Strong
Operations Director
Philip Strong, Operations Director, brings 30+ years of financial services experience. He manages team performance, recruitment, and regulatory compliance, ensuring operational excellence and adherence to business success metrics across mortgage, wealth, and protection advisory services.
Julie Brannigan
Financial Governance Manager
Julie Brannigan, Financial Governance Manager, graduated with a first-class honours degree in Accounting from Queen's University. She oversees financial operations, social media, and corporate governance, combining analytical expertise with strategic management to support business growth.
Kira Parker
Mortgage and Protection Adviser
Kira Parker, a CeMAP-qualified adviser, joined The Mortgage Shop in 2022 after eight years at Lloyds Bank. She specialises in mortgage and protection solutions, blending technical expertise with client-focused advice to deliver tailored financial strategies.
Paul Campbell
Mortgage and Protection Adviser
Paul Campbell, a Mortgage and Protection Adviser, provides expert guidance on mortgage products and insurance solutions. His client-centric approach ensures recommendations align with individual financial goals, supported by ongoing reviews and market insights.
Questions
How do you find the best mortgage deals?
We compare rates from a broad panel of lenders, assess your circumstances, and use mortgage calculators to determine eligibility before house hunting.
Are there any fees for your services?
Initial consultations and insurance reviews are free. A broker fee may apply upon mortgage completion, capped at £450 if applicable.
What protection products do you offer?
We provide Life Assurance, Critical Illness Cover, Income Protection, and Home Insurance tailored to your mortgage and family needs.
How are you regulated?
We are an Appointed Representative of Stonebridge Mortgage Solutions Limited, authorised and regulated by the Financial Conduct Authority.
Can you help with re-mortgaging?
Yes, we assess eligibility, compare deals, and manage applications while advising on potential early repayment charges to existing lenders.
Do you offer regular policy reviews?
Yes, we provide free insurance reviews to ensure your coverage adapts to life changes like home moves or family growth.
Reviews (1)
Kane Robinson
Dec 02, 2021
Report
I have used Mansfield Begbie Associates for a few years now, as well as my parents using them for many years (25 years) after finally paying off their mortgage. Very friendly, knowledgeable, professional and they find you the best deals possible. Highly recommend, if i could give more stars i would!
