Business Details
24 Years
experience
Your Trusted Mortgage & Protection Advisors in Camberley
PJK Associates has over 30 years' experience advising on mortgages and protection solutions. Our qualified team utilises the latest technology to provide expert guidance across the entire mortgage market, supporting first-time buyers, homeowners, and property landlords. Established in 2002, we combine deep industry knowledge with a client-centric approach, ensuring professional, compliant advice that meets individual needs. Our advisors hold professional qualifications including CeMAP, DipMAP, and CeRER, demonstrating our commitment to excellence.We offer comprehensive protection solutions, including life insurance, critical illness cover, and income protection, tailored to mitigate financial risks from unexpected life events. As an FCA-authorised firm, we prioritise transparency, regulatory compliance, and long-term client relationships, serving clients across Camberley, Farnham, Ascot, and surrounding areas.
Services
Mortgage Advice
Remortgage Solutions
Equity Release
Buy to Let
Life Insurance
Critical Illness Cover
Income Protection
Home Insurance
Private Medical Insurance
Specialist Lending
Details
- Year established: 2002
Highlights and features
- We offer 30+ years' experience in mortgage and insurance solutions
- Our team holds professional qualifications including CeMAP and DipMAP
- We provide free, no-obligation mortgage consultations
- FCA-authorised with strict compliance and transparency standards
- Access to the entire mortgage market for tailored solutions
Associations and certifications
- Financial Conduct Authority
What people say
Expert advice
Personalised support
Stress-free process
Top-rated service
Professional team
Services
Mortgage Advice
We provide comprehensive mortgage advice tailored to individual circumstances. Our FCA-regulated advisors help first-time buyers, homeowners, and investors navigate the entire market. With access to all major lenders, we secure competitive rates for residential and buy-to-let properties.
Equity Release
Specialist equity release solutions for older borrowers. We offer lifetime mortgages and retirement interest-only options with no monthly payments required. Our advisors explain all implications, including impacts on inheritance and benefits.
Life Insurance
Tailored life insurance policies to protect families and mortgages. We offer level, decreasing, and increasing cover options with guaranteed premiums. Policies can be placed in trust for faster payout to beneficiaries.
Income Protection
Monthly income replacement for illness or accident. Covers up to 60% of earnings with flexible waiting periods. Includes fracture cover and rehabilitation support, ensuring financial stability during recovery.
Specialist Lending
Solutions for complex cases including bridging loans and second charge mortgages. We assist clients with adverse credit histories or non-standard properties, providing access to specialist lenders and flexible terms.
People
Peter Kelly
Director
With over 35 years' experience in property and finance, Peter established PJK Associates in 2002. His expertise in mortgages and equity release makes him a trusted advisor in Camberley.
Jackie Kelly
Administration & Compliance Manager
Jackie has worked in financial services since 1999, ensuring regulatory compliance since 2005. She maintains FCA standards while managing office operations and client communications.
James Moyle
Mortgage & Protection Advisor
Qualified in all mortgage aspects since 2018, James provides tailored solutions. His sales background helps clients understand complex financial products through clear communication.
Questions
What mortgage services do you offer?
We provide purchase mortgages, remortgaging, equity release, buy-to-let, and specialist lending solutions for residential and investment properties.
Are your services regulated?
Yes, PJK Associates is authorised and regulated by the Financial Conduct Authority (FCA) under reference 301947.
Do you offer protection insurance?
We offer life insurance, critical illness cover, income protection, business protection, and private medical insurance through major UK insurers.
What fees apply to mortgage arrangements?
Our mortgage arrangement fee ranges from £199 to £599 depending on individual circumstances and transaction complexity.
Reviews (4)
Tom Thackwray
Jun 11, 2022
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We've used PJK Associates on a number of occasions. Most recently for separate buy-to-let and residential mortgages. The advice we received was first rate. This was our first time remortgaging an existing property and buying a new property at the same time. PJK were fantastic at finding the best mortgage deals and making everything as straightforward as possible. Matthew was particularly helpful in making sure both mortgages where arranged smoothly, and that everything went to plan. Excellent service from all the team and highly recommend.
Charlotte Healey
Jun 10, 2022
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I would highly recommend PJK as I recently used their services in relation to a house purchase. Matthew in particular made the whole process stress-free and easy. He was brilliant at answering my questions, allaying my concerns, and he offered sound honest advice that helped me to make informed choices. I will definitely refer to PJK again if I need anything else in the future. Thanks!
Ellen Wilson
Jun 09, 2022
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James at PJK is amazing! I bought my first house with the help of James, and couldn't have done it without him. He is extremely knowledgable, and I trust him wholly with what he suggests as my best option. Not being well versed with all things mortgage related, James has helped me immensely in explaining things in a logical way which makes sense and fills me with such confidence when making financial decisions. I would not hesitate in recommending James, and have already done so to my friends. Thank you James!
Nicole Reeves
Jun 08, 2022
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PJK Associates helped so much with our first buy. I would have been completely clueless without their help. Nothing was ever too much to ask from our mortgage broker, Matthew Honeywood, he really went above and beyond to answer all my many lists of questions. He also made me feel super comfortable to ask anything related to the move, without being made to feel silly. Big thank you for everything you've done for us; the manageable mortgage offer; the life insurance and even helping with the role of the solicitors. I would happily recommend any family and friends to PJK Associates. They are a friendly, affordable and efficient service.
