Business Details
22 Years
experience
Your Trusted Mortgage Brokers in Congleton
Established in 2004, The Mortgage Corner has built a reputation for providing impartial, expert mortgage advice tailored to individual client needs. Our team of qualified advisers combines extensive industry knowledge with a personalised approach, helping clients navigate the complexities of property financing. We offer access to thousands of mortgage products from high-street lenders, specialising in first-time buyer schemes, remortgaging, buy-to-let investments, and adverse credit scenarios. Our commitment to transparency ensures clients receive clear explanations of all financial implications, including potential repossession risks.As an appointed representative of PRIMIS Mortgage Network, we maintain rigorous regulatory standards while prioritising client education and long-term financial planning. Our services extend beyond mortgages to include protection insurance, buildings insurance, and income protection policies, all designed to safeguard clients' investments and livelihoods.
Services
First Time Buyer Mortgages
Remortgage Services
Buy to Let Financing
Adverse Credit Mortgages
Mortgage Protection Insurance
Details
- Year established: 2004
Highlights and features
- We offer impartial advice from FCA-regulated mortgage specialists
- Access to 90% of the mortgage market through our lender network
- Personalised financial planning for first-time buyers and investors
- Transparent fee structure with clear mortgage cost explanations
- Comprehensive protection insurance solutions tailored to individual needs
Associations and certifications
- Financial Conduct Authority (FCA)
Services
First Time Buyer Mortgages
Specialised mortgage solutions for first-time property purchasers. Our advisers help navigate government schemes, deposit requirements, and affordability assessments. We provide clear comparisons of competitive rates while explaining potential risks like repossession. Our service includes step-by-step guidance through the entire purchasing process.
Mortgage Protection Insurance
Comprehensive insurance products safeguarding mortgage payments against life events. Covers critical illness, unemployment, and income loss scenarios. Our advisers explain policy terms, coverage limits, and claim conditions. We help clients select appropriate protection levels to prevent repossession during financial hardship.
Buy to Let Financing
Tailored mortgage products for property investors. We explain buy-to-let lending criteria, interest-only options, and tax implications. Our service includes cashflow analysis for rental income viability. Advisers help structure mortgages to maximise investment returns while managing associated risks.
Adverse Credit Mortgages
Specialist mortgage solutions for clients with credit challenges. We assess different lender criteria for late payments, CCJs, and bankruptcies. Our advisers explain required documentation and deposit levels. We provide realistic options while explaining potential higher interest rates and long-term credit improvement strategies.
Remortgage Services
Expert guidance for homeowners seeking better mortgage deals. We analyse current terms, exit fees, and new product benefits. Our service includes break-even calculations and equity management advice. Advisers explain potential savings while highlighting any associated risks or costs.
Questions
What mortgage options exist for first-time buyers?
We offer Help to Buy schemes, shared ownership mortgages, and standard first-time buyer products with competitive rates from major lenders.
Can I remortgage with bad credit?
Yes, we work with specialist lenders offering adverse credit remortgage products, though rates may be higher depending on your specific circumstances.
What protection insurance do you recommend?
We recommend income protection, critical illness cover, and mortgage payment insurance tailored to your personal circumstances and financial commitments.
How much deposit do I need for a buy-to-let mortgage?
Typically 25-40% of the property value, though exact requirements depend on your financial profile and the specific lender's criteria.
What fees apply to your mortgage advice?
Our standard advice fee is £395, with transparent breakdowns of all associated mortgage product fees and legal costs.
Are your mortgage advisers qualified?
Yes, all our advisers are FCA-authorised with regular professional development to maintain industry accreditation standards.
Reviews (5)
Paul Fastiggi
Apr 05, 2022
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The Mortgage Corner arranged the finance for our new property plus various insurance policies. The service we received from Tim Simkins was first class! Tim took the time to listen to our requirements and delivered various options to us in a timely manner. Tim was always available to answer any of our questions and and was immensely patient with us. We would have no hesitation in recommending Tim and the rest of the team from The Mortgage Corner. Thank you!
Jane Washington
Mar 24, 2022
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I highly recommend Peter at The Mortgage Corner in Congleton. He searched for the best products for my circumstances, coordinated two successful mortgage applications and explained everything to me in plain English. Peter was easily contactable during all of the process, offering support and providing advice when needed, which was really reassuring and valued. He also sourced a competitive house insurance quote. Peter's client care is spot on - professional yet approachable, friendly and helpful. I would definitely use his services again.
Robyn Harrison
Feb 24, 2022
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Peter and the team were so helpful at all stages of our mortgage. They were very responsive at all times and provided valuable expertise and guidance throughout. Thanks to them we have now exchanged on our house ahead of schedule!
Charlotte Attenborough
Jan 02, 2022
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Peter is brilliant. He gets things done so efficiently, and keeps you in the loop. He always emails and calls when he says he will and makes everything so easy. This is our second time using him so far and we will never go anywhere else. We have recommended him to 5 other friends already who have all also had great experiences. Can't recommend highly enough!
Amber Barnett
Dec 12, 2021
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Extremely helpful for a first time buyer, dealing with a complex apartment purchase. Excellent communication at all stages of the process, dealing with all aspects of the sale. Highly recommended.
