There may be a fee for mortgage advice, the precise amount of the fee will depend upon your circumstances, but we estimate that it will be 200, payable on completion. We will confirm the fee during our initial meeting. Jason Mellor trading as Ideal Mortgages Direct is authorised and regulated by the Financial Conduct Authority and entered on the FCA Register No 302879 at www.fsa.gov.uk/register. The Financial Conduct Authority does not regulate some aspects of Buy to Let Mortgages, some aspects of Commercial Mortgages or FInance.
Services
He now has over 30 years experience in the industry, helping hundreds of clients secure a mortgage, having started his career as an under-writer with a regional mortgage lender in 1989. Ideal Mortgages Direct is a completely independent mortgage and insurance broker service, with access to the whole of the mortgage and insurance market.
Maybe you are a first-time buyer and the mortgage marketplace feels overwhelming. Or maybe, you are looking to move up the housing ladder and your existing lender is reluctant to offer the loan you require at a reasonable rate. Ideal Mortgages will discuss your circumstances with you, find out how much lenders would be willing to offer you and find the best rate available to you. Your current mortgage deal may be ending and your monthly payment may be due to increase if the lender's Standard Variable Rate (SVR) is higher.
Buildings Insurance is the only mandatory requirement set by lenders when arranging a mortgage. This insurance covers the fabric and permanent fixtures of your home such as the roof, walls & ceilings, doors & windows, fitted kitchens and bathrooms. Content Insurance covers your possessions, the things you would take with you if you moved house, against loss or damage caused by theft, fire, storm damage and burst pipes etc. We think nothing of insuring our cars, pets and personal possessions but often have inadequate cover to protect our families.
Reviews (10)
Jamie Kennedy
Feb 19, 2022
Leanne Hartley
Feb 12, 2022
Jason was fantastic from start to finish. As a first time buyer I knew nothing about mortgages but Jason explained everything and helped me understand all the jargon. He got me an amazing deal and was there for support and advice right up to completion. I would definitely recommend Jason to anyone and will definitely be using him again in the future.
Dan Chilton
Feb 01, 2022
Lydia
Dec 02, 2021
We have used Jason on several occasions in relation to our properties/mortgages and we have recommended him to friends and family. He is very professional and we feel that we can trust his advice implicitly. He moves quickly and makes the whole process of taking out or renewing our mortgages feel very simple and stress free.
Amy Jenks
Jan 05, 2021
I completed on my first property last week with the help of Jason! Amazing service and available to always answer every question I had. As it was my first home, I was unsure of the processes I needed to take and Jason talked me through them all, even during covid, he made sure we had zoom meetings to confirm details etc. Thank you Jason! Highly recommend
Sonia Bennett
Dec 28, 2020
Jason has been our mortgage adviser for the last 10 years. He quickly responds to any queries you may have about your mortgage product. He ensures you get the best deal and takes the time to explain everything. It's great working with someone who you know will do their best for you. Totally recommend him.
Robert Hepher
Oct 22, 2020
We were recommended to Ideal Mortgages by our Estate Agent's and I'm very thankful we acquired Jason's services as our mortgage broker. He was very friendly, helpful and approachable. There is no doubt he saved us a lot of time, money and hassle during the process. He also managed to recuperate some early repayment charges which we thought were irrecoverable due to being given this information directly by the mortgage lenders who we had been dealing with. This was due to his experience and knowledge of the market. Very happy with the service provided by Ideal Mortgage's, can't recommend highly enough.
Dominic Matthews
Apr 27, 2020
Lucy Hargreaves
Feb 13, 2020
Jason provided us with excellent service and support all throughout the process of buying our first property. A family member recommended us to him and we will definitely be using him in the future, when necessary. He explained the process very clearly and it very easy. Would definitely recommend to anyone!
Stacey Beard
Dec 20, 2019
The first time we we bought a home it was an extremely stressful experience. Ideal mortgages direct was recommended to us by friends, Jason made the whole process seem very easy and not stressful at all. He's extremely knowledgeable, affordable, kind and honest. We will definitely be using ideal mortgages again. Thank you!
